HomeCompareKEY vs MTB

KEY vs MTB: Dividend Comparison 2026

KEY yields 4.23% · MTB yields 2.91%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MTB wins by $14.6K in total portfolio value· pulled ahead in Year 5
10 years
KEY
KEY
● Live price
4.23%
Share price
$19.40
Annual div
$0.82
5Y div CAGR
12.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$33.9K
Annual income
$2,192.93
Full KEY calculator →
MTB
MTB
● Live price
2.91%
Share price
$201.13
Annual div
$5.85
5Y div CAGR
29.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$48.5K
Annual income
$7,904.03
Full MTB calculator →

Portfolio growth — KEY vs MTB

📍 MTB pulled ahead of the other in Year 5

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodKEYMTB
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, KEY + MTB cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
KEY pays
MTB pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KEY
Annual income on $10K today (after 15% tax)
$359.28/yr
After 10yr DRIP, annual income (after tax)
$1,863.99/yr
MTB
Annual income on $10K today (after 15% tax)
$247.23/yr
After 10yr DRIP, annual income (after tax)
$6,718.43/yr
At 15% tax rate, MTB beats the other by $4,854.43/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of KEY + MTB for your $10,000?

KEY: 50%MTB: 50%
100% MTB50/50100% KEY
Portfolio after 10yr
$41.2K
Annual income
$5,048.48/yr
Blended yield
12.25%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on KEY right now

KEY
Analyst Ratings
31
Buy
18
Hold
2
Sell
Consensus: Buy
Price Target
$22.88
+17.9% upside vs current
Range: $18.00 — $26.00
Altman Z
0.1
Piotroski
8/9
MTB
Analyst Ratings
15
Buy
29
Hold
4
Sell
Consensus: Hold
Price Target
$228.63
+13.7% upside vs current
Range: $208.00 — $255.00
Altman Z
-0.3
Piotroski
8/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KEY buys
0
MTB buys
0
No recent congressional trades found for KEY or MTB in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricKEYMTB
Forward yield4.23%2.91%
Annual dividend / share$0.82$5.85
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR12.4%29.4%
Portfolio after 10y$33.9K$48.5K
Annual income after 10y$2,192.93$7,904.03
Total dividends collected$11.3K$24.8K
Payment frequencyquarterlyquarterly
SectorStockFinancials
Analyst consensusBuyHold
Analyst price target$22.88$228.63

Year-by-year: KEY vs MTB ($10,000, DRIP)

YearKEY PortfolioKEY Income/yrMTB PortfolioMTB Income/yrGap
1$11,175$475.09$11,076$376.37+$99.00KEY
2$12,515$557.71$12,356$504.15+$159.00KEY
3$14,047$656.11$13,901$680.12+$146.00KEY
4$15,804$773.60$15,799$925.35+$5.00KEY
5← crossover$17,825$914.28$18,177$1,271.90$352.00MTB
6$20,156$1,083.21$21,219$1,769.67$1.1KMTB
7$22,853$1,286.68$25,203$2,498.31$2.4KMTB
8$25,985$1,532.51$30,556$3,588.54$4.6KMTB
9$29,635$1,830.50$37,956$5,261.49$8.3KMTB
10$33,902$2,192.93$48,517$7,904.03$14.6KMTB

KEY vs MTB: Complete Analysis 2026

KEYStock

KeyCorp operates as the holding company for KeyBank National Association that provides various retail and commercial banking products and services in the United States. It operates in two segments, Consumer Bank and Commercial Bank. The company offers various deposits, investment products and services; and personal finance and financial wellness, student loan refinancing, mortgage and home equity, lending, credit card, treasury, business advisory, wealth management, asset management, investment, cash management, portfolio management, and trust and related services to individuals and small and medium-sized businesses. It also provides a suite of banking and capital market products, such as syndicated finance, debt and equity capital market products, commercial payments, equipment finance, commercial mortgage banking, derivatives, foreign exchange, financial advisory, and public finance, as well as commercial mortgage loans comprising consumer, energy, healthcare, industrial, public sector, real estate, and technology loans for middle market clients. In addition, the company offers community development financing, securities underwriting, brokerage, and investment banking services. As of December 31, 2021, it operated through a network of approximately 999 branches and 1,317 ATMs in 15 states, as well as additional offices, online and mobile banking capabilities, and a telephone banking call center. KeyCorp was founded in 1849 and is headquartered in Cleveland, Ohio.

Full KEY Calculator →

MTBFinancials

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; insurance agency; institutional brokerage and securities; and investment management services. It offers its services through banking offices, business banking centers, telephone and internet banking, and automated teller machines. As of December 31, 2021, the company operates 688 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; and a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.

Full MTB Calculator →
📬

Get this KEY vs MTB comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

KEY vs SCHDKEY vs JEPIKEY vs OKEY vs KOKEY vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.