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KR vs CFG: Dividend Comparison 2026

KR yields 1.86% · CFG yields 3.06%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 KR wins by $26.89M in total portfolio value
10 years
KR
KR
● Live price
1.86%
Share price
$73.72
Annual div
$1.37
5Y div CAGR
96.5%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$26.92M
Annual income
$23,964,402.12
Full KR calculator →
CFG
CFG
● Live price
3.06%
Share price
$57.45
Annual div
$1.76
5Y div CAGR
14.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$30.4K
Annual income
$1,688.32
Full CFG calculator →

Portfolio growth — KR vs CFG

📍 KR pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodKRCFG
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, KR + CFG cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
KR pays
CFG pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KR
Annual income on $10K today (after 15% tax)
$157.96/yr
After 10yr DRIP, annual income (after tax)
$20,369,741.80/yr
CFG
Annual income on $10K today (after 15% tax)
$260.40/yr
After 10yr DRIP, annual income (after tax)
$1,435.07/yr
At 15% tax rate, KR beats the other by $20,368,306.73/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of KR + CFG for your $10,000?

KR: 50%CFG: 50%
100% CFG50/50100% KR
Portfolio after 10yr
$13.48M
Annual income
$11,983,045.22/yr
Blended yield
88.93%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CFG right now

KR
Analyst Ratings
21
Buy
17
Hold
6
Sell
Consensus: Buy
Price Target
$74.25
+0.7% upside vs current
Range: $68.00 — $82.00
Altman Z
3.6
Piotroski
7/9
CFG
Analyst Ratings
31
Buy
6
Hold
1
Sell
Consensus: Buy
Price Target
$70.08
+22.0% upside vs current
Range: $60.00 — $80.00
Altman Z
0.3
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KR buys
0
CFG buys
0
No recent congressional trades found for KR or CFG in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricKRCFG
Forward yield1.86%3.06%
Annual dividend / share$1.37$1.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR96.5%14.2%
Portfolio after 10y$26.92M$30.4K
Annual income after 10y$23,964,402.12$1,688.32
Total dividends collected$26.66M$8.6K
Payment frequencyquarterlyquarterly
SectorConsumer StaplesFinancials
Analyst consensusBuyBuy
Analyst price target$74.25$70.08

Year-by-year: KR vs CFG ($10,000, DRIP)

YearKR PortfolioKR Income/yrCFG PortfolioCFG Income/yrGap
1← crossover$11,065$365.17$11,050$349.86+$15.00KR
2$12,582$742.05$12,236$412.60+$346.00KR
3$15,012$1,549.52$13,580$487.63+$1.4KKR
4$19,458$3,395.26$15,108$577.61+$4.3KKR
5$28,902$8,081.91$16,852$685.86+$12.1KKR
6$52,971$22,045.58$18,848$816.48+$34.1KKR
7$130,879$74,200.60$21,142$974.64+$109.7KKR
8$476,723$336,682.51$23,789$1,166.83+$452.9KKR
9$2,762,230$2,252,135.70$26,855$1,401.25+$2.74MKR
10$26,919,988$23,964,402.12$30,423$1,688.32+$26.89MKR

KR vs CFG: Complete Analysis 2026

KRConsumer Staples

The Kroger Co. operates as a retailer in the United States. The company operates combination food and drug stores, multi-department stores, marketplace stores, and price impact warehouses. Its combination food and drug stores offer natural food and organic sections, pharmacies, general merchandise, pet centers, fresh seafood, and organic produce; and multi-department stores provide apparel, home fashion and furnishings, outdoor living, electronics, automotive products, and toys. The company's marketplace stores offer full-service grocery, pharmacy, health and beauty care, and perishable goods, as well as general merchandise, including apparel, home goods, and toys; and price impact warehouse stores provide grocery, and health and beauty care items, as well as meat, dairy, baked goods, and fresh produce items. It also manufactures and processes food products for sale in its supermarkets and online; and sells fuel through 1,613 fuel centers. As of January 29, 2022, the company operated 2,726 supermarkets under various banner names in 35 states and the District of Columbia. The Kroger Co. was founded in 1883 and is based in Cincinnati, Ohio.

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CFGFinancials

Citizens Financial Group, Inc. operates as the bank holding company for Citizens Bank, National Association that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, corporations, and institutions in the United States. The company operates in two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, wealth management, and investment services; and auto, education, and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. This segment serves government banking, not-for-profit, healthcare, technology, professionals, oil and gas, asset finance, franchise finance, asset-based lending, commercial real estate, private equity, and sponsor finance industries. It operates approximately 1,200 branches in 14 states and the District of Columbia; 114 retail and commercial non-branch offices in national markets; and approximately 3,300 automated teller machines. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.

Full CFG Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.