HomeCompareKSBI vs XYLD

KSBI vs XYLD: Dividend Comparison 2026

KSBI yields 1.40% · XYLD yields 10.98%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 KSBI wins by $14.89M in total portfolio value
10 years
KSBI
KSBI
● Live price
1.40%
Share price
$81.00
Annual div
$1.13
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$14.91M
Annual income
$13,109,333.93
Full KSBI calculator →
XYLD
Global X S&P 500 Covered Call ETF
● Live price
10.98%
Share price
$39.13
Annual div
$4.30
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.3K
Annual income
$3,219.02
Full XYLD calculator →

Portfolio growth — KSBI vs XYLD

📍 KSBI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodKSBIXYLD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, KSBI + XYLD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
KSBI pays
XYLD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KSBI
Annual income on $10K today (after 15% tax)
$118.58/yr
After 10yr DRIP, annual income (after tax)
$11,142,933.84/yr
XYLD
Annual income on $10K today (after 15% tax)
$933.63/yr
After 10yr DRIP, annual income (after tax)
$2,736.17/yr
At 15% tax rate, KSBI beats the other by $11,140,197.67/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of KSBI + XYLD for your $10,000?

KSBI: 50%XYLD: 50%
100% XYLD50/50100% KSBI
Portfolio after 10yr
$7.47M
Annual income
$6,556,276.47/yr
Blended yield
87.77%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KSBI buys
0
XYLD buys
0
No recent congressional trades found for KSBI or XYLD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricKSBIXYLD
Forward yield1.40%10.98%
Annual dividend / share$1.13$4.30
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%0%
Portfolio after 10y$14.91M$25.3K
Annual income after 10y$13,109,333.93$3,219.02
Total dividends collected$14.75M$19.6K
Payment frequencyquarterlymonthly
SectorStockETF

Year-by-year: KSBI vs XYLD ($10,000, DRIP)

YearKSBI PortfolioKSBI Income/yrXYLD PortfolioXYLD Income/yrGap
1← crossover$10,979$279.01$10,818$1,098.39+$161.00KSBI
2$12,320$572.58$11,738$1,222.51+$582.00KSBI
3$14,383$1,200.97$12,774$1,364.64+$1.6KKSBI
4$18,011$2,620.76$13,944$1,527.86+$4.1KKSBI
5$25,406$6,134.06$15,270$1,715.87+$10.1KKSBI
6$43,357$16,172.97$16,775$1,933.09+$26.6KKSBI
7$97,982$51,589.71$18,490$2,184.87+$79.5KKSBI
8$322,759$217,918.16$20,450$2,477.63+$302.3KKSBI
9$1,687,102$1,341,749.55$22,697$2,819.19+$1.66MKSBI
10$14,914,533$13,109,333.93$25,280$3,219.02+$14.89MKSBI

KSBI vs XYLD: Complete Analysis 2026

KSBIStock

KS Bancorp, Inc. operates as the bank holding company for KS Bank, Inc. that provides a range of community banking services to consumers and businesses. It offers personal deposit accounts, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposit; loan products, including vehicle, boat and marine, recreational, deposit/investment secured, student, debt consolidation, and home equity loans, as well as home equity lines of credit; and credit cards. The company also provides business checking and savings, and payroll card accounts; construction loans, such as builders' speculative and pre-sale and commercial builder loans; commercial loans, including equipment, facilities purchase, debt refinancing, and real estate loans; and seasonal cash needs, inventory financing, and receivables financing lines of credit. In addition, it offers merchant, payroll, cash management, and remote deposit services; and mortgage services, including home purchase, home refinance, construction/permanent loans. Further, the company provides wealth management services comprising investment management, financial and retirement planning, trust and estate, and private banking services. It operates through nine full service branch offices located in Kenly, Goldsboro, Wilson, Garner, Selma, Clayton, Wendell, Four Oaks, and Smithfield, North Carolina. The company was incorporated in 1924 and is headquartered in Smithfield, North Carolina.

Full KSBI Calculator →

XYLDETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.