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KSBI Dividend DRIP Calculator 2026
1.53% YieldFinancial ServicesKS Bancorp, Inc. · OTC
Price: $75.66 · Annual div: $1.16/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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🎯 When KSBI pays your bills
Year your monthly dividend income covers each expense (based on current settings)
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$10,000 in KSBI → $11.92M in 10 years · $15,003.14/month
About KS Bancorp, Inc. (KSBI) — Dividend Analysis 2026
KS Bancorp, Inc. functions as the parent entity for KS Bank, Inc., providing an extensive array of localized banking solutions to both individual and business clientele. For personal banking, it offers various deposit accounts such as checking, savings, money market, and individual retirement accounts, alongside certificates of deposit. Its lending portfolio includes personal loans for vehicles, marine craft, recreational activities, student financing, debt consolidation, deposit/investment-secured loans, and home equity options like loans and lines of credit. Credit card services are also available. Commercial clients can access business checking, savings, and payroll card accounts. The bank supports businesses with construction financing, including speculative and pre-sale builder loans, as well as general commercial builder loans. Additional commercial lending options cover equipment financing, facility acquisition, debt refinancing, and real estate. Businesses can also utilize lines of credit for managing seasonal cash flow, inventory, and accounts receivable. Beyond core banking, KS Bancorp delivers a suite of specialized services, such as merchant processing, payroll administration, comprehensive cash management, and remote deposit capture. Its mortgage offerings facilitate home purchases, refinancing, and combined construction-to-permanent loans. Furthermore, the company provides robust wealth management services, encompassing investment guidance, financial and retirement planning, trust and estate administration, and exclusive private banking. The company conducts its operations through nine full-service branch offices strategically located across North Carolina in Kenly, Goldsboro, Wilson, Garner, Selma, Clayton, Wendell, Four Oaks, and Smithfield. Established in 1924, KS Bancorp, Inc. maintains its corporate headquarters in Smithfield, North Carolina.
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This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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🌍 KSBI Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold KSBI.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 1.53% | -1.27% | $153 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 1.30% | -1.50% | $130 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 1.22% | -1.58% | $122 / yr |
| 🇬🇧 UK ISA | 0% | 1.53% | -1.27% | $153 / yr |
| 🇬🇧 UK Taxable | 8.75% | 1.40% | -1.40% | $140 / yr |
| 🇨🇦 TFSA | 0% | 1.53% | -1.27% | $153 / yr |
| 🇨🇦 CA Taxable | 25% | 1.15% | -1.65% | $115 / yr |
| 🇦🇺 Super (pension) | 15% | 1.30% | -1.50% | $130 / yr |
| 🇦🇺 AU Taxable | 30% | 1.07% | -1.73% | $107 / yr |
| 🇩🇪 DE Taxable | 26.375% | 1.13% | -1.67% | $113 / yr |
| 🇫🇷 FR Taxable | 30% | 1.07% | -1.73% | $107 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 KSBI Income Goal & Break-Even
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.16/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 KSBI Dividend Payment Schedule
KSBI pays quarterly — 4 times per year. Next ex-div: TBD.
📊 KSBI vs Financial Services Benchmarks
How KSBI compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for KSBI sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ KSBI Insider Activity
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| Buy | 2005-05-17 | 500 | $19.50 | $9.8K | ||
| Buy | 2005-04-06 | 200 | $17.25 | $3.5K | ||
| Buy | 2005-03-14 | 149 | $23.50 | $3.5K | ||
| Buy | 2005-03-14 | 2 | $23.50 | $47.00 | ||
| Buy | 2005-03-14 | 9 | $23.75 | $214.00 | ||
| J-Other | 2005-03-07 | 2,429 | — | — | ||
| Buy | 2005-03-07 | 171 | $23.25 | $4.0K | ||
| Buy | 2005-03-07 | 2 | $22.00 | $44.00 | ||
| J-Other | 2005-03-07 | 6,155 | — | — | ||
| Buy | 2005-03-07 | 243 | $22.00 | $5.3K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Financial Health Scores
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the KSBI dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
KS Bancorp, Inc. (KSBI) is currently trading at $75.66, 11% below its 52-week high. The current dividend yield is 1.53% based on an annual payout of $1.16 per share.
KSBI (KS Bancorp, Inc.) — 1.53% Dividend Yield Analysis
KS Bancorp, Inc. (KSBI) is a financial services stock currently trading at $75.66 with a dividend yield of 1.53%. The company pays an annual dividend of $1.16 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, KSBI has grown its dividend at a compound annual rate of 100.0%.
- Dividend payments are not guaranteed and can be reduced or suspended at any time.
Auto-generated from live market data. For educational purposes only — not financial advice.