Is KWIPF or RYLD a better dividend investment in 2026?

KWIPF currently yields 3.58% with a 5% 5-year dividend growth rate. RYLD yields 12.14% with 5% growth. The better choice depends on your goal: RYLD offers higher current income.

What is the dividend yield difference between KWIPF and RYLD?

KWIPF has a forward dividend yield of 3.58% ($0.02/share annually). RYLD yields 12.14% ($1.81/share annually). The yield gap is 8.56 percentage points.

Home › Compare › KWIPF vs RYLD

KWIPF vs RYLD: Dividend Comparison 2026

KWIPF yields 3.58% · RYLD yields 12.14%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 RYLD wins by $23.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

KWIPF

● Live price

3.58%

Share price

$0.51

Annual div

$0.02

5Y div CAGR

-37%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$20.7K

Annual income

$3.71

Full KWIPF calculator →

RYLD

● Live price

12.14%

Share price

$14.95

Annual div

$1.81

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$44.5K

Annual income

$2,587.35

Full RYLD calculator →

Portfolio growth — KWIPF vs RYLD

📍 RYLD pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	KWIPF	RYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, KWIPF + RYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

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Nov

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Dec

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KWIPF pays

RYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

KWIPF

Annual income on $10K today (after 15% tax)

$304.56/yr

After 10yr DRIP, annual income (after tax)

$3.15/yr

RYLD

Annual income on $10K today (after 15% tax)

$1,031.60/yr

After 10yr DRIP, annual income (after tax)

$2,199.25/yr

At 15% tax rate, RYLD beats the other by $2,196.09/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of KWIPF + RYLD for your $10,000?

KWIPF: 50%RYLD: 50%

100% RYLD50/50100% KWIPF

Portfolio after 10yr

$32.6K

Annual income

$1,295.53/yr

Blended yield

3.97%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

KWIPF buys

RYLD buys

No recent congressional trades found for KWIPF or RYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricKWIPFRYLD

Forward yield	3.58%	12.14% ✓
Annual dividend / share	$0.02	$1.81 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	-37%	0% ✓
Portfolio after 10y	$20.7K	$44.5K ✓
Annual income after 10y	$3.71	$2,587.35 ✓
Total dividends collected	$617.00 ✓	$18.8K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: KWIPF vs RYLD ($10,000, DRIP)

Year	KWIPF Portfolio	KWIPF Income/yr	RYLD Portfolio	RYLD Income/yr	Gap
1← crossover	$10,926	$225.73	$11,914	$1,213.65	$988.00 → RYLD
2	$11,836	$145.21	$14,099	$1,351.30	$2.3K → RYLD
3	$12,757	$92.62	$16,580	$1,494.55	$3.8K → RYLD
4	$13,709	$58.78	$19,384	$1,642.61	$5.7K → RYLD
5	$14,705	$37.19	$22,535	$1,794.70	$7.8K → RYLD
6	$15,758	$23.49	$26,063	$1,950.00	$10.3K → RYLD
7	$16,876	$14.82	$29,995	$2,107.69	$13.1K → RYLD
8	$18,067	$9.34	$34,361	$2,266.99	$16.3K → RYLD
9	$19,337	$5.89	$39,194	$2,427.12	$19.9K → RYLD
10	$20,695	$3.71	$44,525	$2,587.35	$23.8K → RYLD

KWIPF vs RYLD: Complete Analysis 2026

KWIPF — Stock

Kiwi Property (NZX: KPG) is one of the largest listed property companies on the New Zealand Stock Exchange and is a member of the S&P/NZX 20 Index. We've been around for over 25 years and proudly own, and manage a significant real estate portfolio, comprising some of New Zealand's best mixed-use, retail and office buildings. Our objective is to provide investors with a reliable investment in New Zealand property through the ownership and active management of a diversified, high-quality portfolio. S&P Global Ratings has assigned Kiwi Property an issuer credit rating of BBB (stable) and an issue credit rating of BBB+ for each of its fixed rate senior secured bonds. Kiwi Property is the highest rated New Zealand company within CDP (Carbon Disclosure Project) and is a member of FTSE4 Good, a series of benchmark and tradable indices for ESG (Environmental, Social and Governance) investors. Kiwi Property is licensed under the Real Estate Agents Act 2008.

Full KWIPF Calculator →

RYLD — ETF

The Global X Russell 2000 Covered Call ETF (RYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Russell 2000 BuyWrite Index.

Full RYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.