Is LAIX or QYLD a better dividend investment in 2026?

LAIX currently yields 64.52% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: LAIX offers higher current income.

What is the dividend yield difference between LAIX and QYLD?

LAIX has a forward dividend yield of 64.52% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 52.60 percentage points.

Home › Compare › LAIX vs QYLD

LAIX vs QYLD: Dividend Comparison 2026

LAIX yields 64.52% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LAIX wins by $785.6K in total portfolio value

INVESTMENT

TIME HORIZON10 years

LAIX

● Live price

64.52%

Share price

$3.10

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$811.0K

Annual income

$200,296.67

Full LAIX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — LAIX vs QYLD

📍 LAIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LAIX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, LAIX + QYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LAIX pays

QYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LAIX

Annual income on $10K today (after 15% tax)

$5,483.87/yr

After 10yr DRIP, annual income (after tax)

$170,252.17/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, LAIX beats the other by $165,441.76/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LAIX + QYLD for your $10,000?

LAIX: 50%QYLD: 50%

100% QYLD50/50100% LAIX

Portfolio after 10yr

$418.2K

Annual income

$102,978.00/yr

Blended yield

24.62%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LAIX buys

QYLD buys

No recent congressional trades found for LAIX or QYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLAIXQYLD

Forward yield	64.52% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$811.0K ✓	$25.4K
Annual income after 10y	$200,296.67 ✓	$5,659.31
Total dividends collected	$681.5K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LAIX vs QYLD ($10,000, DRIP)

Year	LAIX Portfolio	LAIX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$17,152	$6,451.61	$10,352	$1,192.36	+$6.8K → LAIX
2	$28,694	$10,341.64	$10,830	$1,347.57	+$17.9K → LAIX
3	$46,872	$16,169.25	$11,460	$1,539.07	+$35.4K → LAIX
4	$74,837	$24,684.68	$12,275	$1,777.84	+$62.6K → LAIX
5	$116,910	$36,834.25	$13,323	$2,078.95	+$103.6K → LAIX
6	$178,872	$53,777.67	$14,667	$2,463.34	+$164.2K → LAIX
7	$268,289	$76,896.60	$16,396	$2,960.57	+$251.9K → LAIX
8	$394,861	$107,791.66	$18,631	$3,612.97	+$376.2K → LAIX
9	$570,768	$148,266.32	$21,548	$4,482.15	+$549.2K → LAIX
10	$811,018	$200,296.67	$25,398	$5,659.31	+$785.6K → LAIX

LAIX vs QYLD: Complete Analysis 2026

LAIX — Stock

LAIX Inc., an artificial intelligence (AI) company, provides online English learning products and services in the People's Republic of China. It offers English Liulishuo app, which offers a suite of courses, including free courses for leisure learning, the paid personalized standard courses, DongNi English, and other paid courses, as well as DongNi English A+ app; LiuLi Reading mobile app that allows users to read articles from publishers supplemented by detailed learning tips and quizzes; and Kids Liulishuo, a mobile app that enhance the reading, hearing, and speaking abilities of kids. The company also provides IELTS Liulishuo app for IELTS speaking practice tests; and enterprise learning services for corporate customers. In addition, it is involved in AI lab operation; technology development; and provision of loan arrangement and marketing support services. The company was formerly known as LingoChamp Inc. LAIX Inc. was incorporated in 2013 and is headquartered in Shanghai, the People's Republic of China.

Full LAIX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

📬

Get this LAIX vs QYLD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

LAIX vs SCHD LAIX vs JEPI LAIX vs O LAIX vs KO LAIX vs MAIN LAIX vs XYLD LAIX vs JEPQ LAIX vs RYLD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.