LAIX Inc., an artificial intelligence (AI) company, provides online English learning products and services in the People's Republic of China. It offers English Liulishuo app, which offers a suite of courses, including free courses for leisure learning, the paid personalized standard courses, DongNi English, and other paid courses, as well as DongNi English A+ app; LiuLi Reading mobile app that allows users to read articles from publishers supplemented by detailed learning tips and quizzes; and Kids Liulishuo, a mobile app that enhance the reading, hearing, and speaking abilities of kids. The company also provides IELTS Liulishuo app for IELTS speaking practice tests; and enterprise learning services for corporate customers. In addition, it is involved in AI lab operation; technology development; and provision of loan arrangement and marketing support services. The company was formerly known as LingoChamp Inc. LAIX Inc. was incorporated in 2013 and is headquartered in Shanghai, the People's Republic of China.
Is LAIX a good dividend investment in 2026?
LAIX offers a 64.52% forward yield with a 50% payout ratio. Strand Safety Score: 60/100 (Moderate Risk). The 5-year dividend CAGR of 0% is modest — investors should weigh current income against growth alternatives.
LAIX DRIP calculator — what's the difference?
With DRIP on a $10,000 investment over 10 years, your LAIX portfolio grows to $18.39M vs $10.30M without reinvestment. This is the compound interest effect in action.
LAIX dividend growth history & forecast
LAIX has grown its dividend by 0% over the last year and 0% annually over 5 years. At this pace, an investor who holds for 10+ years will see their yield on cost grow substantially above the current 64.52%.
Company generates negative FCF ($-161M) — borrowing to pay dividends
Debt Leverage0.0× Debt/EBITDA
30 / 30 pts
30/30
Debt/EBITDA 0.0× — low leverage, balance sheet is strong
Earnings Momentum+0.1B → -0.4B → -0.6B
30 / 30 pts
30/30
Net income grew for 2 consecutive years — strong earnings momentum
OVERALL ASSESSMENT
Dividend at moderate risk — monitor coverage and debt closely.
STRAND SCORE
60
/100
Strand Safety Score™ is proprietary to DividendFlow. Inputs: FCF, Debt/EBITDA, Net Income from SEC filings via FMP. Not financial advice. N/A for ETFs, pre-revenue companies, and tickers without income statements.
🌍 LAIX Yield by Country & Account Type
Real after-tax yield depends on where you live and how you hold LAIX.
Gross yield
64.52%
Tax rate
15.00%
After-tax yield
54.84%
Real yield (−CPI)
52.04%
Account/Country
Tax Rate
After-tax Yield
Real Yield
$10K Annual Income
🇺🇸 Roth IRA / 401k
0%
64.52%
61.72%
$6,452 / yr
🇺🇸 US Taxable (15%) ✓
15%
54.84%
52.04%
$5,484 / yr
🇺🇸 US Taxable (20%)
20%
51.62%
48.82%
$5,162 / yr
🇬🇧 UK ISA
0%
64.52%
61.72%
$6,452 / yr
🇬🇧 UK Taxable
8.75%
58.87%
56.07%
$5,887 / yr
🇨🇦 TFSA
0%
64.52%
61.72%
$6,452 / yr
🇨🇦 CA Taxable
25%
48.39%
45.59%
$4,839 / yr
🇦🇺 Super (pension)
15%
54.84%
52.04%
$5,484 / yr
🇦🇺 AU Taxable
30%
45.16%
42.36%
$4,516 / yr
🇩🇪 DE Taxable
26.375%
47.50%
44.70%
$4,750 / yr
🇫🇷 FR Taxable
30%
45.16%
42.36%
$4,516 / yr
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
🎯 LAIX Income Goal & Break-Even
Dividend Break-Even
2yr
Years for dividends to fully repay your LAIX investment of $3.10/share (🇺🇸 US Taxable (15%) · 15.00% tax)
$10K invested · 10 Years
Dividends earned (DRIP)
$82.8K
Lost to inflation (2.8% CPI)
−$2.5K
Real purchasing power gain
$80.3K
12-month CPI (US BLS via FMP economic-indicators).
How much do I need to invest in LAIX for:
Shares needed
14,118
Capital required
$43,766
Monthly income
$2,000
Based on current dividend of $2.00/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
📅 LAIX Dividend Payment Schedule
LAIX pays quarterly — 4 times per year. Next ex-div: TBD.
Jan
Feb
Mar
💰
Apr
May
Jun
💰
Jul
Aug
Sep
💰
Oct
Nov
Dec
💰
10 shares
$4.25 / payment
$17.00 / year after tax
100 shares
$42.50 / payment
$170.00 / year after tax
1,000 shares
$425.00 / payment
$1700.00 / year after tax
📊 LAIX vs Technology Benchmarks
How LAIX compares to typical Technology averages.
Benchmark: Technology
Dividend Yield▲+63.12% vs sectorBetter
LAIX
64.52%
avg
1.40%
5Y Dividend CAGR▼-9.40% vs sectorBelow avg
LAIX
0.00%
avg
9.40%
Payout Ratio▼+22.00% vs sectorBelow avg
LAIX
50.00%
avg
28.00%
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for LAIX sourced from FMP /financial-growth endpoint — real data, not estimates.
🏛️ LAIX Insider Activity
No recent SEC filings reported in the last 90 days.
📊 About This Data
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the LAIX dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →