Is LAIX or SPHD a better dividend investment in 2026?

LAIX currently yields 64.52% with a 5% 5-year dividend growth rate. SPHD yields 4.33% with 5% growth. The better choice depends on your goal: LAIX offers higher current income.

What is the dividend yield difference between LAIX and SPHD?

LAIX has a forward dividend yield of 64.52% ($2.00/share annually). SPHD yields 4.33% ($2.14/share annually). The yield gap is 60.19 percentage points.

Home › Compare › LAIX vs SPHD

LAIX vs SPHD: Dividend Comparison 2026

LAIX yields 64.52% · SPHD yields 4.33%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LAIX wins by $784.5K in total portfolio value

INVESTMENT

TIME HORIZON10 years

LAIX

● Live price

64.52%

Share price

$3.10

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$811.0K

Annual income

$200,296.67

Full LAIX calculator →

SPHD

● Live price

4.33%

Share price

$49.34

Annual div

$2.14

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$26.5K

Annual income

$571.32

Full SPHD calculator →

Portfolio growth — LAIX vs SPHD

📍 LAIX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LAIX	SPHD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, LAIX + SPHD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LAIX pays

SPHD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LAIX

Annual income on $10K today (after 15% tax)

$5,483.87/yr

After 10yr DRIP, annual income (after tax)

$170,252.17/yr

SPHD

Annual income on $10K today (after 15% tax)

$367.92/yr

After 10yr DRIP, annual income (after tax)

$485.62/yr

At 15% tax rate, LAIX beats the other by $169,766.55/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LAIX + SPHD for your $10,000?

LAIX: 50%SPHD: 50%

100% SPHD50/50100% LAIX

Portfolio after 10yr

$418.8K

Annual income

$100,434.00/yr

Blended yield

23.98%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LAIX buys

SPHD buys

No recent congressional trades found for LAIX or SPHD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLAIXSPHD

Forward yield	64.52% ✓	4.33%
Annual dividend / share	$2.00	$2.14 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$811.0K ✓	$26.5K
Annual income after 10y	$200,296.67 ✓	$571.32
Total dividends collected	$681.5K ✓	$5.1K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: LAIX vs SPHD ($10,000, DRIP)

Year	LAIX Portfolio	LAIX Income/yr	SPHD Portfolio	SPHD Income/yr	Gap
1← crossover	$17,152	$6,451.61	$11,133	$432.85	+$6.0K → LAIX
2	$28,694	$10,341.64	$12,363	$450.36	+$16.3K → LAIX
3	$46,872	$16,169.25	$13,695	$467.39	+$33.2K → LAIX
4	$74,837	$24,684.68	$15,138	$483.90	+$59.7K → LAIX
5	$116,910	$36,834.25	$16,697	$499.88	+$100.2K → LAIX
6	$178,872	$53,777.67	$18,382	$515.31	+$160.5K → LAIX
7	$268,289	$76,896.60	$20,198	$530.17	+$248.1K → LAIX
8	$394,861	$107,791.66	$22,157	$544.46	+$372.7K → LAIX
9	$570,768	$148,266.32	$24,266	$558.18	+$546.5K → LAIX
10	$811,018	$200,296.67	$26,536	$571.32	+$784.5K → LAIX

LAIX vs SPHD: Complete Analysis 2026

LAIX — Stock

LAIX Inc., an artificial intelligence (AI) company, provides online English learning products and services in the People's Republic of China. It offers English Liulishuo app, which offers a suite of courses, including free courses for leisure learning, the paid personalized standard courses, DongNi English, and other paid courses, as well as DongNi English A+ app; LiuLi Reading mobile app that allows users to read articles from publishers supplemented by detailed learning tips and quizzes; and Kids Liulishuo, a mobile app that enhance the reading, hearing, and speaking abilities of kids. The company also provides IELTS Liulishuo app for IELTS speaking practice tests; and enterprise learning services for corporate customers. In addition, it is involved in AI lab operation; technology development; and provision of loan arrangement and marketing support services. The company was formerly known as LingoChamp Inc. LAIX Inc. was incorporated in 2013 and is headquartered in Shanghai, the People's Republic of China.

Full LAIX Calculator →

SPHD — ETF

The Invesco S&P 500 High Dividend Low Volatility ETF (Fund) is based on the S&P 500 Low Volatility High Dividend Index (Index). The Fund will invest at least 90% of its total assets in common stocks that comprise the Index. Standard & Poor's compiles, maintains and calculates the Index, which is composed of 50 securities traded on the S&P 500 Index that historically have provided high dividend yields and low volatility. The Fund and the Index are rebalanced and reconstituted semi-annually, in January and July.

Full SPHD Calculator →

📬

Get this LAIX vs SPHD comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

LAIX vs SCHD LAIX vs JEPI LAIX vs O LAIX vs KO LAIX vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.