Is LAIX or VYM a better dividend investment in 2026?

LAIX currently yields 64.52% with a 5% 5-year dividend growth rate. VYM yields 2.41% with 7.8% growth. The better choice depends on your goal: LAIX offers higher current income.

What is the dividend yield difference between LAIX and VYM?

LAIX has a forward dividend yield of 64.52% ($2.00/share annually). VYM yields 2.41% ($3.51/share annually). The yield gap is 62.11 percentage points.

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LAIX vs VYM: Dividend Comparison 2026

LAIX yields 64.52% · VYM yields 2.41%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LAIX wins by $783.2K in total portfolio value

INVESTMENT

TIME HORIZON10 years

LAIX

● Live price

64.52%

Share price

$3.10

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$811.0K

Annual income

$200,296.67

Full LAIX calculator →

VYM

Vanguard High Dividend Yield ETF

● Live price

2.41%

Share price

$145.48

Annual div

$3.51

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$27.8K

Annual income

$278.55

Full VYM calculator →

Portfolio growth — LAIX vs VYM

📍 LAIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LAIX	VYM
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LAIX + VYM cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

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Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

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Dec

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LAIX pays

VYM pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LAIX

Annual income on $10K today (after 15% tax)

$5,483.87/yr

After 10yr DRIP, annual income (after tax)

$170,252.17/yr

VYM

Annual income on $10K today (after 15% tax)

$205.23/yr

After 10yr DRIP, annual income (after tax)

$236.77/yr

At 15% tax rate, LAIX beats the other by $170,015.40/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LAIX + VYM for your $10,000?

LAIX: 50%VYM: 50%

100% VYM50/50100% LAIX

Portfolio after 10yr

$419.4K

Annual income

$100,287.61/yr

Blended yield

23.91%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LAIX buys

VYM buys

Politician	Chamber	Ticker	Type	Amount	Date
Carol Devine Miller	🏢 House	$VYM	▲ Buy	$15,001 - $50,000	2022-11-02

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLAIXVYM

Forward yield	64.52% ✓	2.41%
Annual dividend / share	$2.00	$3.51 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$811.0K ✓	$27.8K
Annual income after 10y	$200,296.67 ✓	$278.55
Total dividends collected	$681.5K ✓	$2.6K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: LAIX vs VYM ($10,000, DRIP)

Year	LAIX Portfolio	LAIX Income/yr	VYM Portfolio	VYM Income/yr	Gap
1← crossover	$17,152	$6,451.61	$11,151	$241.44	+$6.0K → LAIX
2	$28,694	$10,341.64	$12,413	$246.79	+$16.3K → LAIX
3	$46,872	$16,169.25	$13,794	$251.79	+$33.1K → LAIX
4	$74,837	$24,684.68	$15,306	$256.47	+$59.5K → LAIX
5	$116,910	$36,834.25	$16,960	$260.84	+$100.0K → LAIX
6	$178,872	$53,777.67	$18,768	$264.92	+$160.1K → LAIX
7	$268,289	$76,896.60	$20,745	$268.71	+$247.5K → LAIX
8	$394,861	$107,791.66	$22,905	$272.24	+$372.0K → LAIX
9	$570,768	$148,266.32	$25,265	$275.51	+$545.5K → LAIX
10	$811,018	$200,296.67	$27,842	$278.55	+$783.2K → LAIX

LAIX vs VYM: Complete Analysis 2026

LAIX — Stock

LAIX Inc., an artificial intelligence (AI) company, provides online English learning products and services in the People's Republic of China. It offers English Liulishuo app, which offers a suite of courses, including free courses for leisure learning, the paid personalized standard courses, DongNi English, and other paid courses, as well as DongNi English A+ app; LiuLi Reading mobile app that allows users to read articles from publishers supplemented by detailed learning tips and quizzes; and Kids Liulishuo, a mobile app that enhance the reading, hearing, and speaking abilities of kids. The company also provides IELTS Liulishuo app for IELTS speaking practice tests; and enterprise learning services for corporate customers. In addition, it is involved in AI lab operation; technology development; and provision of loan arrangement and marketing support services. The company was formerly known as LingoChamp Inc. LAIX Inc. was incorporated in 2013 and is headquartered in Shanghai, the People's Republic of China.

Full LAIX Calculator →

VYM — ETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.