HomeCompareLBAI vs MAIN

LBAI vs MAIN: Dividend Comparison 2026

LBAI yields 4.32% · MAIN yields 7.09%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MAIN wins by $47.87M in total portfolio value
10 years
LBAI
LBAI
● Live price
4.32%
Share price
$13.43
Annual div
$0.58
5Y div CAGR
30.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$79.1K
Annual income
$19,142.00
Full LBAI calculator →
MAIN
Main Street Capital Corporation
● Live price
7.09%
Share price
$51.65
Annual div
$3.66
5Y div CAGR
72.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$47.95M
Annual income
$40,208,699.11
Full MAIN calculator →

Portfolio growth — LBAI vs MAIN

📍 MAIN pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLBAIMAIN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LBAI + MAIN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LBAI pays
MAIN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LBAI
Annual income on $10K today (after 15% tax)
$367.09/yr
After 10yr DRIP, annual income (after tax)
$16,270.70/yr
MAIN
Annual income on $10K today (after 15% tax)
$602.32/yr
After 10yr DRIP, annual income (after tax)
$34,177,394.24/yr
At 15% tax rate, MAIN beats the other by $34,161,123.54/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LBAI + MAIN for your $10,000?

LBAI: 50%MAIN: 50%
100% MAIN50/50100% LBAI
Portfolio after 10yr
$24.01M
Annual income
$20,113,920.56/yr
Blended yield
83.76%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on LBAI right now

LBAI
Analyst Ratings
7
Buy
4
Hold
Consensus: Buy
Price Target
$20.00
+48.9% upside vs current
Range: $20.00 — $20.00
Altman Z
-0.8
Piotroski
4/9
MAIN
Analyst Ratings
2
Buy
11
Hold
Consensus: Hold
Price Target
$65.25
+26.3% upside vs current
Range: $60.00 — $70.00
Altman Z
1.7
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LBAI buys
0
MAIN buys
0
No recent congressional trades found for LBAI or MAIN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLBAIMAIN
Forward yield4.32%7.09%
Annual dividend / share$0.58$3.66
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR30.7%72.7%
Portfolio after 10y$79.1K$47.95M
Annual income after 10y$19,142.00$40,208,699.11
Total dividends collected$52.1K$46.82M
Payment frequencyquarterlymonthly
SectorStockBDC
Analyst consensusBuyHold
Analyst price target$20.00$65.25

Year-by-year: LBAI vs MAIN ($10,000, DRIP)

YearLBAI PortfolioLBAI Income/yrMAIN PortfolioMAIN Income/yrGap
1← crossover$11,264$564.45$12,464$1,223.78$1.2KMAIN
2$12,830$776.66$16,353$2,343.58$3.5KMAIN
3$14,808$1,080.50$23,105$4,724.42$8.3KMAIN
4$17,368$1,523.37$36,226$10,256.23$18.9KMAIN
5$20,766$2,182.47$65,426$24,707.64$44.7KMAIN
6$25,408$3,187.48$142,101$68,562.02$116.7KMAIN
7$31,950$4,763.66$388,521$228,799.95$356.6KMAIN
8$41,503$7,317.06$1,397,868$961,169.80$1.36MMAIN
9$56,019$11,610.31$6,884,663$5,313,459.69$6.83MMAIN
10$79,082$19,142.00$47,947,060$40,208,699.11$47.87MMAIN

LBAI vs MAIN: Complete Analysis 2026

LBAIStock

Lakeland Bancorp, Inc. operates as the bank holding company for Lakeland Bank that offers various banking products and services for individuals and small to medium sized businesses. The company provides commercial banking services, including savings, money market, and time accounts, as well as demand deposits. It is also involved in lending services, including commercial real estate loans, commercial and industrial loans, short and medium term loans, lines of credit, letters of credit, inventory and accounts receivable financing, real estate construction loans, residential mortgage loans, Small Business Administration (SBA) loans, and merchant credit card services; financing solutions to small and medium-sized companies; online banking, mobile banking, and wire transfer services; and cash management services, such as remote capture of deposits and overnight sweep repurchase agreements. In addition, it provides consumer banking services, which include checking accounts, savings accounts, interest-bearing checking accounts, money market accounts, certificates of deposit, online banking, secured and unsecured loans, consumer installment loans, mortgage loans, and safe deposit services. Further, the company offers investment advisory services for individuals and businesses; and securities brokerage services, including mutual funds and variable annuities, as well as commercial title insurance services and life insurance products. As of December 31, 2021, it operated 48 branch offices located throughout Bergen, Essex, Morris, Ocean, Passaic, Somerset, Sussex, and Union counties in New Jersey and in Highland Mills, New York; operated six New Jersey regional commercial lending centers in Bernardsville, Iselin, Jackson, Montville, Teaneck and Waldwick; and one New York commercial lending center to serve the Hudson Valley region. The company was incorporated in 1969 and is headquartered in Oak Ridge, New Jersey.

Full LBAI Calculator →

MAINBDC

Main Street Capital Corporation is a business development company specializes in equity capital to lower middle market companies. The firm specializing in recapitalizations, management buyouts, refinancing, family estate planning, management buyouts, refinancing, industry consolidation, mature, later stage emerging growth. The firm also provides debt capital to middle market companies for acquisitions, management buyouts, growth financings, recapitalizations and refinancing. The firm seeks to partner with entrepreneurs, business owners and management teams and generally provides one stop financing alternatives within its lower middle market portfolio. It prefers to invest in air freight and logistics, auto components, building products, chemicals, commercial services, computers, construction and engineering, consumer finance, consumer services, electronic equipment, energy equipment and services, financial services, health care equipment, health care providers, hotels, restaurants, and leisure, internet software and services, IT Services, machinery, oil, gas and consumable fuels, paper and forest products, professional and industrial services, road and rail, software, specialty retail, telecommunication, consumer discretionary, energy, materials, technology, and transportation. The firm typically invests in lower middle market companies generally with annual revenues between $5 million and $300 million. It prefers to invest in ranging between $2 million and $75 million in equity investment and enterprise value in ranging between $3 million and $20 million. The firm typically prefers to invest in the range of $5 million and $50 million per transaction in debt investment value and in the range of $1 million and $20 million in annual EBITDA. The firm's middle market debt investments are made in businesses that are generally larger in size than its lower middle market portfolio companies. It takes 5 percent minority and up to 50 percent majority equity investments. Main Street Capital Corporation was founded in 2007 and is based in Houston, Texas with an additional office in Chojnów, Poland.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.