HomeCompareLBAI vs ARCC

LBAI vs ARCC: Dividend Comparison 2026

LBAI yields 4.32% · ARCC yields 10.82%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 LBAI wins by $54.5K in total portfolio value· pulled ahead in Year 2
10 years
LBAI
LBAI
● Live price
4.32%
Share price
$13.43
Annual div
$0.58
5Y div CAGR
30.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$79.1K
Annual income
$19,142.00
Full LBAI calculator →
ARCC
Ares Capital Corporation
● Live price
10.82%
Share price
$17.74
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — LBAI vs ARCC

📍 LBAI pulled ahead of the other in Year 2

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLBAIARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LBAI + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LBAI pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LBAI
Annual income on $10K today (after 15% tax)
$367.09/yr
After 10yr DRIP, annual income (after tax)
$16,270.70/yr
ARCC
Annual income on $10K today (after 15% tax)
$919.95/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, LBAI beats the other by $16,269.71/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LBAI + ARCC for your $10,000?

LBAI: 50%ARCC: 50%
100% ARCC50/50100% LBAI
Portfolio after 10yr
$51.8K
Annual income
$9,571.58/yr
Blended yield
18.47%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

LBAI
Analyst Ratings
7
Buy
4
Hold
Consensus: Buy
Price Target
$20.00
+48.9% upside vs current
Range: $20.00 — $20.00
Altman Z
-0.8
Piotroski
4/9
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.3% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LBAI buys
0
ARCC buys
0
No recent congressional trades found for LBAI or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLBAIARCC
Forward yield4.32%10.82%
Annual dividend / share$0.58$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR30.7%-50%
Portfolio after 10y$79.1K$24.5K
Annual income after 10y$19,142.00$1.16
Total dividends collected$52.1K$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC
Analyst consensusBuyBuy
Analyst price target$20.00$21.88

Year-by-year: LBAI vs ARCC ($10,000, DRIP)

YearLBAI PortfolioLBAI Income/yrARCC PortfolioARCC Income/yrGap
1$11,264$564.45$11,381$541.15$117.00ARCC
2← crossover$12,830$776.66$12,621$284.08+$209.00LBAI
3$14,808$1,080.50$13,827$145.31+$981.00LBAI
4$17,368$1,523.37$15,062$73.43+$2.3KLBAI
5$20,766$2,182.47$16,364$36.89+$4.4KLBAI
6$25,408$3,187.48$17,757$18.49+$7.7KLBAI
7$31,950$4,763.66$19,258$9.25+$12.7KLBAI
8$41,503$7,317.06$20,880$4.63+$20.6KLBAI
9$56,019$11,610.31$22,636$2.32+$33.4KLBAI
10$79,082$19,142.00$24,539$1.16+$54.5KLBAI

LBAI vs ARCC: Complete Analysis 2026

LBAIStock

Lakeland Bancorp, Inc. operates as the bank holding company for Lakeland Bank that offers various banking products and services for individuals and small to medium sized businesses. The company provides commercial banking services, including savings, money market, and time accounts, as well as demand deposits. It is also involved in lending services, including commercial real estate loans, commercial and industrial loans, short and medium term loans, lines of credit, letters of credit, inventory and accounts receivable financing, real estate construction loans, residential mortgage loans, Small Business Administration (SBA) loans, and merchant credit card services; financing solutions to small and medium-sized companies; online banking, mobile banking, and wire transfer services; and cash management services, such as remote capture of deposits and overnight sweep repurchase agreements. In addition, it provides consumer banking services, which include checking accounts, savings accounts, interest-bearing checking accounts, money market accounts, certificates of deposit, online banking, secured and unsecured loans, consumer installment loans, mortgage loans, and safe deposit services. Further, the company offers investment advisory services for individuals and businesses; and securities brokerage services, including mutual funds and variable annuities, as well as commercial title insurance services and life insurance products. As of December 31, 2021, it operated 48 branch offices located throughout Bergen, Essex, Morris, Ocean, Passaic, Somerset, Sussex, and Union counties in New Jersey and in Highland Mills, New York; operated six New Jersey regional commercial lending centers in Bernardsville, Iselin, Jackson, Montville, Teaneck and Waldwick; and one New York commercial lending center to serve the Hudson Valley region. The company was incorporated in 1969 and is headquartered in Oak Ridge, New Jersey.

Full LBAI Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.