Is LCDL or QYLD a better dividend investment in 2026?

LCDL currently yields 89.29% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: LCDL offers higher current income.

What is the dividend yield difference between LCDL and QYLD?

LCDL has a forward dividend yield of 89.29% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 77.37 percentage points.

Home › Compare › LCDL vs QYLD

LCDL vs QYLD: Dividend Comparison 2026

LCDL yields 89.29% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LCDL wins by $2.46M in total portfolio value

INVESTMENT

TIME HORIZON10 years

LCDL

● Live price

89.29%

Share price

$2.24

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.49M

Annual income

$776,963.67

Full LCDL calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — LCDL vs QYLD

📍 LCDL pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LCDL	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LCDL + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LCDL pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LCDL

Annual income on $10K today (after 15% tax)

$7,589.29/yr

After 10yr DRIP, annual income (after tax)

$660,419.12/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, LCDL beats the other by $655,608.71/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LCDL + QYLD for your $10,000?

LCDL: 50%QYLD: 50%

100% QYLD50/50100% LCDL

Portfolio after 10yr

$1.26M

Annual income

$391,311.49/yr

Blended yield

31.13%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LCDL buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLCDLQYLD

Forward yield	89.29% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2.49M	$25.4K ✓
Annual income after 10y	$776,963.67 ✓	$5,659.31
Total dividends collected	$2.19M	$27.1K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LCDL vs QYLD ($10,000, DRIP)

Year	LCDL Portfolio	LCDL Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$19,629	$8,928.57	$10,352	$1,192.36	+$9.3K → LCDL
2	$37,382	$16,378.98	$10,830	$1,347.57	+$26.6K → LCDL
3	$69,150	$29,152.23	$11,460	$1,539.07	+$57.7K → LCDL
4	$124,390	$50,399.46	$12,275	$1,777.84	+$112.1K → LCDL
5	$217,827	$84,729.38	$13,323	$2,078.95	+$204.5K → LCDL
6	$371,743	$138,667.67	$14,667	$2,463.34	+$357.1K → LCDL
7	$618,933	$221,167.77	$16,396	$2,960.57	+$602.5K → LCDL
8	$1,006,401	$344,142.93	$18,631	$3,612.97	+$987.8K → LCDL
9	$1,599,826	$522,977.14	$21,548	$4,482.15	+$1.58M → LCDL
10	$2,488,777	$776,963.67	$25,398	$5,659.31	+$2.46M → LCDL

LCDL vs QYLD: Complete Analysis 2026

LCDL — Stock

The Fund seeks daily investment results, before fees and expenses, of 2 times (200%) the daily percentage change of the common stock of Lucid Group Inc, (NASDAQ: LCID) There is no guarantee that the Fund will meet its stated objective. The fund should not be expected to provide 2 times the cumulative return of LCID for periods greater than a day.

Full LCDL Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.