Is LCDL or XYLD a better dividend investment in 2026?

LCDL currently yields 89.29% with a 5% 5-year dividend growth rate. XYLD yields 11.20% with 0.5% growth. The better choice depends on your goal: LCDL offers higher current income.

What is the dividend yield difference between LCDL and XYLD?

LCDL has a forward dividend yield of 89.29% ($2.00/share annually). XYLD yields 11.20% ($4.30/share annually). The yield gap is 78.09 percentage points.

Home › Compare › LCDL vs XYLD

LCDL vs XYLD: Dividend Comparison 2026

LCDL yields 89.29% · XYLD yields 11.20%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LCDL wins by $2.46M in total portfolio value

INVESTMENT

TIME HORIZON10 years

LCDL

● Live price

89.29%

Share price

$2.24

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$2.49M

Annual income

$776,963.67

Full LCDL calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

11.20%

Share price

$38.36

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.9K

Annual income

$3,351.03

Full XYLD calculator →

Portfolio growth — LCDL vs XYLD

📍 LCDL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LCDL	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LCDL + XYLD cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LCDL pays

XYLD pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LCDL

Annual income on $10K today (after 15% tax)

$7,589.29/yr

After 10yr DRIP, annual income (after tax)

$660,419.12/yr

XYLD

Annual income on $10K today (after 15% tax)

$952.37/yr

After 10yr DRIP, annual income (after tax)

$2,848.38/yr

At 15% tax rate, LCDL beats the other by $657,570.74/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LCDL + XYLD for your $10,000?

LCDL: 50%XYLD: 50%

100% XYLD50/50100% LCDL

Portfolio after 10yr

$1.26M

Annual income

$390,157.34/yr

Blended yield

31.03%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LCDL buys

XYLD buys

No recent congressional trades found for LCDL or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLCDLXYLD

Forward yield	89.29% ✓	11.20%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$2.49M	$25.9K ✓
Annual income after 10y	$776,963.67 ✓	$3,351.03
Total dividends collected	$2.19M	$20.2K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LCDL vs XYLD ($10,000, DRIP)

Year	LCDL Portfolio	LCDL Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$19,629	$8,928.57	$10,840	$1,120.44	+$8.8K → LCDL
2	$37,382	$16,378.98	$11,786	$1,249.59	+$25.6K → LCDL
3	$69,150	$29,152.23	$12,854	$1,397.78	+$56.3K → LCDL
4	$124,390	$50,399.46	$14,063	$1,568.33	+$110.3K → LCDL
5	$217,827	$84,729.38	$15,434	$1,765.19	+$202.4K → LCDL
6	$371,743	$138,667.67	$16,995	$1,993.14	+$354.7K → LCDL
7	$618,933	$221,167.77	$18,777	$2,257.95	+$600.2K → LCDL
8	$1,006,401	$344,142.93	$20,818	$2,566.58	+$985.6K → LCDL
9	$1,599,826	$522,977.14	$23,163	$2,927.50	+$1.58M → LCDL
10	$2,488,777	$776,963.67	$25,865	$3,351.03	+$2.46M → LCDL

LCDL vs XYLD: Complete Analysis 2026

LCDL — Stock

The Fund seeks daily investment results, before fees and expenses, of 2 times (200%) the daily percentage change of the common stock of Lucid Group Inc, (NASDAQ: LCID) There is no guarantee that the Fund will meet its stated objective. The fund should not be expected to provide 2 times the cumulative return of LCID for periods greater than a day.

Full LCDL Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.