Home › Compare › LFC vs BTI

LFC vs BTI: Dividend Comparison 2026

LFC yields 59.97% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LFC wins by $39772870632.08M in total portfolio value
10 years
LFC
LFC
● Live price
59.97%
Share price
$7.25
Annual div
$4.35
5Y div CAGR
90.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39772870632.11M
Annual income
$39,567,747,051,818,480.00
Full LFC calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — LFC vs BTI

📍 LFC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLFCBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LFC + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
LFC pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LFC
Annual income on $10K today (after 15% tax)
$5,097.46/yr
After 10yr DRIP, annual income (after tax)
$33,632,584,994,045,708.00/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, LFC beats the other by $33,632,584,994,043,330.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LFC + BTI for your $10,000?

LFC: 50%BTI: 50%
100% BTI50/50100% LFC
Portfolio after 10yr
$19886435316.08M
Annual income
$19,783,873,525,910,640.00/yr
Blended yield
99.48%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

LFC
Analyst Ratings
3
Buy
6
Hold
1
Sell
Consensus: Hold
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LFC buys
0
BTI buys
0
No recent congressional trades found for LFC or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLFCBTI
Forward yield59.97% ✓5.40%
Annual dividend / share$4.35 ✓$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR90.6% ✓11.3%
Portfolio after 10y$39772870632.11M ✓$37.8K
Annual income after 10y$39,567,747,051,818,480.00 ✓$2,802.29
Total dividends collected$39759334794.46M ✓$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: LFC vs BTI ($10,000, DRIP)

YearLFC PortfolioLFC Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$22,130$11,430.30$11,301$601.08+$10.8K → LFC
2$68,739$45,059.23$12,799$706.58+$55.9K → LFC
3$322,859$249,308.25$14,527$832.38+$308.3K → LFC
4$2,431,328$2,085,869.65$16,527$982.75+$2.41M → LFC
5$30,582,154$27,980,633.00$18,846$1,162.95+$30.56M → LFC
6$659,655,881$626,932,975.40$21,545$1,379.49+$659.63M → LFC
7$24,794,322,777$24,088,490,984.71$24,694$1,640.41+$24794.30M → LFC
8$1,639,341,106,199$1,612,811,180,827.55$28,378$1,955.69+$1639341.08M → LFC
9$191,704,280,650,371$189,950,185,666,738.44$32,702$2,337.79+$191704280.62M → LFC
10$39,772,870,632,114,376$39,567,747,051,818,480.00$37,794$2,802.29+$39772870632.08M → LFC

LFC vs BTI: Complete Analysis 2026

LFC — Stock

China Life Insurance Company Limited, together with its subsidiaries, operates as a life insurance company in the People's Republic of China. The company operates in four segments: Life Insurance Business, Health Insurance Business, Accident Insurance Business, and Other Businesses. It offers critical illness protection, annuity, children/women/pension, security, life, medical, and accident protection insurance products. The company was founded in 1949 and is based in Beijing, the People's Republic of China. China Life Insurance Company Limited is a subsidiary of China Life Insurance (Group) Company Limited.

Full LFC Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
📬

Get this LFC vs BTI comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

LFC vs SCHDLFC vs JEPILFC vs OLFC vs KOLFC vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.