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LFC vs PM: Dividend Comparison 2026

LFC yields 59.97% · PM yields 3.49%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 LFC wins by $39772870632.06M in total portfolio value
10 years
LFC
LFC
● Live price
59.97%
Share price
$7.25
Annual div
$4.35
5Y div CAGR
90.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39772870632.11M
Annual income
$39,567,747,051,818,480.00
Full LFC calculator →
PM
Philip Morris International
● Live price
3.49%
Share price
$164.83
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,502.61
Full PM calculator →

Portfolio growth — LFC vs PM

📍 LFC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLFCPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LFC + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LFC pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LFC
Annual income on $10K today (after 15% tax)
$5,097.46/yr
After 10yr DRIP, annual income (after tax)
$33,632,584,994,045,708.00/yr
PM
Annual income on $10K today (after 15% tax)
$297.03/yr
After 10yr DRIP, annual income (after tax)
$2,127.22/yr
At 15% tax rate, LFC beats the other by $33,632,584,994,043,580.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LFC + PM for your $10,000?

LFC: 50%PM: 50%
100% PM50/50100% LFC
Portfolio after 10yr
$19886435316.08M
Annual income
$19,783,873,525,910,492.00/yr
Blended yield
99.48%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

LFC
Analyst Ratings
3
Buy
6
Hold
1
Sell
Consensus: Hold
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.9% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LFC buys
0
PM buys
5
PoliticianChamberTickerTypeAmountDate
Julia Letlow🏢 House$PM▼ Sell$1,001 - $15,0002026-02-05
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-12-18
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-11-13
Ro Khanna🏢 House$PM▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$PM▼ Sell$1,001 - $15,0002025-10-30
Ro Khanna🏢 House$PM▲ Buy$1,001 - $15,0002025-09-29
Ro Khanna🏢 House$PM▲ Buy$15,001 - $50,0002025-09-05
Ro Khanna🏢 House$PM▲ Buy$15,001 - $50,0002025-08-26
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-08-14
Julie Johnson🏢 House$PM▼ Sell$1,001 - $15,0002025-07-22
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLFCPM
Forward yield59.97%3.49%
Annual dividend / share$4.35$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR90.6%17.2%
Portfolio after 10y$39772870632.11M$49.6K
Annual income after 10y$39,567,747,051,818,480.00$2,502.61
Total dividends collected$39759334794.46M$11.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy

Year-by-year: LFC vs PM ($10,000, DRIP)

YearLFC PortfolioLFC Income/yrPM PortfolioPM Income/yrGap
1← crossover$22,130$11,430.30$11,650$409.56+$10.5KLFC
2$68,739$45,059.23$13,592$497.49+$55.1KLFC
3$322,859$249,308.25$15,882$605.21+$307.0KLFC
4$2,431,328$2,085,869.65$18,589$737.41+$2.41MLFC
5$30,582,154$27,980,633.00$21,794$899.94+$30.56MLFC
6$659,655,881$626,932,975.40$25,597$1,100.16+$659.63MLFC
7$24,794,322,777$24,088,490,984.71$30,118$1,347.30+$24794.29MLFC
8$1,639,341,106,199$1,612,811,180,827.55$35,505$1,652.97+$1639341.07MLFC
9$191,704,280,650,371$189,950,185,666,738.44$41,940$2,031.88+$191704280.61MLFC
10$39,772,870,632,114,376$39,567,747,051,818,480.00$49,643$2,502.61+$39772870632.06MLFC

LFC vs PM: Complete Analysis 2026

LFCStock

China Life Insurance Company Limited, together with its subsidiaries, operates as a life insurance company in the People's Republic of China. The company operates in four segments: Life Insurance Business, Health Insurance Business, Accident Insurance Business, and Other Businesses. It offers critical illness protection, annuity, children/women/pension, security, life, medical, and accident protection insurance products. The company was founded in 1949 and is based in Beijing, the People's Republic of China. China Life Insurance Company Limited is a subsidiary of China Life Insurance (Group) Company Limited.

Full LFC Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.