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LFLS vs BTI: Dividend Comparison 2026

LFLS yields 4000.00% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LFLS wins by $7175340620755.83M in total portfolio value
10 years
LFLS
LFLS
● Live price
4000.00%
Share price
$0.05
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$7175340620755.87M
Annual income
$6,839,006,593,197,835,000.00
Full LFLS calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — LFLS vs BTI

📍 LFLS pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLFLSBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LFLS + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
LFLS pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LFLS
Annual income on $10K today (after 15% tax)
$340,000.00/yr
After 10yr DRIP, annual income (after tax)
$5,813,155,604,218,160,000.00/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, LFLS beats the other by $5,813,155,604,218,158,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LFLS + BTI for your $10,000?

LFLS: 50%BTI: 50%
100% BTI50/50100% LFLS
Portfolio after 10yr
$3587670310377.95M
Annual income
$3,419,503,296,598,919,000.00/yr
Blended yield
95.31%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

LFLS
No analyst data
Altman Z
-15087.2
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LFLS buys
0
BTI buys
0
No recent congressional trades found for LFLS or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLFLSBTI
Forward yield4000.00% ✓5.40%
Annual dividend / share$2.00$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3% ✓
Portfolio after 10y$7175340620755.87M ✓$37.8K
Annual income after 10y$6,839,006,593,197,835,000.00 ✓$2,802.29
Total dividends collected$7152397773804.84M ✓$14.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: LFLS vs BTI ($10,000, DRIP)

YearLFLS PortfolioLFLS Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$410,700$400,000.00$11,301$601.08+$399.4K → LFLS
2$15,792,720$15,353,271.03$12,799$706.58+$15.78M → LFLS
3$568,657,142$551,758,931.89$14,527$832.38+$568.64M → LFLS
4$19,176,207,860$18,567,744,718.20$16,527$982.75+$19176.19M → LFLS
5$605,696,028,890$585,177,486,479.73$18,846$1,162.95+$605696.01M → LFLS
6$17,922,210,653,594$17,274,115,902,681.27$21,545$1,379.49+$17922210.63M → LFLS
7$496,869,793,504,300$477,693,028,104,954.00$24,694$1,640.41+$496869793.48M → LFLS
8$12,908,672,105,251,704$12,377,021,426,202,104.00$28,378$1,955.69+$12908672105.22M → LFLS
9$314,330,866,876,668,540$300,518,587,724,049,200.00$32,702$2,337.79+$314330866876.64M → LFLS
10$7,175,340,620,755,871,000$6,839,006,593,197,835,000.00$37,794$2,802.29+$7175340620755.83M → LFLS

LFLS vs BTI: Complete Analysis 2026

LFLS — Stock

Loans4Less.Com, Inc. operates as an online mortgage brokerage firm primarily in the United States. The company intends to develop into a national advertising platform for standard 'A' paper conforming residential mortgage programs and other service providers. It also provides CA rates, terms and costs, daily rate updates, and other market information, as well as real estate brokerage services. The company distributes its products and services to the public via its Website Loans4Less.com. Loans4Less.Com, Inc. was founded in 1993 and is based in Redondo Beach, California.

Full LFLS Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.