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LIFW vs BTI: Dividend Comparison 2026

LIFW yields 61.73% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 LIFW wins by $671.2K in total portfolio value
10 years
LIFW
LIFW
● Live price
61.73%
Share price
$3.24
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$708.9K
Annual income
$169,317.01
Full LIFW calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — LIFW vs BTI

📍 LIFW pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLIFWBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LIFW + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LIFW pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LIFW
Annual income on $10K today (after 15% tax)
$5,246.91/yr
After 10yr DRIP, annual income (after tax)
$143,919.46/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, LIFW beats the other by $141,550.81/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of LIFW + BTI for your $10,000?

LIFW: 50%BTI: 50%
100% BTI50/50100% LIFW
Portfolio after 10yr
$373.3K
Annual income
$86,051.82/yr
Blended yield
23.05%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

LIFW
No analyst data
Altman Z
-7.3
Piotroski
3/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LIFW buys
0
BTI buys
0
No recent congressional trades found for LIFW or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLIFWBTI
Forward yield61.73%5.38%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$708.9K$37.7K
Annual income after 10y$169,317.01$2,786.64
Total dividends collected$591.0K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: LIFW vs BTI ($10,000, DRIP)

YearLIFW PortfolioLIFW Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$16,873$6,172.84$11,299$598.92+$5.6KLIFW
2$27,788$9,733.96$12,794$703.91+$15.0KLIFW
3$44,715$14,982.11$14,518$829.07+$30.2KLIFW
4$70,377$22,531.41$16,513$978.64+$53.9KLIFW
5$108,445$33,141.97$18,827$1,157.84+$89.6KLIFW
6$163,764$47,728.25$21,518$1,373.12+$142.2KLIFW
7$242,588$67,359.95$24,657$1,632.46+$217.9KLIFW
8$352,823$93,254.02$28,329$1,945.74+$324.5KLIFW
9$504,278$126,756.91$32,637$2,325.33+$471.6KLIFW
10$708,894$169,317.01$37,708$2,786.64+$671.2KLIFW

LIFW vs BTI: Complete Analysis 2026

LIFWStock

MSP Recovery, Inc. operates as a healthcare recoveries and data analytics company in the United States and Puerto Rico. The company offers claims recovery services, including services to related parties or third parties to assist entities with pursuit of claims recovery rights. It also provides Chase to pay service to assist its healthcare provider clients to identify in the first instance the proper primary insurer at the point of care and thereby avoid making a wrongful payment; and LifeWallet, a platform designed to locate and organize users' medical records. MSP Recovery, Inc. was founded in 2014 and is headquartered in Coral Gables, Florida.

Full LIFW Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.