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LMST vs BTI: Dividend Comparison 2026

LMST yields 0.85% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 BTI wins by $16.8K in total portfolio value
10 years
LMST
LMST
● Live price
0.85%
Share price
$23.42
Annual div
$0.20
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.9K
Annual income
$90.27
Full LMST calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — LMST vs BTI

📍 BTI pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLMSTBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LMST + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LMST pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LMST
Annual income on $10K today (after 15% tax)
$72.59/yr
After 10yr DRIP, annual income (after tax)
$76.73/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, BTI beats the other by $2,291.91/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LMST + BTI for your $10,000?

LMST: 50%BTI: 50%
100% BTI50/50100% LMST
Portfolio after 10yr
$29.3K
Annual income
$1,438.45/yr
Blended yield
4.91%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

LMST
Analyst Ratings
3
Hold
Consensus: Hold
Price Target
$23.00
-1.8% upside vs current
Range: $23.00 — $23.00
Altman Z
0.3
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LMST buys
0
BTI buys
0
No recent congressional trades found for LMST or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLMSTBTI
Forward yield0.85%5.38%
Annual dividend / share$0.20$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%11.3%
Portfolio after 10y$20.9K$37.7K
Annual income after 10y$90.27$2,786.64
Total dividends collected$880.00$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusHoldBuy
Analyst price target$23.00$40.00

Year-by-year: LMST vs BTI ($10,000, DRIP)

YearLMST PortfolioLMST Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$10,785$85.40$11,299$598.92$514.00BTI
2$11,626$86.08$12,794$703.91$1.2KBTI
3$12,527$86.72$14,518$829.07$2.0KBTI
4$13,491$87.33$16,513$978.64$3.0KBTI
5$14,524$87.89$18,827$1,157.84$4.3KBTI
6$15,629$88.43$21,518$1,373.12$5.9KBTI
7$16,812$88.93$24,657$1,632.46$7.8KBTI
8$18,078$89.41$28,329$1,945.74$10.3KBTI
9$19,433$89.85$32,637$2,325.33$13.2KBTI
10$20,884$90.27$37,708$2,786.64$16.8KBTI

LMST vs BTI: Complete Analysis 2026

LMSTStock

Limestone Bancorp, Inc. operates as the bank holding company for Limestone Bank, Inc. that provides a range of personal and business banking products and services. The company's deposit products include savings, interest checking, and money market accounts, as well as fixed rate certificates with varying maturities. It also provides commercial loans for equipment purchases, working capital, and other financing needs of business enterprises; and commercial real estate loans that comprise loans on properties occupied by borrowers and tenants, as well as construction and development loans secured by land under development, or homes and commercial buildings under construction. In addition, the company offers residential real estate loans; consumer loans; agriculture loans secured by livestock, crops, and equipment; and other loans, including loans to municipalities, loans secured by stock, and overdrafts. Further, it provides drive-through banking facilities, automatic teller machines, personalized checks, credit and debit cards, electronic funds transfers through ACH services, domestic and foreign wire transfers, and loan and deposit sweep accounts; and curbside banking, night depository, internet and mobile banking, treasury management, remote deposit, cash management, and vault services. The company primarily serves communities and small to medium-sized businesses, the owners and employees of these businesses, and other executives and professionals. It operates 20 banking offices in 14 counties in Kentucky. The company was formerly known as Porter Bancorp, Inc. and changed its name to Limestone Bancorp, Inc. in May 2018. Limestone Bancorp, Inc. was founded in 1902 and is headquartered in Louisville, Kentucky.

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BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.