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LOCK vs DVY: Dividend Comparison 2026

LOCK yields 8.34% · DVY yields 3.50%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LOCK wins by $9.7K in total portfolio value
10 years
LOCK
LOCK
● Live price
8.34%
Share price
$23.99
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$34.7K
Annual income
$1,412.07
Full LOCK calculator →
DVY
DVY
● Live price
3.50%
Share price
$150.03
Annual div
$5.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.1K
Annual income
$437.78
Full DVY calculator →

Portfolio growth — LOCK vs DVY

📍 LOCK pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLOCKDVY
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LOCK + DVY cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
LOCK pays
DVY pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LOCK
Annual income on $10K today (after 15% tax)
$708.63/yr
After 10yr DRIP, annual income (after tax)
$1,200.26/yr
DVY
Annual income on $10K today (after 15% tax)
$297.17/yr
After 10yr DRIP, annual income (after tax)
$372.11/yr
At 15% tax rate, LOCK beats the other by $828.15/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LOCK + DVY for your $10,000?

LOCK: 50%DVY: 50%
100% DVY50/50100% LOCK
Portfolio after 10yr
$29.9K
Annual income
$924.93/yr
Blended yield
3.09%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LOCK buys
0
DVY buys
0
No recent congressional trades found for LOCK or DVY in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLOCKDVY
Forward yield8.34% ✓3.50%
Annual dividend / share$2.00$5.25 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$34.7K ✓$25.1K
Annual income after 10y$1,412.07 ✓$437.78
Total dividends collected$11.3K ✓$4.0K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: LOCK vs DVY ($10,000, DRIP)

YearLOCK PortfolioLOCK Income/yrDVY PortfolioDVY Income/yrGap
1← crossover$11,534$833.68$11,050$349.62+$484.00 → LOCK
2$13,240$898.64$12,184$361.04+$1.1K → LOCK
3$15,131$964.07$13,409$372.07+$1.7K → LOCK
4$17,219$1,029.68$14,730$382.68+$2.5K → LOCK
5$19,520$1,095.17$16,154$392.89+$3.4K → LOCK
6$22,047$1,160.27$17,688$402.69+$4.4K → LOCK
7$24,814$1,224.72$19,338$412.07+$5.5K → LOCK
8$27,840$1,288.31$21,113$421.04+$6.7K → LOCK
9$31,139$1,350.82$23,020$429.61+$8.1K → LOCK
10$34,731$1,412.07$25,070$437.78+$9.7K → LOCK

LOCK vs DVY: Complete Analysis 2026

LOCK — Stock

LOCK is a dividend-paying stock. Use this calculator to estimate your future dividend income, DRIP compounding returns, and passive income potential from investing in LOCK shares.

Full LOCK Calculator →

DVY — ETF

The iShares Select Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full DVY Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.