HomeCompareLOTI vs NNN

LOTI vs NNN: Dividend Comparison 2026

LOTI yields 0.96% · NNN yields 5.66%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 NNN wins by $4.4K in total portfolio value· pulled ahead in Year 4
10 years
LOTI
LOTI
● Live price
0.96%
Share price
$25.59
Annual div
$0.25
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$102.61
Full LOTI calculator →
NNN
NNN REIT Inc.
● Live price
5.66%
Share price
$42.03
Annual div
$2.38
5Y div CAGR
8.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$25.5K
Annual income
$2,622.67
Full NNN calculator →

Portfolio growth — LOTI vs NNN

📍 NNN pulled ahead of the other in Year 4

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLOTINNN
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LOTI + NNN cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LOTI pays
NNN pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LOTI
Annual income on $10K today (after 15% tax)
$81.93/yr
After 10yr DRIP, annual income (after tax)
$87.22/yr
NNN
Annual income on $10K today (after 15% tax)
$481.32/yr
After 10yr DRIP, annual income (after tax)
$2,229.27/yr
At 15% tax rate, NNN beats the other by $2,142.05/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LOTI + NNN for your $10,000?

LOTI: 50%NNN: 50%
100% NNN50/50100% LOTI
Portfolio after 10yr
$23.3K
Annual income
$1,362.64/yr
Blended yield
5.86%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on NNN right now

LOTI
No analyst data
NNN
Analyst Ratings
10
Buy
15
Hold
4
Sell
Consensus: Hold
Price Target
$44.93
+6.9% upside vs current
Range: $43.00 — $48.50
Altman Z
1.1
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LOTI buys
0
NNN buys
0
No recent congressional trades found for LOTI or NNN in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLOTINNN
Forward yield0.96%5.66%
Annual dividend / share$0.25$2.38
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%8.6%
Portfolio after 10y$21.0K$25.5K
Annual income after 10y$102.61$2,622.67
Total dividends collected$997.00$13.7K
Payment frequencyquarterlyquarterly
SectorStockREIT

Year-by-year: LOTI vs NNN ($10,000, DRIP)

YearLOTI PortfolioLOTI Income/yrNNN PortfolioNNN Income/yrGap
1$10,796$96.38$10,735$614.96+$61.00LOTI
2$11,649$97.25$11,572$708.43+$77.00LOTI
3$12,563$98.07$12,531$819.53+$32.00LOTI
4← crossover$13,541$98.84$13,633$952.29$92.00NNN
5$14,589$99.57$14,909$1,111.84$320.00NNN
6$15,710$100.25$16,392$1,304.77$682.00NNN
7$16,911$100.90$18,129$1,539.52$1.2KNNN
8$18,196$101.50$20,173$1,827.08$2.0KNNN
9$19,572$102.07$22,597$2,181.81$3.0KNNN
10$21,044$102.61$25,491$2,622.67$4.4KNNN

LOTI vs NNN: Complete Analysis 2026

LOTIStock

LOTI blends US large-cap dividend-paying equities with tactical allocations to fixed income. Equity holdings center on companies the Adviser deems recession resistant, meaning businesses with stable demand, recurring revenue models, and lower sensitivity to economic cycles. They are typically characterized by consistent dividend growth, visibility in earnings, and strong cash flow stability, reinforced by low demand elasticity and high switching costs. Equities are often equally weighted, though allocations may shift with market conditions. The fund complements this equity base with fixed income exposure primarily through ETFs and bond funds invested in corporate and government securities. Credit quality and duration are actively adjusted, with up to 20% of assets available for high yield bonds. This dual structure provides flexibility to navigate different market environments, seeking to generate income while managing risks across both equity and bond allocations.

Full LOTI Calculator →

NNNREIT

National Retail Properties invests primarily in high-quality retail properties subject generally to long-term, net leases. As of September 30, 2020, the company owned 3,114 properties in 48 states with a gross leasable area of approximately 32.4 million square feet and with a weighted average remaining lease term of 10.7 years.

Full NNN Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.