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LRCDF vs CL: Dividend Comparison 2026

LRCDF yields 4.61% · CL yields 2.43%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 CL wins by $18.4K in total portfolio value· pulled ahead in Year 2
10 years
LRCDF
LRCDF
● Live price
4.61%
Share price
$29.29
Annual div
$1.35
5Y div CAGR
-19.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.4K
Annual income
$60.66
Full LRCDF calculator →
CL
CL
● Live price
2.43%
Share price
$85.73
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$40.8K
Annual income
$5,401.96
Full CL calculator →

Portfolio growth — LRCDF vs CL

📍 CL pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLRCDFCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LRCDF + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LRCDF pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LRCDF
Annual income on $10K today (after 15% tax)
$391.94/yr
After 10yr DRIP, annual income (after tax)
$51.56/yr
CL
Annual income on $10K today (after 15% tax)
$206.23/yr
After 10yr DRIP, annual income (after tax)
$4,591.67/yr
At 15% tax rate, CL beats the other by $4,540.11/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LRCDF + CL for your $10,000?

LRCDF: 50%CL: 50%
100% CL50/50100% LRCDF
Portfolio after 10yr
$31.6K
Annual income
$2,731.31/yr
Blended yield
8.64%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

LRCDF
Analyst Ratings
1
Buy
1
Sell
Consensus: Buy
Altman Z
-0.0
Piotroski
4/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+7.8% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LRCDF buys
0
CL buys
0
No recent congressional trades found for LRCDF or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLRCDFCL
Forward yield4.61%2.43%
Annual dividend / share$1.35$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-19.4%28.6%
Portfolio after 10y$22.4K$40.8K
Annual income after 10y$60.66$5,401.96
Total dividends collected$1.8K$18.0K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold

Year-by-year: LRCDF vs CL ($10,000, DRIP)

YearLRCDF PortfolioLRCDF Income/yrCL PortfolioCL Income/yrGap
1$11,072$371.65$11,012$312.01+$60.00LRCDF
2← crossover$12,157$309.95$12,196$412.95$39.00CL
3$13,264$256.36$13,599$549.66$335.00CL
4$14,403$210.70$15,288$736.64$885.00CL
5$15,584$172.34$17,353$995.28$1.8KCL
6$16,815$140.46$19,926$1,357.80$3.1KCL
7$18,106$114.17$23,194$1,873.82$5.1KCL
8$19,466$92.60$27,439$2,621.52$8.0KCL
9$20,904$74.99$33,088$3,727.38$12.2KCL
10$22,428$60.66$40,806$5,401.96$18.4KCL

LRCDF vs CL: Complete Analysis 2026

LRCDFStock

Laurentian Bank of Canada, together with its subsidiaries, provides various financial services to personal, business, and institutional customers in Canada and the United States. It operates through three segments: Personal Banking, Commercial Banking, and Capital Markets. The company offers notice, demand, and term deposits; commercial, residential mortgage, and personal loans; real estate, and equipment and inventory financing; and credit life and disability insurance products. It also provides investment securities services; research, market analysis, and advisory services; corporate underwriting services for debt and equity; and administrative, foreign exchange, and trustee services. The company sells its products through the bank's financial clinics, advisors, broker channels, and digital platforms. Laurentian Bank of Canada was founded in 1846 and is headquartered in Montréal, Canada.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.