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LRCDF vs GIS: Dividend Comparison 2026

LRCDF yields 4.61% · GIS yields 6.53%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GIS wins by $56.4K in total portfolio value
10 years
LRCDF
LRCDF
● Live price
4.61%
Share price
$29.29
Annual div
$1.35
5Y div CAGR
-19.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$22.4K
Annual income
$60.66
Full LRCDF calculator →
GIS
GIS
● Live price
6.53%
Share price
$37.22
Annual div
$2.43
5Y div CAGR
22.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.8K
Annual income
$16,211.26
Full GIS calculator →

Portfolio growth — LRCDF vs GIS

📍 GIS pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLRCDFGIS
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LRCDF + GIS cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LRCDF pays
GIS pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LRCDF
Annual income on $10K today (after 15% tax)
$391.94/yr
After 10yr DRIP, annual income (after tax)
$51.56/yr
GIS
Annual income on $10K today (after 15% tax)
$554.94/yr
After 10yr DRIP, annual income (after tax)
$13,779.57/yr
At 15% tax rate, GIS beats the other by $13,728.01/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LRCDF + GIS for your $10,000?

LRCDF: 50%GIS: 50%
100% GIS50/50100% LRCDF
Portfolio after 10yr
$50.6K
Annual income
$8,135.96/yr
Blended yield
16.07%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GIS right now

LRCDF
Analyst Ratings
1
Buy
1
Sell
Consensus: Buy
Altman Z
-0.0
Piotroski
4/9
GIS
Analyst Ratings
9
Buy
19
Hold
6
Sell
Consensus: Hold
Price Target
$47.42
+27.4% upside vs current
Range: $35.00 — $63.00
Altman Z
2.2
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LRCDF buys
0
GIS buys
0
No recent congressional trades found for LRCDF or GIS in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLRCDFGIS
Forward yield4.61%6.53%
Annual dividend / share$1.35$2.43
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-19.4%22.8%
Portfolio after 10y$22.4K$78.8K
Annual income after 10y$60.66$16,211.26
Total dividends collected$1.8K$50.8K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold

Year-by-year: LRCDF vs GIS ($10,000, DRIP)

YearLRCDF PortfolioLRCDF Income/yrGIS PortfolioGIS Income/yrGap
1← crossover$11,072$371.65$11,502$801.73$430.00GIS
2$12,157$309.95$13,365$1,058.29$1.2KGIS
3$13,264$256.36$15,712$1,411.34$2.4KGIS
4$14,403$210.70$18,716$1,904.17$4.3KGIS
5$15,584$172.34$22,629$2,603.16$7.0KGIS
6$16,815$140.46$27,826$3,612.21$11.0KGIS
7$18,106$114.17$34,871$5,097.54$16.8KGIS
8$19,466$92.60$44,643$7,331.52$25.2KGIS
9$20,904$74.99$58,541$10,772.15$37.6KGIS
10$22,428$60.66$78,850$16,211.26$56.4KGIS

LRCDF vs GIS: Complete Analysis 2026

LRCDFStock

Laurentian Bank of Canada, together with its subsidiaries, provides various financial services to personal, business, and institutional customers in Canada and the United States. It operates through three segments: Personal Banking, Commercial Banking, and Capital Markets. The company offers notice, demand, and term deposits; commercial, residential mortgage, and personal loans; real estate, and equipment and inventory financing; and credit life and disability insurance products. It also provides investment securities services; research, market analysis, and advisory services; corporate underwriting services for debt and equity; and administrative, foreign exchange, and trustee services. The company sells its products through the bank's financial clinics, advisors, broker channels, and digital platforms. Laurentian Bank of Canada was founded in 1846 and is headquartered in Montréal, Canada.

Full LRCDF Calculator →

GISConsumer Staples

General Mills, Inc. manufactures and markets branded consumer foods worldwide. The company operates in five segments: North America Retail; Convenience Stores & Foodservice; Europe & Australia; Asia & Latin America; and Pet. It offers ready-to-eat cereals, refrigerated yogurt, soup, meal kits, refrigerated and frozen dough products, dessert and baking mixes, bakery flour, frozen pizza and pizza snacks, snack bars, fruit and salty snacks, ice cream, nutrition bars, wellness beverages, and savory and grain snacks, as well as various organic products, including frozen and shelf-stable vegetables. It also supplies branded and unbranded food products to the North American foodservice and commercial baking industries; and manufactures and markets pet food products, including dog and cat food. The company markets its products under the Annie's, Betty Crocker, Bisquick, Blue Buffalo, Blue Basics, Blue Freedom, Bugles, Cascadian Farm, Cheerios, Chex, Cinnamon Toast Crunch, Cocoa Puffs, Cookie Crisp, EPIC, Fiber One, Food Should Taste Good, Fruit by the Foot, Fruit Gushers, Fruit Roll-Ups, Gardetto's, Go-Gurt, Gold Medal, Golden Grahams, Häagen-Dazs, Helpers, Jus-Rol, Kitano, Kix, Lärabar, Latina, Liberté, Lucky Charms, Muir Glen, Nature Valley, Oatmeal Crisp, Old El Paso, Oui, Pillsbury, Progresso, Raisin Nut Bran, Total, Totino's, Trix, Wanchai Ferry, Wheaties, Wilderness, Yoki, and Yoplait trademarks. It sells its products directly, as well as through broker and distribution arrangements to grocery stores, mass merchandisers, membership stores, natural food chains, e-commerce retailers, commercial and noncommercial foodservice distributors and operators, restaurants, convenience stores, and pet specialty stores, as well as drug, dollar, and discount chains. The company operates 466 leased and 392 franchise ice cream parlors. General Mills, Inc. was founded in 1866 and is headquartered in Minneapolis, Minnesota.

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.