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LRFC vs EPRT: Dividend Comparison 2026

LRFC yields 5.50% · EPRT yields 3.92%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 EPRT wins by $42.8K in total portfolio value
10 years
LRFC
LRFC
● Live price
5.50%
Share price
$19.08
Annual div
$1.05
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.6K
Annual income
$0.56
Full LRFC calculator →
EPRT
EPRT
● Live price
3.92%
Share price
$30.77
Annual div
$1.21
5Y div CAGR
29%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$63.4K
Annual income
$12,840.73
Full EPRT calculator →

Portfolio growth — LRFC vs EPRT

📍 EPRT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLRFCEPRT
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LRFC + EPRT cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LRFC pays
EPRT pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LRFC
Annual income on $10K today (after 15% tax)
$467.77/yr
After 10yr DRIP, annual income (after tax)
$0.48/yr
EPRT
Annual income on $10K today (after 15% tax)
$332.87/yr
After 10yr DRIP, annual income (after tax)
$10,914.62/yr
At 15% tax rate, EPRT beats the other by $10,914.14/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LRFC + EPRT for your $10,000?

LRFC: 50%EPRT: 50%
100% EPRT50/50100% LRFC
Portfolio after 10yr
$42.0K
Annual income
$6,420.64/yr
Blended yield
15.28%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on EPRT right now

LRFC
Analyst Ratings
1
Buy
Consensus: Buy
Altman Z
-0.3
Piotroski
7/9
EPRT
Analyst Ratings
1
Strong
17
Buy
3
Hold
1
Sell
Consensus: Buy
Price Target
$35.50
+15.4% upside vs current
Range: $33.00 — $37.00
Altman Z
1.8
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LRFC buys
0
EPRT buys
0
No recent congressional trades found for LRFC or EPRT in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLRFCEPRT
Forward yield5.50%3.92%
Annual dividend / share$1.05$1.21
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-50%29%
Portfolio after 10y$20.6K$63.4K
Annual income after 10y$0.56$12,840.73
Total dividends collected$559.00$37.9K
Payment frequencyquarterlyquarterly
SectorStockREIT
Analyst consensusBuyBuy

Year-by-year: LRFC vs EPRT ($10,000, DRIP)

YearLRFC PortfolioLRFC Income/yrEPRT PortfolioEPRT Income/yrGap
1← crossover$10,975$275.16$11,205$505.18$230.00EPRT
2$11,885$141.12$12,672$682.46$787.00EPRT
3$12,788$71.41$14,490$930.48$1.7KEPRT
4$13,719$35.90$16,786$1,282.69$3.1KEPRT
5$14,697$18.00$19,753$1,791.56$5.1KEPRT
6$15,735$9.01$23,677$2,541.64$7.9KEPRT
7$16,841$4.51$29,008$3,672.99$12.2KEPRT
8$18,022$2.25$36,463$5,425.08$18.4KEPRT
9$19,285$1.13$47,238$8,221.57$28.0KEPRT
10$20,635$0.56$63,385$12,840.73$42.8KEPRT

LRFC vs EPRT: Complete Analysis 2026

LRFCStock

Logan Ridge Finance Corporation, formerly known as, Capitala Finance Corp. is a Business Development Company specializing in senior subordinated debt and unitranche debt, unitranche loan, first-lien and second-lien loans, lower middle market and middle market, equity co-investment in sponsored companies. The fund targets companies in the Aerospace, defense, business services, education, food and beverage, Industrial & Environmental Services, logistics, distribution, media, telecommunication, manufacturing, consumer goods and health-care industries. It typically considers investments in the United States. The fund invests $5 million and $50 million per transaction in companies with EBITDA between $5 million to $50 million and enterprise value less than $250 million. The fund makes minority equity co-investments, alongside management or financial sponsors.

Full LRFC Calculator →

EPRTREIT

Essential Properties Realty Trust, Inc., a real estate company, acquires, owns, and manages single-tenant properties in the United States. The company leases its properties to middle-market companies, such as restaurants, car washes, automotive services, medical and dental services, convenience stores, equipment rental, entertainment, early childhood education, grocery, and health and fitness on a long-term basis. As of December 31, 2021, it had a portfolio of 1, 451 properties. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. The company was founded in 2016 and is headquartered in Princeton, New Jersey.

Full EPRT Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.