HomeCompareLRLCF vs ARCC

LRLCF vs ARCC: Dividend Comparison 2026

LRLCF yields 1.95% · ARCC yields 10.82%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LRLCF wins by $7.89M in total portfolio value· pulled ahead in Year 3
10 years
LRLCF
LRLCF
● Live price
1.95%
Share price
$405.00
Annual div
$7.91
5Y div CAGR
87.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$7.92M
Annual income
$6,654,727.93
Full LRLCF calculator →
ARCC
Ares Capital Corporation
● Live price
10.82%
Share price
$17.74
Annual div
$1.92
5Y div CAGR
-50%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$24.5K
Annual income
$1.16
Full ARCC calculator →

Portfolio growth — LRLCF vs ARCC

📍 LRLCF pulled ahead of the other in Year 3

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLRLCFARCC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LRLCF + ARCC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LRLCF pays
ARCC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LRLCF
Annual income on $10K today (after 15% tax)
$166.05/yr
After 10yr DRIP, annual income (after tax)
$5,656,518.74/yr
ARCC
Annual income on $10K today (after 15% tax)
$919.95/yr
After 10yr DRIP, annual income (after tax)
$0.99/yr
At 15% tax rate, LRLCF beats the other by $5,656,517.75/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LRLCF + ARCC for your $10,000?

LRLCF: 50%ARCC: 50%
100% ARCC50/50100% LRLCF
Portfolio after 10yr
$3.97M
Annual income
$3,327,364.54/yr
Blended yield
83.81%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on ARCC right now

LRLCF
No analyst data
Altman Z
7.0
Piotroski
7/9
ARCC
Analyst Ratings
24
Buy
7
Hold
Consensus: Buy
Price Target
$21.88
+23.3% upside vs current
Range: $21.00 — $23.00
Altman Z
0.8
Piotroski
4/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LRLCF buys
0
ARCC buys
0
No recent congressional trades found for LRLCF or ARCC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLRLCFARCC
Forward yield1.95%10.82%
Annual dividend / share$7.91$1.92
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR87.3%-50%
Portfolio after 10y$7.92M$24.5K
Annual income after 10y$6,654,727.93$1.16
Total dividends collected$7.79M$1.1K
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: LRLCF vs ARCC ($10,000, DRIP)

YearLRLCF PortfolioLRLCF Income/yrARCC PortfolioARCC Income/yrGap
1$11,066$365.91$11,381$541.15$315.00ARCC
2$12,549$708.78$12,621$284.08$72.00ARCC
3← crossover$14,835$1,407.01$13,827$145.31+$1.0KLRLCF
4$18,785$2,911.46$15,062$73.43+$3.7KLRLCF
5$26,553$6,453.39$16,364$36.89+$10.2KLRLCF
6$44,380$15,968.06$17,757$18.49+$26.6KLRLCF
7$94,204$46,717.30$19,258$9.25+$74.9KLRLCF
8$274,384$173,585.98$20,880$4.63+$253.5KLRLCF
9$1,178,624$885,033.26$22,636$2.32+$1.16MLRLCF
10$7,915,856$6,654,727.93$24,539$1.16+$7.89MLRLCF

LRLCF vs ARCC: Complete Analysis 2026

LRLCFStock

L'Oréal S.A., through its subsidiaries, manufactures and sells cosmetic products for women and men worldwide. The company operates through four divisions: Consumer Products, L'oréal Luxe, Professional Products, and Active Cosmetics. It offers shampoos, hair care products, shower gels, skin care products, cleansers, hair colors, styling products, deodorants, sun care products, make-up, perfumes, etc. The company provides its products under the L'Oréal Paris, Garnier, Maybelline New York, NYX Professional Makeup, Essie, Niely, Dark and Lovely, Lancôme, Yves Saint Laurent Beauté, Giorgio Armani Beauty, Kiehl's, Urban Decay, Biotherm, Ralph Lauren, IT Cosmetics, L'Oréal Professionnel, Kérastase, Redken, Matrix, Biolage, Pureology, Decléor, Carita, Vichy, La Roche-Posay, SkinCeuticals, Roger&Gallet, CeraVe, Stylenanda, Mixa, Magic Mask, Prada, Helena Rubinstein, Valentino, Mugler, Shu Uemura, Viktor&Rolf, Azzaro, Diesel, Atelier Cologne, Cacharel, and Yue Sai brands. It sells its products through distribution channels, such as hair salons, mass-market retail channels, perfumeries, department stores, pharmacies, drugstores, medispas, branded retail, travel retail, and e-commerce. L'Oréal S.A. was founded in 1909 and is headquartered in Clichy, France.

Full LRLCF Calculator →

ARCCBDC

Ares Capital Corporation is a business development company specializing in acquisition, recapitalization, mezzanine debt, restructurings, rescue financing, and leveraged buyout transactions of middle market companies. It also makes growth capital and general refinancing. It prefers to make investments in companies engaged in the basic and growth manufacturing, business services, consumer products, health care products and services, and information technology service sectors. The fund will also consider investments in industries such as restaurants, retail, oil and gas, and technology sectors. It focuses on investments in Northeast, Mid-Atlantic, Southeast and Southwest regions from its New York office, the Midwest region, from the Chicago office, and the Western region from the Los Angeles office. The fund typically invests between $20 million and $200 million and a maximum of $400 million in companies with an EBITDA between $10 million and $250 million. It makes debt investments between $10 million and $100 million The fund invests through revolvers, first lien loans, warrants, unitranche structures, second lien loans, mezzanine debt, private high yield, junior capital, subordinated debt, and non-control preferred and common equity. The fund also selectively considers third-party-led senior and subordinated debt financings and opportunistically considers the purchase of stressed and discounted debt positions. The fund prefers to be an agent and/or lead the transactions in which it invests. The fund also seeks board representation in its portfolio companies.

Full ARCC Calculator →
📬

Get this LRLCF vs ARCC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

LRLCF vs SCHDLRLCF vs JEPILRLCF vs OLRLCF vs KOLRLCF vs MAINLRLCF vs HTGCLRLCF vs GBDCLRLCF vs ORCC

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.