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LSFG vs GBDC: Dividend Comparison 2026

LSFG yields 1.32% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $8.88M in total portfolio value
10 years
LSFG
LSFG
● Live price
1.32%
Share price
$49.41
Annual div
$0.65
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$11.97M
Annual income
$10,442,862.91
Full LSFG calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — LSFG vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLSFGGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LSFG + GBDC cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
LSFG pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LSFG
Annual income on $10K today (after 15% tax)
$111.82/yr
After 10yr DRIP, annual income (after tax)
$8,876,433.47/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $5,106,690.28/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LSFG + GBDC for your $10,000?

LSFG: 50%GBDC: 50%
100% GBDC50/50100% LSFG
Portfolio after 10yr
$16.41M
Annual income
$13,446,798.38/yr
Blended yield
81.95%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

LSFG
No analyst data
Altman Z
0.3
Piotroski
4/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LSFG buys
0
GBDC buys
0
No recent congressional trades found for LSFG or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLSFGGBDC
Forward yield1.32%11.86% ✓
Annual dividend / share$0.65$1.50 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100% ✓51.1%
Portfolio after 10y$11.97M$20.85M ✓
Annual income after 10y$10,442,862.91$16,450,733.83 ✓
Total dividends collected$11.82M$20.43M ✓
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: LSFG vs GBDC ($10,000, DRIP)

YearLSFG PortfolioLSFG Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$10,963$263.10$12,492$1,791.70$1.5K → GBDC
2$12,270$539.15$16,527$3,160.58$4.3K → GBDC
3$14,256$1,127.86$23,588$5,904.90$9.3K → GBDC
4$17,704$2,449.50$37,141$11,901.65$19.4K → GBDC
5$24,629$5,685.66$66,205$26,463.38$41.6K → GBDC
6$41,137$14,784.36$137,452$66,612.65$96.3K → GBDC
7$90,174$46,157.27$342,372$195,298.53$252.2K → GBDC
8$285,604$189,118.27$1,053,292$686,954.33$767.7K → GBDC
9$1,425,198$1,119,600.93$4,111,439$2,984,416.95$2.69M → GBDC
10$11,967,824$10,442,862.91$20,849,974$16,450,733.83$8.88M → GBDC

LSFG vs GBDC: Complete Analysis 2026

LSFG — Stock

LifeStore Financial Group, Inc. operates as a federally chartered thrift holding company for LifeStore Bank that provides personal and business banking products and services in North Carolina. The company offers checking, savings, and money market accounts, as well as certificates of deposit; mortgage loans, automobile loans, home equity lines of credit, commercial real estate loans, commercial construction loans, investment property loans, equipment loans, working capital loans/lines of credit, and small business administration loans; and credit cards. It also provides insurance agency products and services; investment and cash management services; and online and mobile banking services. The company was formerly known as AF Financial Group and changed its name to LifeStore Financial Group, Inc. in September 2009. LifeStore Financial Group, Inc. was founded in 1939 and is headquartered in West Jefferson, North Carolina. Lifestore Financial Group, Inc. is a subsidiary of AsheCo MHC, Inc.

Full LSFG Calculator →

GBDC — BDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.