Is LSFG or XYLD a better dividend investment in 2026?

LSFG currently yields 1.32% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between LSFG and XYLD?

LSFG has a forward dividend yield of 1.32% ($0.65/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 9.66 percentage points.

Home › Compare › LSFG vs XYLD

LSFG vs XYLD: Dividend Comparison 2026

LSFG yields 1.32% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LSFG wins by $11.94M in total portfolio value

INVESTMENT

TIME HORIZON10 years

LSFG

● Live price

1.32%

Share price

$49.41

Annual div

$0.65

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$11.97M

Annual income

$10,442,862.91

Full LSFG calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — LSFG vs XYLD

📍 LSFG pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LSFG	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LSFG + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LSFG pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LSFG

Annual income on $10K today (after 15% tax)

$111.82/yr

After 10yr DRIP, annual income (after tax)

$8,876,433.47/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, LSFG beats the other by $8,873,697.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LSFG + XYLD for your $10,000?

LSFG: 50%XYLD: 50%

100% XYLD50/50100% LSFG

Portfolio after 10yr

$6.00M

Annual income

$5,223,040.97/yr

Blended yield

87.10%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LSFG buys

XYLD buys

No recent congressional trades found for LSFG or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLSFGXYLD

Forward yield	1.32%	10.98% ✓
Annual dividend / share	$0.65	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	0%
Portfolio after 10y	$11.97M	$25.3K ✓
Annual income after 10y	$10,442,862.91 ✓	$3,219.02
Total dividends collected	$11.82M	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LSFG vs XYLD ($10,000, DRIP)

Year	LSFG Portfolio	LSFG Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$10,963	$263.10	$10,818	$1,098.39	+$145.00 → LSFG
2	$12,270	$539.15	$11,738	$1,222.51	+$532.00 → LSFG
3	$14,256	$1,127.86	$12,774	$1,364.64	+$1.5K → LSFG
4	$17,704	$2,449.50	$13,944	$1,527.86	+$3.8K → LSFG
5	$24,629	$5,685.66	$15,270	$1,715.87	+$9.4K → LSFG
6	$41,137	$14,784.36	$16,775	$1,933.09	+$24.4K → LSFG
7	$90,174	$46,157.27	$18,490	$2,184.87	+$71.7K → LSFG
8	$285,604	$189,118.27	$20,450	$2,477.63	+$265.2K → LSFG
9	$1,425,198	$1,119,600.93	$22,697	$2,819.19	+$1.40M → LSFG
10	$11,967,824	$10,442,862.91	$25,280	$3,219.02	+$11.94M → LSFG

LSFG vs XYLD: Complete Analysis 2026

LSFG — Stock

LifeStore Financial Group, Inc. operates as a federally chartered thrift holding company for LifeStore Bank that provides personal and business banking products and services in North Carolina. The company offers checking, savings, and money market accounts, as well as certificates of deposit; mortgage loans, automobile loans, home equity lines of credit, commercial real estate loans, commercial construction loans, investment property loans, equipment loans, working capital loans/lines of credit, and small business administration loans; and credit cards. It also provides insurance agency products and services; investment and cash management services; and online and mobile banking services. The company was formerly known as AF Financial Group and changed its name to LifeStore Financial Group, Inc. in September 2009. LifeStore Financial Group, Inc. was founded in 1939 and is headquartered in West Jefferson, North Carolina. Lifestore Financial Group, Inc. is a subsidiary of AsheCo MHC, Inc.

Full LSFG Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.