HomeCompareLTCP vs GBDC

LTCP vs GBDC: Dividend Comparison 2026

LTCP yields 34482.76% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LTCP wins by $1.181212426446909e+22M in total portfolio value
10 years
LTCP
LTCP
● Live price
34482.76%
Share price
$0.01
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$1.181212426446909e+22M
Annual income
$11,745,121,413,034,463,000,000,000,000.00
Full LTCP calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — LTCP vs GBDC

📍 LTCP pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLTCPGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LTCP + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LTCP pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LTCP
Annual income on $10K today (after 15% tax)
$2,931,034.48/yr
After 10yr DRIP, annual income (after tax)
$9,983,353,201,079,293,000,000,000,000.00/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, LTCP beats the other by $9,983,353,201,079,293,000,000,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LTCP + GBDC for your $10,000?

LTCP: 50%GBDC: 50%
100% GBDC50/50100% LTCP
Portfolio after 10yr
$5.906062132234545e+21M
Annual income
$5,872,560,706,517,231,000,000,000,000.00/yr
Blended yield
99.43%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

LTCP
No analyst data
Altman Z
-75.0
Piotroski
3/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LTCP buys
0
GBDC buys
0
No recent congressional trades found for LTCP or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLTCPGBDC
Forward yield34482.76%11.86%
Annual dividend / share$2.00$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%51.1%
Portfolio after 10y$1.181212426446909e+22M$20.85M
Annual income after 10y$11,745,121,413,034,463,000,000,000,000.00$16,450,733.83
Total dividends collected$1.1807719073916433e+22M$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: LTCP vs GBDC ($10,000, DRIP)

YearLTCP PortfolioLTCP Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$3,458,976$3,448,275.86$12,492$1,791.70+$3.45MLTCP
2$1,118,421,008$1,114,719,903.99$16,527$3,160.58+$1118.40MLTCP
3$338,049,201,182$336,852,490,703.46$23,588$5,904.90+$338049.18MLTCP
4$95,516,486,855,497$95,154,774,210,231.90$37,141$11,901.65+$95516486.82MLTCP
5$25,229,468,328,403,976$25,127,265,687,468,590.00$66,205$26,463.38+$25229468328.34MLTCP
6$6,229,844,577,274,484,000$6,202,849,046,163,091,000.00$137,452$66,612.65+$6229844577274.35MLTCP
7$1,438,117,137,026,070,000,000$1,431,451,203,328,386,500,000.00$342,372$195,298.53+$1438117137026069.75MLTCP
8$310,361,914,951,373,900,000,000$308,823,129,614,756,000,000,000.00$1,053,292$686,954.33+$310361914951373888.00MLTCP
9$62,619,487,322,080,650,000,000,000$62,287,400,073,082,670,000,000,000.00$4,111,439$2,984,416.95+$62619487322080649216.00MLTCP
10$11,812,124,264,469,090,000,000,000,000$11,745,121,413,034,463,000,000,000,000.00$20,849,974$16,450,733.83+$1.181212426446909e+22MLTCP

LTCP vs GBDC: Complete Analysis 2026

LTCPStock

Life's Time Capsule Services, Inc. engages in the social media and online data storage space with services built to capture, preserve, and share customers' digital legacies for present and future generations to add to and pass along for centuries into the future. The company offers a secure personal data storage and social media service that enables its customers to build a digital legacy to be passed on to many generations into the future. It provides Individual, Family, and Entity Plans, which allow customers the opportunity to upload and safely store digital images, videos, voice recordings, personal journal entries, and various document types from its customers' desktop or mobile devices. The company was formerly known as Hyperera, Inc. and changed its name to Life's Time Capsule Services, Inc. in March 2017. The company was incorporated in 2008 and is headquartered in Newtown, Connecticut.

Full LTCP Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
📬

Get this LTCP vs GBDC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

LTCP vs SCHDLTCP vs JEPILTCP vs OLTCP vs KOLTCP vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.