HomeCompareLTSAP vs BTI

LTSAP vs BTI: Dividend Comparison 2026

LTSAP yields 9.90% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 LTSAP wins by $408890.35M in total portfolio value
10 years
LTSAP
LTSAP
● Live price
9.90%
Share price
$20.20
Annual div
$2.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$408890.39M
Annual income
$401,109,389,452.00
Full LTSAP calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — LTSAP vs BTI

📍 LTSAP pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLTSAPBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LTSAP + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LTSAP pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LTSAP
Annual income on $10K today (after 15% tax)
$841.75/yr
After 10yr DRIP, annual income (after tax)
$340,942,981,034.20/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, LTSAP beats the other by $340,942,978,665.56/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LTSAP + BTI for your $10,000?

LTSAP: 50%BTI: 50%
100% BTI50/50100% LTSAP
Portfolio after 10yr
$204445.21M
Annual income
$200,554,696,119.32/yr
Blended yield
98.10%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

LTSAP
No analyst data
Altman Z
0.2
Piotroski
5/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LTSAP buys
0
BTI buys
0
No recent congressional trades found for LTSAP or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLTSAPBTI
Forward yield9.90%5.38%
Annual dividend / share$2.00$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%11.3%
Portfolio after 10y$408890.39M$37.7K
Annual income after 10y$401,109,389,452.00$2,786.64
Total dividends collected$408363.57M$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: LTSAP vs BTI ($10,000, DRIP)

YearLTSAP PortfolioLTSAP Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$12,681$1,980.59$11,299$598.92+$1.4KLTSAP
2$18,263$4,694.41$12,794$703.91+$5.5KLTSAP
3$32,178$12,637.22$14,518$829.07+$17.7KLTSAP
4$76,050$41,619.48$16,513$978.64+$59.5KLTSAP
5$265,231$183,857.26$18,827$1,157.84+$246.4KLTSAP
6$1,482,332$1,198,535.32$21,518$1,373.12+$1.46MLTSAP
7$14,106,502$12,520,405.83$24,657$1,632.46+$14.08MLTSAP
8$237,803,240$222,709,283.18$28,329$1,945.74+$237.77MLTSAP
9$7,271,958,545$7,017,509,078.62$32,637$2,325.33+$7271.93MLTSAP
10$408,890,385,095$401,109,389,452.00$37,708$2,786.64+$408890.35MLTSAP

LTSAP vs BTI: Complete Analysis 2026

LTSAPStock

Ladenburg Thalmann Financial Services Inc. operates as a diversified financial services company in the United States. Its Independent Advisory and Brokerage Services segment offers advisory and securities brokerage services for clients, including advisor-managed accounts, general securities, mutual funds, and variable and fixed annuities; brokerage support services, such as access to stock, bond, exchange-traded fund, and options execution; insurance, non-traded real estate investment trusts, and unit trusts; and research, compliance, supervision, accounting, and related services. This segment also provides asset management services, trust administration of personal and retirement accounts, estate and financial planning, wealth management, and custody services. Its Ladenburg segment offers investment banking services consisting of corporate finance services, such as underwritten public, registered direct, and at-the-market offerings, as well as private investment in public equity and other private placements, and strategic and financial advisory services. This segment also provides investment research, sales and trading, investment, administration, operation, securities transactions processing, and customer accounts services; and various asset management products and services, including asset management programs, investment consulting services, fund management, private investment management programs, retirement plan sponsor services, alternative investments, architect programs, and third-party advisory services. Its Insurance Brokerage segment delivers life insurance, fixed, and equity-indexed annuities, as well as long-term care solutions to investment and insurance providers, marketing strategies, product expertise, and back-office processing for fixed and equity-indexed annuities. Ladenburg Thalmann Financial Services Inc. was formerly known as GBI Capital Management Corp and changed its name to Ladenburg Thalmann Financial Services Inc. in May 2001. The company was founded in 1876 and is headquartered in Miami, Florida with additional offices in Boca Raton, Florida; Princeton, New Jersey; Melville, New York; and New York, New York. Ladenburg Thalmann Financial Services Inc. operates as a subsidiary of AG Intermediate Corporation.

Full LTSAP Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.