Is LUB or BTI a better dividend investment in 2026?

LUB currently yields 700.48% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: LUB offers higher current income.

What is the dividend yield difference between LUB and BTI?

LUB has a forward dividend yield of 700.48% ($12.47/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 695.10 percentage points.

Home › Compare › LUB vs BTI

LUB vs BTI: Dividend Comparison 2026

LUB yields 700.48% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LUB wins by $913833.09M in total portfolio value

INVESTMENT

TIME HORIZON10 years

LUB

● Live price

700.48%

Share price

$1.78

Annual div

$12.47

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$913833.13M

Annual income

$713,470,934,902.86

Full LUB calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — LUB vs BTI

📍 LUB pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LUB	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LUB + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LUB pays

BTI pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LUB

Annual income on $10K today (after 15% tax)

$59,541.15/yr

After 10yr DRIP, annual income (after tax)

$606,450,294,667.43/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, LUB beats the other by $606,450,292,298.79/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LUB + BTI for your $10,000?

LUB: 50%BTI: 50%

100% BTI50/50100% LUB

Portfolio after 10yr

$456916.58M

Annual income

$356,735,468,844.75/yr

Blended yield

78.07%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

LUB

No analyst data

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LUB buys

BTI buys

No recent congressional trades found for LUB or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLUBBTI

Forward yield	700.48% ✓	5.38%
Annual dividend / share	$12.47 ✓	$3.15
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	11.3% ✓
Portfolio after 10y	$913833.13M ✓	$37.7K
Annual income after 10y	$713,470,934,902.86 ✓	$2,786.64
Total dividends collected	$897612.10M ✓	$14.3K
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: LUB vs BTI ($10,000, DRIP)

Year	LUB Portfolio	LUB Income/yr	BTI Portfolio	BTI Income/yr	Gap
1← crossover	$80,748	$70,048.41	$11,299	$598.92	+$69.4K → LUB
2	$615,027	$528,625.96	$12,794	$703.91	+$602.2K → LUB
3	$4,420,996	$3,762,917.85	$14,518	$829.07	+$4.41M → LUB
4	$30,009,887	$25,279,420.77	$16,513	$978.64	+$29.99M → LUB
5	$192,482,205	$160,371,625.79	$18,827	$1,157.84	+$192.46M → LUB
6	$1,167,280,389	$961,324,429.72	$21,518	$1,373.12	+$1167.26M → LUB
7	$6,697,412,866	$5,448,422,849.59	$24,657	$1,632.46	+$6697.39M → LUB
8	$36,382,107,649	$29,215,875,882.54	$28,329	$1,945.74	+$36382.08M → LUB
9	$187,254,387,496	$148,325,532,311.72	$32,637	$2,325.33	+$187254.35M → LUB
10	$913,833,129,524	$713,470,934,902.86	$37,708	$2,786.64	+$913833.09M → LUB

LUB vs BTI: Complete Analysis 2026

LUB — Stock

Luby's, Inc. is in liquidation. Previously, it provided restaurant services in the United States. As of November 19, 2021, the company operated 18 casual dining restaurants; and owned 24 properties. It also operated four Fuddruckers locations; and 14 Luby's cafeterias. The company was formerly known as Luby's Cafeterias, Inc. Luby's, Inc. was founded in 1947 and is headquartered in Houston, Texas.

Full LUB Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.