Is LUNL or XYLD a better dividend investment in 2026?

LUNL currently yields 14.89% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: LUNL offers higher current income.

What is the dividend yield difference between LUNL and XYLD?

LUNL has a forward dividend yield of 14.89% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 3.91 percentage points.

Home › Compare › LUNL vs XYLD

LUNL vs XYLD: Dividend Comparison 2026

LUNL yields 14.89% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 LUNL wins by $27.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

LUNL

● Live price

14.89%

Share price

$13.43

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$53.1K

Annual income

$3,736.69

Full LUNL calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — LUNL vs XYLD

📍 LUNL pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	LUNL	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, LUNL + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

LUNL pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LUNL

Annual income on $10K today (after 15% tax)

$1,265.70/yr

After 10yr DRIP, annual income (after tax)

$3,176.19/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, LUNL beats the other by $440.02/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of LUNL + XYLD for your $10,000?

LUNL: 50%XYLD: 50%

100% XYLD50/50100% LUNL

Portfolio after 10yr

$39.2K

Annual income

$3,477.86/yr

Blended yield

8.87%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LUNL buys

XYLD buys

No recent congressional trades found for LUNL or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricLUNLXYLD

Forward yield	14.89% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$53.1K ✓	$25.3K
Annual income after 10y	$3,736.69 ✓	$3,219.02
Total dividends collected	$25.6K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: LUNL vs XYLD ($10,000, DRIP)

Year	LUNL Portfolio	LUNL Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$12,189	$1,489.06	$10,818	$1,098.39	+$1.4K → LUNL
2	$14,739	$1,696.28	$11,738	$1,222.51	+$3.0K → LUNL
3	$17,687	$1,916.90	$12,774	$1,364.64	+$4.9K → LUNL
4	$21,075	$2,149.90	$13,944	$1,527.86	+$7.1K → LUNL
5	$24,945	$2,394.13	$15,270	$1,715.87	+$9.7K → LUNL
6	$29,339	$2,648.31	$16,775	$1,933.09	+$12.6K → LUNL
7	$34,304	$2,911.08	$18,490	$2,184.87	+$15.8K → LUNL
8	$39,886	$3,181.03	$20,450	$2,477.63	+$19.4K → LUNL
9	$46,135	$3,456.72	$22,697	$2,819.19	+$23.4K → LUNL
10	$53,101	$3,736.69	$25,280	$3,219.02	+$27.8K → LUNL

LUNL vs XYLD: Complete Analysis 2026

LUNL — Stock

The fund aims to achieve this daily percentage change for a single day, and not for any other period. A “single day” means the period “from the close of regular trading on one trading day to the close on the next trading day.” It is non-diversified.

Full LUNL Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.