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LYBC vs GBDC: Dividend Comparison 2026

LYBC yields 3.34% · GBDC yields 11.85%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.68M in total portfolio value
10 years
LYBC
LYBC
● Live price
3.34%
Share price
$51.50
Annual div
$1.72
5Y div CAGR
37.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$91.4K
Annual income
$26,845.25
Full LYBC calculator →
GBDC
GBDC
● Live price
11.85%
Share price
$12.66
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.78M
Annual income
$16,389,263.41
Full GBDC calculator →

Portfolio growth — LYBC vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLYBCGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LYBC + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LYBC pays
GBDC pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LYBC
Annual income on $10K today (after 15% tax)
$283.88/yr
After 10yr DRIP, annual income (after tax)
$22,818.46/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.11/yr
After 10yr DRIP, annual income (after tax)
$13,930,873.90/yr
At 15% tax rate, GBDC beats the other by $13,908,055.44/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LYBC + GBDC for your $10,000?

LYBC: 50%GBDC: 50%
100% GBDC50/50100% LYBC
Portfolio after 10yr
$10.43M
Annual income
$8,208,054.32/yr
Blended yield
78.67%
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Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

LYBC
No analyst data
Altman Z
0.2
Piotroski
4/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.6% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LYBC buys
0
GBDC buys
0
No recent congressional trades found for LYBC or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLYBCGBDC
Forward yield3.34%11.85%
Annual dividend / share$1.72$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR37.7%51.1%
Portfolio after 10y$91.4K$20.78M
Annual income after 10y$26,845.25$16,389,263.41
Total dividends collected$64.2K$20.36M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: LYBC vs GBDC ($10,000, DRIP)

YearLYBC PortfolioLYBC Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$11,160$459.89$12,490$1,790.28$1.3KGBDC
2$12,602$660.49$16,522$3,157.73$3.9KGBDC
3$14,443$959.80$23,578$5,898.68$9.1KGBDC
4$16,870$1,415.72$37,115$11,886.75$20.2KGBDC
5$20,179$2,128.03$66,136$26,423.57$46.0KGBDC
6$24,867$3,275.74$137,257$66,491.44$112.4KGBDC
7$31,803$5,195.03$341,734$194,868.54$309.9KGBDC
8$42,580$8,550.22$1,050,788$685,133.02$1.01MGBDC
9$60,292$14,731.90$4,099,314$2,974,971.01$4.04MGBDC
10$91,358$26,845.25$20,775,530$16,389,263.41$20.68MGBDC

LYBC vs GBDC: Complete Analysis 2026

LYBCStock

Lyons Bancorp Inc., a financial holding company, provides a range of commercial and retail banking services to individual and small business customers. It offers checking accounts, savings accounts, individual retirement accounts, and certificates of deposit. The company also provides loans comprising commercial real estate, agricultural real estate, commercial and agricultural, and consumer installment loans; and residential real estate loans that include classes for 1-4 family and home equity loans, as well as consumer loans, which comprise recreational, auto, personal, personal line of credit, and home improvement loans. In addition, it offers financial services, including retirement strategy, investment management, education savings, life insurance, long-term care insurance, and employer and employee benefit services. Further, the company provides mortgage, online and mobile banking, telephone banking, credit and debit card, online cash management, merchant, safe deposit boxes, wire transfer, traveler program, online bill pay, e-statements, money orders, and official checks services. It operates 16 branches located in Wayne, Onondaga, Yates, Ontario, Monroe, Seneca, and Cayuga counties, New York. The company was founded in 1852 and is headquartered in Lyons, New York.

Full LYBC Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.