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LYBC vs MCD: Dividend Comparison 2026

LYBC yields 3.34% · MCD yields 2.35%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 LYBC wins by $12.8K in total portfolio value
10 years
LYBC
LYBC
● Live price
3.34%
Share price
$51.50
Annual div
$1.72
5Y div CAGR
37.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$91.4K
Annual income
$26,845.25
Full LYBC calculator →
MCD
McDonald's Corporation
● Live price
2.35%
Share price
$308.53
Annual div
$7.26
5Y div CAGR
42.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$78.5K
Annual income
$26,227.70
Full MCD calculator →

Portfolio growth — LYBC vs MCD

📍 LYBC pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLYBCMCD
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LYBC + MCD cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LYBC pays
MCD pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LYBC
Annual income on $10K today (after 15% tax)
$283.88/yr
After 10yr DRIP, annual income (after tax)
$22,818.46/yr
MCD
Annual income on $10K today (after 15% tax)
$200.01/yr
After 10yr DRIP, annual income (after tax)
$22,293.55/yr
At 15% tax rate, LYBC beats the other by $524.92/year in after-tax income after 10 years on $10,000
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Lazy Portfolio Split Optimizer

What's the optimal mix of LYBC + MCD for your $10,000?

LYBC: 50%MCD: 50%
100% MCD50/50100% LYBC
Portfolio after 10yr
$85.0K
Annual income
$26,536.47/yr
Blended yield
31.24%
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Analyst Conviction Gap

Where Wall Street is most bullish on MCD right now

LYBC
No analyst data
Altman Z
0.2
Piotroski
4/9
MCD
Analyst Ratings
37
Buy
23
Hold
1
Sell
Consensus: Buy
Price Target
$351.76
+14.0% upside vs current
Range: $320.00 — $385.00
Altman Z
4.9
Piotroski
5/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LYBC buys
0
MCD buys
0
No recent congressional trades found for LYBC or MCD in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLYBCMCD
Forward yield3.34%2.35%
Annual dividend / share$1.72$7.26
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR37.7%42.3%
Portfolio after 10y$91.4K$78.5K
Annual income after 10y$26,845.25$26,227.70
Total dividends collected$64.2K$58.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary

Year-by-year: LYBC vs MCD ($10,000, DRIP)

YearLYBC PortfolioLYBC Income/yrMCD PortfolioMCD Income/yrGap
1← crossover$11,160$459.89$10,815$334.85+$345.00LYBC
2$12,602$660.49$11,826$491.71+$776.00LYBC
3$14,443$959.80$13,123$730.06+$1.3KLYBC
4$16,870$1,415.72$14,853$1,100.07+$2.0KLYBC
5$20,179$2,128.03$17,257$1,690.61+$2.9KLYBC
6$24,867$3,275.74$20,752$2,667.01+$4.1KLYBC
7$31,803$5,195.03$26,103$4,354.83+$5.7KLYBC
8$42,580$8,550.22$34,794$7,437.78+$7.8KLYBC
9$60,292$14,731.90$49,926$13,461.60+$10.4KLYBC
10$91,358$26,845.25$78,550$26,227.70+$12.8KLYBC

LYBC vs MCD: Complete Analysis 2026

LYBCStock

Lyons Bancorp Inc., a financial holding company, provides a range of commercial and retail banking services to individual and small business customers. It offers checking accounts, savings accounts, individual retirement accounts, and certificates of deposit. The company also provides loans comprising commercial real estate, agricultural real estate, commercial and agricultural, and consumer installment loans; and residential real estate loans that include classes for 1-4 family and home equity loans, as well as consumer loans, which comprise recreational, auto, personal, personal line of credit, and home improvement loans. In addition, it offers financial services, including retirement strategy, investment management, education savings, life insurance, long-term care insurance, and employer and employee benefit services. Further, the company provides mortgage, online and mobile banking, telephone banking, credit and debit card, online cash management, merchant, safe deposit boxes, wire transfer, traveler program, online bill pay, e-statements, money orders, and official checks services. It operates 16 branches located in Wayne, Onondaga, Yates, Ontario, Monroe, Seneca, and Cayuga counties, New York. The company was founded in 1852 and is headquartered in Lyons, New York.

Full LYBC Calculator →

MCDConsumer Discretionary

McDonald's Corporation operates and franchises McDonald's restaurants in the United States and internationally. Its restaurants offer hamburgers and cheeseburgers, chicken sandwiches and nuggets, wraps, fries, salads, oatmeal, shakes, desserts, sundaes, soft serve cones, bakery items, soft drinks, coffee, and beverages and other beverages, as well as breakfast menu, including biscuit and bagel sandwiches, breakfast burritos, hotcakes, and other sandwiches. As of December 31, 2021, the company operated 40,031 restaurants. McDonald's Corporation was founded in 1940 and is headquartered in Chicago, Illinois.

Full MCD Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.