HomeCompareLYBC vs MO

LYBC vs MO: Dividend Comparison 2026

LYBC yields 3.34% · MO yields 6.36%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LYBC wins by $11.2K in total portfolio value
10 years
LYBC
LYBC
● Live price
3.34%
Share price
$51.50
Annual div
$1.72
5Y div CAGR
37.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$91.4K
Annual income
$26,845.25
Full LYBC calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — LYBC vs MO

📍 LYBC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLYBCMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, LYBC + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LYBC pays
MO pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LYBC
Annual income on $10K today (after 15% tax)
$283.88/yr
After 10yr DRIP, annual income (after tax)
$22,818.46/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MO beats the other by $2,816.83/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LYBC + MO for your $10,000?

LYBC: 50%MO: 50%
100% MO50/50100% LYBC
Portfolio after 10yr
$85.7K
Annual income
$28,502.20/yr
Blended yield
33.24%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

LYBC
No analyst data
Altman Z
0.2
Piotroski
4/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LYBC buys
0
MO buys
0
No recent congressional trades found for LYBC or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLYBCMO
Forward yield3.34%6.36%
Annual dividend / share$1.72$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR37.7%22.6%
Portfolio after 10y$91.4K$80.1K
Annual income after 10y$26,845.25$30,159.17
Total dividends collected$64.2K$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: LYBC vs MO ($10,000, DRIP)

YearLYBC PortfolioLYBC Income/yrMO PortfolioMO Income/yrGap
1← crossover$11,160$459.89$10,570$780.30+$590.00LYBC
2$12,602$660.49$11,381$1,032.90+$1.2KLYBC
3$14,443$959.80$12,535$1,392.73+$1.9KLYBC
4$16,870$1,415.72$14,193$1,920.91+$2.7KLYBC
5$20,179$2,128.03$16,618$2,723.68+$3.6KLYBC
6$24,867$3,275.74$20,263$3,993.80+$4.6KLYBC
7$31,803$5,195.03$25,936$6,098.36+$5.9KLYBC
8$42,580$8,550.22$35,166$9,775.01+$7.4KLYBC
9$60,292$14,731.90$51,026$16,597.78+$9.3KLYBC
10$91,358$26,845.25$80,113$30,159.17+$11.2KLYBC

LYBC vs MO: Complete Analysis 2026

LYBCStock

Lyons Bancorp Inc., a financial holding company, provides a range of commercial and retail banking services to individual and small business customers. It offers checking accounts, savings accounts, individual retirement accounts, and certificates of deposit. The company also provides loans comprising commercial real estate, agricultural real estate, commercial and agricultural, and consumer installment loans; and residential real estate loans that include classes for 1-4 family and home equity loans, as well as consumer loans, which comprise recreational, auto, personal, personal line of credit, and home improvement loans. In addition, it offers financial services, including retirement strategy, investment management, education savings, life insurance, long-term care insurance, and employer and employee benefit services. Further, the company provides mortgage, online and mobile banking, telephone banking, credit and debit card, online cash management, merchant, safe deposit boxes, wire transfer, traveler program, online bill pay, e-statements, money orders, and official checks services. It operates 16 branches located in Wayne, Onondaga, Yates, Ontario, Monroe, Seneca, and Cayuga counties, New York. The company was founded in 1852 and is headquartered in Lyons, New York.

Full LYBC Calculator →

MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
📬

Get this LYBC vs MO comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

LYBC vs SCHDLYBC vs JEPILYBC vs OLYBC vs KOLYBC vs MAINLYBC vs PMLYBC vs BTILYBC vs PG

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.