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LYBC vs PM: Dividend Comparison 2026

LYBC yields 3.34% · PM yields 3.48%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LYBC wins by $41.8K in total portfolio value· pulled ahead in Year 7
10 years
LYBC
LYBC
● Live price
3.34%
Share price
$51.50
Annual div
$1.72
5Y div CAGR
37.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$91.4K
Annual income
$26,845.25
Full LYBC calculator →
PM
Philip Morris International
● Live price
3.48%
Share price
$165.34
Annual div
$5.76
5Y div CAGR
17.2%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$49.6K
Annual income
$2,492.02
Full PM calculator →

Portfolio growth — LYBC vs PM

📍 LYBC pulled ahead of the other in Year 7

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLYBCPM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LYBC + PM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
LYBC pays
PM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LYBC
Annual income on $10K today (after 15% tax)
$283.88/yr
After 10yr DRIP, annual income (after tax)
$22,818.46/yr
PM
Annual income on $10K today (after 15% tax)
$296.12/yr
After 10yr DRIP, annual income (after tax)
$2,118.22/yr
At 15% tax rate, LYBC beats the other by $20,700.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LYBC + PM for your $10,000?

LYBC: 50%PM: 50%
100% PM50/50100% LYBC
Portfolio after 10yr
$70.5K
Annual income
$14,668.63/yr
Blended yield
20.82%
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Analyst Conviction Gap

Where Wall Street is most bullish on PM right now

LYBC
No analyst data
Altman Z
0.2
Piotroski
4/9
PM
Analyst Ratings
17
Buy
7
Hold
1
Sell
Consensus: Buy
Price Target
$194.30
+17.5% upside vs current
Range: $180.00 — $205.00
Altman Z
4.0
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LYBC buys
0
PM buys
0
No recent congressional trades found for LYBC or PM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLYBCPM
Forward yield3.34%3.48%
Annual dividend / share$1.72$5.76
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR37.7%17.2%
Portfolio after 10y$91.4K$49.6K
Annual income after 10y$26,845.25$2,492.02
Total dividends collected$64.2K$11.7K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: LYBC vs PM ($10,000, DRIP)

YearLYBC PortfolioLYBC Income/yrPM PortfolioPM Income/yrGap
1$11,160$459.89$11,648$408.29$488.00PM
2$12,602$660.49$13,589$495.90$987.00PM
3$14,443$959.80$15,877$603.21$1.4KPM
4$16,870$1,415.72$18,580$734.88$1.7KPM
5$20,179$2,128.03$21,781$896.75$1.6KPM
6$24,867$3,275.74$25,578$1,096.12$711.00PM
7← crossover$31,803$5,195.03$30,092$1,342.17+$1.7KLYBC
8$42,580$8,550.22$35,470$1,646.46+$7.1KLYBC
9$60,292$14,731.90$41,892$2,023.58+$18.4KLYBC
10$91,358$26,845.25$49,578$2,492.02+$41.8KLYBC

LYBC vs PM: Complete Analysis 2026

LYBCStock

Lyons Bancorp Inc., a financial holding company, provides a range of commercial and retail banking services to individual and small business customers. It offers checking accounts, savings accounts, individual retirement accounts, and certificates of deposit. The company also provides loans comprising commercial real estate, agricultural real estate, commercial and agricultural, and consumer installment loans; and residential real estate loans that include classes for 1-4 family and home equity loans, as well as consumer loans, which comprise recreational, auto, personal, personal line of credit, and home improvement loans. In addition, it offers financial services, including retirement strategy, investment management, education savings, life insurance, long-term care insurance, and employer and employee benefit services. Further, the company provides mortgage, online and mobile banking, telephone banking, credit and debit card, online cash management, merchant, safe deposit boxes, wire transfer, traveler program, online bill pay, e-statements, money orders, and official checks services. It operates 16 branches located in Wayne, Onondaga, Yates, Ontario, Monroe, Seneca, and Cayuga counties, New York. The company was founded in 1852 and is headquartered in Lyons, New York.

Full LYBC Calculator →

PMConsumer Staples

Philip Morris International Inc. operates as a tobacco company working to delivers a smoke-free future and evolving portfolio for the long-term to include products outside of the tobacco and nicotine sector. The company's product portfolio primarily consists of cigarettes and smoke-free products, including heat-not-burn, vapor, and oral nicotine products that are sold in markets outside the United States. The company offers its smoke-free products under the HEETS, HEETS Creations, HEETS Dimensions, HEETS Marlboro, HEETS FROM MARLBORO, Marlboro Dimensions, Marlboro HeatSticks, Parliament HeatSticks, and TEREA brands, as well as the KT&G-licensed brands, Fiit, and Miix. It also sells its products under the Marlboro, Parliament, Bond Street, Chesterfield, L&M, Lark, and Philip Morris brands. In addition, the company owns various cigarette brands, such as Dji Sam Soe, Sampoerna A, and Sampoerna U in Indonesia; and Fortune and Jackpot in the Philippines. The company sells its smoke-free products in 71 markets. Philip Morris International Inc. was incorporated in 1987 and is headquartered in New York, New York.

Full PM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.