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LYLT vs BTI: Dividend Comparison 2026

LYLT yields 917.43% · BTI yields 5.40%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 LYLT wins by $8.19355664732259e+22M in total portfolio value
10 years
LYLT
LYLT
● Live price
917.43%
Share price
$0.22
Annual div
$2.00
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$8.19355664732259e+22M
Annual income
$81,918,413,245,647,230,000,000,000,000.00
Full LYLT calculator →
BTI
BTI
● Live price
5.40%
Share price
$58.26
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.8K
Annual income
$2,802.29
Full BTI calculator →

Portfolio growth — LYLT vs BTI

📍 LYLT pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodLYLTBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, LYLT + BTI cover 0 of 12 months — good coverage

Jan
—
Feb
—
Mar
—
Apr
—
May
—
Jun
—
Jul
—
Aug
—
Sep
—
Oct
—
Nov
—
Dec
—
LYLT pays
BTI pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

LYLT
Annual income on $10K today (after 15% tax)
$77,981.65/yr
After 10yr DRIP, annual income (after tax)
$69,630,651,258,800,145,000,000,000,000.00/yr
BTI
Annual income on $10K today (after 15% tax)
$459.05/yr
After 10yr DRIP, annual income (after tax)
$2,381.95/yr
At 15% tax rate, LYLT beats the other by $69,630,651,258,800,145,000,000,000,000.00/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of LYLT + BTI for your $10,000?

LYLT: 50%BTI: 50%
100% BTI50/50100% LYLT
Portfolio after 10yr
$4.096778323661295e+22M
Annual income
$40,959,206,622,823,620,000,000,000,000.00/yr
Blended yield
99.98%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

LYLT
Analyst Ratings
1
Buy
1
Hold
Consensus: Buy
Price Target
$2.00
+817.4% upside vs current
Range: $2.00 — $2.00
Altman Z
-0.7
Piotroski
3/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.3% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

LYLT buys
0
BTI buys
0
No recent congressional trades found for LYLT or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricLYLTBTI
Forward yield917.43% ✓5.40%
Annual dividend / share$2.00$3.15 ✓
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100% ✓11.3%
Portfolio after 10y$8.19355664732259e+22M$37.8K ✓
Annual income after 10y$81,918,413,245,647,230,000,000,000,000.00 ✓$2,802.29
Total dividends collected$8.193444388886382e+22M$14.4K ✓
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy
Analyst price target$2.00$40.00 ✓

Year-by-year: LYLT vs BTI ($10,000, DRIP)

YearLYLT PortfolioLYLT Income/yrBTI PortfolioBTI Income/yrGap
1← crossover$194,186$183,486.24$11,301$601.08+$182.9K → LYLT
2$6,867,686$6,659,907.01$12,799$706.58+$6.85M → LYLT
3$447,605,538$440,257,113.53$14,527$832.38+$447.59M → LYLT
4$54,112,618,693$53,633,680,767.62$16,527$982.75+$54112.60M → LYLT
5$12,177,462,399,201$12,119,561,897,198.88$18,846$1,162.95+$12177462.38M → LYLT
6$5,110,930,738,675,109$5,097,900,853,907,964.00$21,545$1,379.49+$5110930738.65M → LYLT
7$4,004,739,394,378,093,600$3,999,270,698,487,711,000.00$24,694$1,640.41+$4004739394378.07M → LYLT
8$5,861,636,526,069,293,000,000$5,857,351,454,917,308,000,000.00$28,378$1,955.69+$5861636526069293.00M → LYLT
9$16,031,053,811,830,919,000,000,000$16,024,781,860,748,026,000,000,000.00$32,702$2,337.79+$16031053811830919168.00M → LYLT
10$81,935,566,473,225,900,000,000,000,000$81,918,413,245,647,230,000,000,000,000.00$37,794$2,802.29+$8.19355664732259e+22M → LYLT

LYLT vs BTI: Complete Analysis 2026

LYLT — Stock

Loyalty Ventures Inc. provides consumer loyalty solutions. The company owns and operates the AIR MILES Reward Program, an end-to-end loyalty platform; and BrandLoyalty, a campaign-based loyalty solution for grocers and other high-frequency retailers. It also offers marketing, customer, and rewards and redemption management services for sponsors. The company helps financial services providers, retailers, and other consumer-facing businesses to create and increase customer loyalty across various touchpoints. Loyalty Ventures Inc. was incorporated in 2021 and is based in Plano, Texas.

Full LYLT Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.