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MAIN vs ADC: Dividend Comparison 2026

MAIN yields 8.41% · ADC yields 4.39% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 MAIN wins by $33.6K in total portfolio value
10 years
MAIN
Main Street Capital Corporation
8.41%
Share price
$52.80
Annual div
$4.44
5Y div CAGR
5.1%
Payout ratio
82%
After 10 yrs · $10,000 · DRIP
Portfolio value
$57.2K
Annual income
$2,355.47
Full MAIN calculator →
ADC
Agree Realty Corporation
4.39%
Share price
$68.40
Annual div
$3.00
5Y div CAGR
5.2%
Payout ratio
73%
After 10 yrs · $10,000 · DRIP
Portfolio value
$23.5K
Annual income
$1,093.74
Full ADC calculator →

Portfolio growth — MAIN vs ADC

Annual dividend income

MetricMAINADC
Forward yield8.41%4.39%
Annual dividend / share$4.44$3.00
Payout ratio82%73%
1-year div growth3.7%2.8%
5-year div CAGR5.1%5.2%
Portfolio after 10y$57.2K$23.5K
Annual income after 10y$2,355.47$1,093.74
Total dividends collected$15.5K$7.4K
Payment frequencymonthlymonthly
SectorBDCREIT

Year-by-year: MAIN vs ADC ($10,000, DRIP)

YearMAIN PortfolioMAIN Income/yrADC PortfolioADC Income/yrGap
1$12,124$883.80$10,871$461.40+$1.3KMAIN
2$14,629$1,001.91$11,824$506.91+$2.8KMAIN
3$17,573$1,130.42$12,866$557.16+$4.7KMAIN
4$21,022$1,269.75$14,006$612.66+$7.0KMAIN
5$25,049$1,420.29$15,254$674.00+$9.8KMAIN
6$29,738$1,582.45$16,622$741.82+$13.1KMAIN
7$35,182$1,756.64$18,120$816.86+$17.1KMAIN
8$41,488$1,943.25$19,763$899.90+$21.7KMAIN
9$48,775$2,142.72$21,565$991.86+$27.2KMAIN
10$57,179$2,355.47$23,543$1,093.74+$33.6KMAIN

MAIN vs ADC: Complete Analysis 2026

MAINBDC

Main Street Capital is a Business Development Company providing debt and equity capital to lower middle market companies. It pays regular monthly dividends plus semi-annual special dividends. One of the few BDCs consistently trading at a premium to NAV, with an exceptional track record since its 2007 IPO. Often called the gold standard of BDCs.

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ADCREIT

Agree Realty is a net-lease REIT focused on high-quality retail tenants including Walmart, Home Depot, and Tractor Supply. Its monthly dividend and focus on investment-grade tenants make it a conservative REIT alternative to Realty Income. Conservative leverage and disciplined acquisition strategy set it apart.

Full ADC Calculator →

Frequently Asked Questions

Is MAIN or ADC better for dividend income in 2026?
MAIN currently offers a 8.41% yield (4.44/share/year) while ADC offers 4.39% (3.00/share/year). MAIN provides higher current income. However, ADC has grown its dividend faster (5.2% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MAIN vs ADC earn per year?
With $10,000 invested today: MAIN pays approximately $841/year. ADC pays approximately $439/year. With DRIP reinvestment over 10 years, these grow to $2,355/year (MAIN) and $1,094/year (ADC).
Does MAIN or ADC pay monthly dividends?
MAIN pays monthly dividends. ADC pays monthly dividends. MAIN pays monthly, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.