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MBINO vs CL: Dividend Comparison 2026

MBINO yields 6.86% · CL yields 2.44%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MBINO wins by $39482.16M in total portfolio value
10 years
MBINO
MBINO
● Live price
6.86%
Share price
$25.00
Annual div
$1.72
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39482.20M
Annual income
$38,406,675,015.90
Full MBINO calculator →
CL
CL
● Live price
2.44%
Share price
$85.23
Annual div
$2.08
5Y div CAGR
28.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$41.0K
Annual income
$5,451.69
Full CL calculator →

Portfolio growth — MBINO vs CL

📍 MBINO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMBINOCL
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MBINO + CL cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MBINO pays
CL pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MBINO
Annual income on $10K today (after 15% tax)
$583.10/yr
After 10yr DRIP, annual income (after tax)
$32,645,673,763.52/yr
CL
Annual income on $10K today (after 15% tax)
$207.44/yr
After 10yr DRIP, annual income (after tax)
$4,633.94/yr
At 15% tax rate, MBINO beats the other by $32,645,669,129.58/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MBINO + CL for your $10,000?

MBINO: 50%CL: 50%
100% CL50/50100% MBINO
Portfolio after 10yr
$19741.12M
Annual income
$19,203,340,233.80/yr
Blended yield
97.28%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on CL right now

MBINO
Analyst Ratings
1
Strong
3
Buy
1
Hold
Consensus: Buy
Altman Z
1.0
Piotroski
3/9
CL
Analyst Ratings
17
Buy
24
Hold
2
Sell
Consensus: Hold
Price Target
$92.45
+8.5% upside vs current
Range: $85.00 — $100.00
Altman Z
4.5
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MBINO buys
0
CL buys
0
No recent congressional trades found for MBINO or CL in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMBINOCL
Forward yield6.86%2.44%
Annual dividend / share$1.72$2.08
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%28.6%
Portfolio after 10y$39482.20M$41.0K
Annual income after 10y$38,406,675,015.90$5,451.69
Total dividends collected$39408.23M$18.1K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyHold

Year-by-year: MBINO vs CL ($10,000, DRIP)

YearMBINO PortfolioMBINO Income/yrCL PortfolioCL Income/yrGap
1← crossover$12,072$1,372.00$11,014$313.84+$1.1KMBINO
2$16,013$3,095.85$12,200$415.44+$3.8KMBINO
3$24,809$7,675.67$13,607$553.09+$11.2KMBINO
4$48,775$22,228.49$15,301$741.41+$33.5KMBINO
5$133,872$81,683.22$17,374$1,002.00+$116.5KMBINO
6$562,302$419,058.95$19,958$1,367.44+$542.3KMBINO
7$3,891,702$3,290,039.29$23,243$1,887.87+$3.87MMBINO
8$46,725,655$42,561,533.60$27,512$2,642.43+$46.70MMBINO
9$1,005,163,332$955,166,881.11$33,197$3,759.22+$1005.13MMBINO
10$39,482,199,781$38,406,675,015.90$40,973$5,451.69+$39482.16MMBINO

MBINO vs CL: Complete Analysis 2026

MBINOStock

Merchants Bancorp operates as the diversified bank holding company in the United States. The company operates through Multi-family Mortgage Banking, Mortgage Warehousing, and Banking segments. The Multi-family Mortgage Banking segment originates and services government sponsored mortgages for multi-family and healthcare facilities. This segment also offers customized loan products for independent living, assisted living, memory care, and skilled nursing projects; and operates as a syndicator of low-income housing tax credit and debt funds. The Mortgage Warehousing segment funds agency eligible residential loans, including origination, purchase, and sale in the secondary market, as well as commercial loans to non-depository financial institutions. The Banking segment offers a range of financial products and services to consumers and businesses, such as various types of deposit products, as well as multi-family construction and bridge, commercial real estate, commercial and industrial, agricultural, residential mortgage, and consumer loan products. This segment also provides single-family mortgage lending; construction, bridge, and lot financing; first-lien home equity lines of credit; and small business administration lending products and services. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana.

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CLConsumer Staples

Colgate-Palmolive Company, together with its subsidiaries, manufactures and sells consumer products worldwide. The company operates through two segments, Oral, Personal and Home Care; and Pet Nutrition. The Oral, Personal and Home Care segment offers toothpaste, toothbrushes, mouthwash, bar and liquid hand soaps, shower gels, shampoos, conditioners, deodorants and antiperspirants, skin health products, dishwashing detergents, fabric conditioners, household cleaners, and other related items. This segment markets and sells its products under various brands, which include Colgate, Darlie, elmex, hello, meridol, Sorriso, Tom's of Maine, Irish Spring, Palmolive, Protex, Sanex, Softsoap, Lady Speed Stick, Speed Stick, EltaMD, Filorga, PCA SKIN, Ajax, Axion, Fabuloso, Murphy, Suavitel, Soupline, and Cuddly to a range of traditional and eCommerce retailers, wholesalers, and distributors. It also includes pharmaceutical products for dentists and other oral health professionals. The Pet Nutrition segment offers pet nutrition products for everyday nutritional needs under the Hill's Science Diet brand; and a range of therapeutic products to manage disease conditions in dogs and cats under the Hill's Prescription Diet brand. This segment markets and sells its products through pet supply retailers, veterinarians, and eCommerce retailers. Colgate-Palmolive Company was founded in 1806 and is headquartered in New York, New York.

Full CL Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.