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Merchants Bancorp · NASDAQ
Price: $25.00 · Annual div: $1.73/share · Frequency: quarterly · Payout ratio: 50% · Ex-div: TBD
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Year your monthly dividend income covers each expense (based on current settings)
$10,000 in MBINO → $20.02M in 10 years · $108,204.18/month
Merchants Bancorp, founded in 1990 and headquartered in Carmel, Indiana, operates as a diversified bank holding company throughout the United States. Its operations are organized into three primary divisions: Multi-family Mortgage Banking, Mortgage Warehousing, and Banking. The Multi-family Mortgage Banking division specializes in the origination and servicing of government-backed mortgages for multi-family residential properties and healthcare facilities. This segment also provides tailored financing solutions for projects like independent living, assisted living, memory care, and skilled nursing, and manages the syndication of low-income housing tax credit and debt funds. The Mortgage Warehousing segment provides capital for residential loans eligible for agency backing, covering their initial origination, subsequent purchase, and eventual sale in the secondary market. Additionally, it extends commercial loans to non-depository financial institutions. The Banking segment delivers a comprehensive range of financial products and services to both individual consumers and businesses. This includes various deposit accounts, alongside a diverse portfolio of loan products such as multi-family construction and bridge loans, commercial real estate loans, commercial and industrial loans, agricultural loans, residential mortgages, and consumer loans. Furthermore, this segment is involved in single-family mortgage lending, offering construction, bridge, and lot financing, first-lien home equity lines of credit, and Small Business Administration (SBA) lending programs.
This calculation uses the DividendFlow Engine v6.0. Data is verified daily against SEC filings and FMP real-time feeds to ensure projection accuracy.
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Real after-tax yield depends on where you live and how you hold MBINO.
| Account/Country | Tax Rate | After-tax Yield | Real Yield | $10K Annual Income |
|---|---|---|---|---|
| 🇺🇸 Roth IRA / 401k | 0% | 6.93% | 4.13% | $693 / yr |
| 🇺🇸 US Taxable (15%) ✓ | 15% | 5.89% | 3.09% | $589 / yr |
| 🇺🇸 US Taxable (20%) | 20% | 5.54% | 2.74% | $554 / yr |
| 🇬🇧 UK ISA | 0% | 6.93% | 4.13% | $693 / yr |
| 🇬🇧 UK Taxable | 8.75% | 6.32% | 3.52% | $632 / yr |
| 🇨🇦 TFSA | 0% | 6.93% | 4.13% | $693 / yr |
| 🇨🇦 CA Taxable | 25% | 5.20% | 2.40% | $520 / yr |
| 🇦🇺 Super (pension) | 15% | 5.89% | 3.09% | $589 / yr |
| 🇦🇺 AU Taxable | 30% | 4.85% | 2.05% | $485 / yr |
| 🇩🇪 DE Taxable | 26.375% | 5.10% | 2.30% | $510 / yr |
| 🇫🇷 FR Taxable | 30% | 4.85% | 2.05% | $485 / yr |
Real yield = after-tax yield minus US CPI of 2.8%. 12-month CPI (US BLS via FMP economic-indicators). Click any row to select. US withholding tax (30%, reducible by treaty) applies to non-US residents holding US stocks in taxable accounts.
12-month CPI (US BLS via FMP economic-indicators).
Based on current dividend of $1.73/share/yr · 🇺🇸 US Taxable (15%) · static projection (no growth assumed).
MBINO pays quarterly — 4 times per year. Next ex-div: TBD.
How MBINO compares to typical Financial Services averages.
Benchmarks: S&P 500 sector averages (2024–2026). Sources: Morningstar, Bloomberg, NAREIT. 5Y CAGR for MBINO sourced from FMP /financial-growth endpoint — real data, not estimates.
When executives buy their own stock, it's a signal they believe in the dividend's sustainability.
| Insider | Title | Type | Date | Shares | Price | Total Value |
|---|---|---|---|---|---|---|
| A-Award | 2026-08-20 | 328 | $53.50 | $17.5K | ||
| A-Award | 2026-08-20 | 328 | $53.50 | $17.5K | ||
| A-Award | 2026-08-20 | 328 | $53.50 | $17.5K | ||
| A-Award | 2026-08-20 | 328 | $53.50 | $17.5K | ||
| A-Award | 2026-08-20 | 328 | $53.50 | $17.5K | ||
| A-Award | 2026-08-20 | 328 | $53.50 | $17.5K | ||
| A-Award | 2026-08-20 | 328 | $53.50 | $17.5K | ||
| G-Gift | 2026-08-05 | 3,700 | — | — | ||
| Sale | 2026-07-30 | 9,000 | $55.20 | $496.8K | ||
| Sale | 2026-07-30 | 9,000 | $55.20 | $496.8K |
Insider transactions sourced from SEC Form 4 filings via Financial Modeling Prep. See disclaimer.
Altman Z-Score predicts bankruptcy risk. Piotroski F-Score measures financial strength across 9 criteria. High scores → lower dividend cut risk. Data via FMP financial statements.
Dividend yields, payout ratios, and financial metrics are sourced from Financial Modeling Prep (FMP) and cross-referenced with SEC EDGAR filings. Data is cached and updated every 24 hours via our nightly refresh. DRIP projections are forward-looking estimates, not guarantees.
Educational purposes only. Not financial advice. DividendFlow is not a registered investment advisor. Projections generated by the MBINO dividend calculator are estimates based on historical data and user inputs. Actual future returns, stock prices, and dividend payments will vary. Dividends can be cut or suspended at any time. All investments carry risk, including the loss of principal. Please consult a qualified financial professional before making any investment decisions. Full disclaimer →
Merchants Bancorp (MBINO) is currently trading at $25.00, 6% below its 52-week high. The current dividend yield is 6.93% based on an annual payout of $1.73 per share.
Merchants Bancorp (MBINO) is a financial services stock currently trading at $25.00 with a dividend yield of 6.93%. The company pays an annual dividend of $1.73 per share. The payout ratio of 50% suggests the dividend is well-covered by earnings. Over the past 5 years, MBINO has grown its dividend at a compound annual rate of 100.0%.
Auto-generated from live market data. For educational purposes only — not financial advice.
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