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MBINO vs MO: Dividend Comparison 2026

MBINO yields 6.86% · MO yields 6.36%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MBINO wins by $39482.12M in total portfolio value
10 years
MBINO
MBINO
● Live price
6.86%
Share price
$25.00
Annual div
$1.72
5Y div CAGR
100%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$39482.20M
Annual income
$38,406,675,015.90
Full MBINO calculator →
MO
Altria Group Inc.
● Live price
6.36%
Share price
$65.99
Annual div
$4.20
5Y div CAGR
22.6%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$80.1K
Annual income
$30,159.17
Full MO calculator →

Portfolio growth — MBINO vs MO

📍 MBINO pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMBINOMO
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MBINO + MO cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MBINO pays
MO pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MBINO
Annual income on $10K today (after 15% tax)
$583.10/yr
After 10yr DRIP, annual income (after tax)
$32,645,673,763.52/yr
MO
Annual income on $10K today (after 15% tax)
$540.99/yr
After 10yr DRIP, annual income (after tax)
$25,635.29/yr
At 15% tax rate, MBINO beats the other by $32,645,648,128.22/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MBINO + MO for your $10,000?

MBINO: 50%MO: 50%
100% MO50/50100% MBINO
Portfolio after 10yr
$19741.14M
Annual income
$19,203,352,587.53/yr
Blended yield
97.28%
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Analyst Conviction Gap

Where Wall Street is most bullish on MO right now

MBINO
Analyst Ratings
1
Strong
3
Buy
1
Hold
Consensus: Buy
Altman Z
1.0
Piotroski
3/9
MO
Analyst Ratings
16
Buy
9
Hold
1
Sell
Consensus: Buy
Price Target
$61.25
-7.2% upside vs current
Range: $47.00 — $68.00
Altman Z
3.2
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MBINO buys
0
MO buys
0
No recent congressional trades found for MBINO or MO in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMBINOMO
Forward yield6.86%6.36%
Annual dividend / share$1.72$4.20
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR100%22.6%
Portfolio after 10y$39482.20M$80.1K
Annual income after 10y$38,406,675,015.90$30,159.17
Total dividends collected$39408.23M$74.5K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples
Analyst consensusBuyBuy

Year-by-year: MBINO vs MO ($10,000, DRIP)

YearMBINO PortfolioMBINO Income/yrMO PortfolioMO Income/yrGap
1← crossover$12,072$1,372.00$10,570$780.30+$1.5KMBINO
2$16,013$3,095.85$11,381$1,032.90+$4.6KMBINO
3$24,809$7,675.67$12,535$1,392.73+$12.3KMBINO
4$48,775$22,228.49$14,193$1,920.91+$34.6KMBINO
5$133,872$81,683.22$16,618$2,723.68+$117.3KMBINO
6$562,302$419,058.95$20,263$3,993.80+$542.0KMBINO
7$3,891,702$3,290,039.29$25,936$6,098.36+$3.87MMBINO
8$46,725,655$42,561,533.60$35,166$9,775.01+$46.69MMBINO
9$1,005,163,332$955,166,881.11$51,026$16,597.78+$1005.11MMBINO
10$39,482,199,781$38,406,675,015.90$80,113$30,159.17+$39482.12MMBINO

MBINO vs MO: Complete Analysis 2026

MBINOStock

Merchants Bancorp operates as the diversified bank holding company in the United States. The company operates through Multi-family Mortgage Banking, Mortgage Warehousing, and Banking segments. The Multi-family Mortgage Banking segment originates and services government sponsored mortgages for multi-family and healthcare facilities. This segment also offers customized loan products for independent living, assisted living, memory care, and skilled nursing projects; and operates as a syndicator of low-income housing tax credit and debt funds. The Mortgage Warehousing segment funds agency eligible residential loans, including origination, purchase, and sale in the secondary market, as well as commercial loans to non-depository financial institutions. The Banking segment offers a range of financial products and services to consumers and businesses, such as various types of deposit products, as well as multi-family construction and bridge, commercial real estate, commercial and industrial, agricultural, residential mortgage, and consumer loan products. This segment also provides single-family mortgage lending; construction, bridge, and lot financing; first-lien home equity lines of credit; and small business administration lending products and services. Merchants Bancorp was founded in 1990 and is headquartered in Carmel, Indiana.

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MOConsumer Staples

Altria Group, Inc., through its subsidiaries, manufactures and sells smokeable and oral tobacco products in the United States. The company provides cigarettes primarily under the Marlboro brand; cigars and pipe tobacco principally under the Black & Mild brand; and moist smokeless tobacco products under the Copenhagen, Skoal, Red Seal, and Husky brands, as well as provides on! oral nicotine pouches. It sells its tobacco products primarily to wholesalers, including distributors; and large retail organizations, such as chain stores. Altria Group, Inc. was founded in 1822 and is headquartered in Richmond, Virginia.

Full MO Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.