HomeCompareMCBC vs YUM

MCBC vs YUM: Dividend Comparison 2026

MCBC yields 2.43% · YUM yields 1.85%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 YUM wins by $60.8K in total portfolio value· pulled ahead in Year 3
10 years
MCBC
MCBC
● Live price
2.43%
Share price
$14.82
Annual div
$0.36
5Y div CAGR
31.7%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$46.2K
Annual income
$7,506.01
Full MCBC calculator →
YUM
YUM
● Live price
1.85%
Share price
$155.48
Annual div
$2.88
5Y div CAGR
51.4%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$107.0K
Annual income
$39,957.33
Full YUM calculator →

Portfolio growth — MCBC vs YUM

📍 YUM pulled ahead of the other in Year 3

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCBCYUM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MCBC + YUM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MCBC pays
YUM pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCBC
Annual income on $10K today (after 15% tax)
$206.48/yr
After 10yr DRIP, annual income (after tax)
$6,380.11/yr
YUM
Annual income on $10K today (after 15% tax)
$157.45/yr
After 10yr DRIP, annual income (after tax)
$33,963.73/yr
At 15% tax rate, YUM beats the other by $27,583.62/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCBC + YUM for your $10,000?

MCBC: 50%YUM: 50%
100% YUM50/50100% MCBC
Portfolio after 10yr
$76.6K
Annual income
$23,731.66/yr
Blended yield
30.97%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on YUM right now

MCBC
Analyst Ratings
1
Strong
1
Buy
1
Hold
Consensus: Strong Buy
Altman Z
0.1
Piotroski
7/9
YUM
Analyst Ratings
18
Buy
30
Hold
3
Sell
Consensus: Hold
Price Target
$173.15
+11.4% upside vs current
Range: $158.00 — $190.00
Altman Z
2.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCBC buys
0
YUM buys
0
No recent congressional trades found for MCBC or YUM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCBCYUM
Forward yield2.43%1.85%
Annual dividend / share$0.36$2.88
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR31.7%51.4%
Portfolio after 10y$46.2K$107.0K
Annual income after 10y$7,506.01$39,957.33
Total dividends collected$22.9K$80.4K
Payment frequencyquarterlyquarterly
SectorStockConsumer Discretionary
Analyst consensusStrong BuyHold

Year-by-year: MCBC vs YUM ($10,000, DRIP)

YearMCBC PortfolioMCBC Income/yrYUM PortfolioYUM Income/yrGap
1$11,020$319.92$10,980$280.44+$40.00MCBC
2$12,225$433.93$12,185$435.72+$40.00MCBC
3← crossover$13,674$592.52$13,722$684.14$48.00YUM
4$15,446$815.69$15,773$1,090.14$327.00YUM
5$17,662$1,134.16$18,650$1,773.02$988.00YUM
6$20,494$1,596.19$22,921$2,966.37$2.4KYUM
7$24,209$2,279.74$29,685$5,158.69$5.5KYUM
8$29,218$3,314.55$41,216$9,453.02$12.0KYUM
9$36,187$4,923.83$62,672$18,571.31$26.5KYUM
10$46,226$7,506.01$107,016$39,957.33$60.8KYUM

MCBC vs YUM: Complete Analysis 2026

MCBCStock

Macatawa Bank Corporation operates as the bank holding company for Macatawa Bank that provides commercial and consumer banking and trust services. The company accepts various deposits, such as checking accounts, savings accounts, time deposits, regular and money market savings accounts, certificates of deposit, and demand deposits. Its loan products include commercial and industrial loans comprising loans to finance operations and equipment; commercial real estate loans, which consist of construction and development, multi-family, and other non-residential real estate loans; and residential mortgage loans, as well as consumer loans, including automobile loans, home equity lines of credit and installment loans, home improvement loans, deposit account loans, and other loans for household and personal purposes. The company also offers ATM and debit card processing, cash management, trust, and brokerage services. In addition, it provides fraud protection; collection services; disbursement solutions; fund management; and investment and retirement plan services. It serves individuals, businesses, associations, churches, nonprofit organizations, financial institutions, and government authorities. As of December 31, 2021, the company had 26 full-service branches in Kent, Ottawa, and northern Allegan counties, Michigan. Macatawa Bank Corporation was incorporated in 1997 and is based in Holland, Michigan.

Full MCBC Calculator →

YUMConsumer Discretionary

YUM! Brands, Inc., together with its subsidiaries, develops, operates, and franchises quick service restaurants worldwide. It operates through four segments: the KFC Division, the Taco Bell Division, the Pizza Hut Division, and the Habit Burger Grill Division. The company operates restaurants under the KFC, Pizza Hut, Taco Bell, and The Habit Burger Grill brands, which specialize in chicken, pizza, made-to-order chargrilled burgers, sandwiches, Mexican-style food categories, and other food products. As of December 31, 2021, it had 26,934 KFC units; 18,381 Pizza Hut units; 7,791 Taco Bell units; and 318 The Habit Burger Grill units in approximately 157 countries and territories. The company was formerly known as TRICON Global Restaurants, Inc. and changed its name to YUM! Brands, Inc. in May 2002. YUM! Brands, Inc. was incorporated in 1997 and is headquartered in Louisville, Kentucky.

Full YUM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.