HomeCompareMCBK vs GBDC

MCBK vs GBDC: Dividend Comparison 2026

MCBK yields 1.20% · GBDC yields 11.86%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 GBDC wins by $20.83M in total portfolio value
10 years
MCBK
MCBK
● Live price
1.20%
Share price
$30.10
Annual div
$0.36
5Y div CAGR
-32.8%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.1K
Annual income
$2.29
Full MCBK calculator →
GBDC
GBDC
● Live price
11.86%
Share price
$12.65
Annual div
$1.50
5Y div CAGR
51.1%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$20.85M
Annual income
$16,450,733.83
Full GBDC calculator →

Portfolio growth — MCBK vs GBDC

📍 GBDC pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCBKGBDC
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
📅

Dividend Calendar Overlap

Combined, MCBK + GBDC cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MCBK pays
GBDC pays
Both pay
Neither
💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCBK
Annual income on $10K today (after 15% tax)
$101.66/yr
After 10yr DRIP, annual income (after tax)
$1.95/yr
GBDC
Annual income on $10K today (after 15% tax)
$1,007.91/yr
After 10yr DRIP, annual income (after tax)
$13,983,123.76/yr
At 15% tax rate, GBDC beats the other by $13,983,121.81/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCBK + GBDC for your $10,000?

MCBK: 50%GBDC: 50%
100% GBDC50/50100% MCBK
Portfolio after 10yr
$10.44M
Annual income
$8,225,368.07/yr
Blended yield
78.82%
📊

Analyst Conviction Gap

Where Wall Street is most bullish on GBDC right now

MCBK
No analyst data
Altman Z
0.0
Piotroski
5/9
GBDC
Analyst Ratings
6
Buy
5
Hold
Consensus: Buy
Price Target
$14.00
+10.7% upside vs current
Range: $13.00 — $15.00
Altman Z
0.6
Piotroski
6/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCBK buys
0
GBDC buys
0
No recent congressional trades found for MCBK or GBDC in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCBKGBDC
Forward yield1.20%11.86%
Annual dividend / share$0.36$1.50
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR-32.8%51.1%
Portfolio after 10y$20.1K$20.85M
Annual income after 10y$2.29$16,450,733.83
Total dividends collected$242.00$20.43M
Payment frequencyquarterlyquarterly
SectorStockBDC

Year-by-year: MCBK vs GBDC ($10,000, DRIP)

YearMCBK PortfolioMCBK Income/yrGBDC PortfolioGBDC Income/yrGap
1← crossover$10,780$80.37$12,492$1,791.70$1.7KGBDC
2$11,589$54.42$16,527$3,160.58$4.9KGBDC
3$12,437$36.74$23,588$5,904.90$11.2KGBDC
4$13,333$24.76$37,141$11,901.65$23.8KGBDC
5$14,283$16.67$66,205$26,463.38$51.9KGBDC
6$15,294$11.22$137,452$66,612.65$122.2KGBDC
7$16,372$7.54$342,372$195,298.53$326.0KGBDC
8$17,523$5.07$1,053,292$686,954.33$1.04MGBDC
9$18,753$3.41$4,111,439$2,984,416.95$4.09MGBDC
10$20,068$2.29$20,849,974$16,450,733.83$20.83MGBDC

MCBK vs GBDC: Complete Analysis 2026

MCBKStock

Madison County Financial, Inc. operates as the holding company for Madison County Bank that provides banking and financial services to individual and corporate customers in Nebraska, the United States. It provides deposits, such as checking, money market savings, savings, and individual retirement accounts, as well as certificates of deposit; credit and debit cards; home loans; and consumer loans, including home equity lines of credit, second mortgage, home improvement, recreational vehicle, personal, and overdraft protection loans, as well as loans for automobiles, trucks, and vans. The company also offers agricultural real estate, machinery and equipment, livestock and crop, and operating loans; and commercial real estate, construction, investment property, and working capital loans, as well as equipment financing services. In addition, it provides online and mobile banking, as well as merchant services. The company was formerly known as Madison County Holding Company and changed its name to Madison County Financial, Inc. in October 2012. Madison County Financial, Inc. was founded in 1888 and is headquartered in Madison, Nebraska.

Full MCBK Calculator →

GBDCBDC

Golub Capital BDC, Inc. (GBDC) is a business development company and operates as an externally managed closed-end non-diversified management investment company. It invests in debt and minority equity investments in middle-market companies that are, in most cases, sponsored by private equity investors. It typically invests in diversified consumer services, automobiles, healthcare technology, insurance, health care equipment and supplies, hotels, restaurants and leisure, healthcare providers and services, IT services and specialty retails. It seeks to invest in the United States. It primarily invests in first lien traditional senior debt, first lien one stop, junior debt and equity, senior secured, one stop, unitranche, second lien, subordinated and mezzanine loans of middle-market companies, and warrants.

Full GBDC Calculator →
📬

Get this MCBK vs GBDC comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MCBK vs SCHDMCBK vs JEPIMCBK vs OMCBK vs KOMCBK vs MAIN

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.