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MCD vs SCHD: Dividend Comparison 2026

MCD yields 2.27% · SCHD yields 3.77% · See full DRIP projection below

vsEnter any two US tickers
After 10 years · $10,000 invested · DRIP enabled
🏆 SCHD wins by $15.8K in total portfolio value
10 years
MCD
McDonald's Corporation
2.27%
Share price
$294.50
Annual div
$6.68
5Y div CAGR
8.5%
Payout ratio
72%
After 10 yrs · $10,000 · DRIP
Portfolio value
$21.0K
Annual income
$652.30
Full MCD calculator →
SCHD
Schwab U.S. Dividend Equity ETF
3.77%
Share price
$27.84
Annual div
$1.05
5Y div CAGR
13.05%
Payout ratio
38%
After 10 yrs · $10,000 · DRIP
Portfolio value
$36.7K
Annual income
$1,925.82
Full SCHD calculator →

Portfolio growth — MCD vs SCHD

Annual dividend income

MetricMCDSCHD
Forward yield2.27%3.77%
Annual dividend / share$6.68$1.05
Payout ratio72%38%
1-year div growth10%5.18%
5-year div CAGR8.5%13.05%
Portfolio after 10y$21.0K$36.7K
Annual income after 10y$652.30$1,925.82
Total dividends collected$4.2K$10.1K
Payment frequencyquarterlyquarterly
SectorConsumer DiscretionaryETF

Year-by-year: MCD vs SCHD ($10,000, DRIP)

YearMCD PortfolioMCD Income/yrSCHD PortfolioSCHD Income/yrGap
1$10,726$246.11$11,306$426.37$580.00SCHD
2$11,514$273.29$12,802$500.91$1.3KSCHD
3$12,371$303.73$14,518$589.33$2.1KSCHD
4$13,302$337.85$16,490$694.43$3.2KSCHD
5$14,317$376.12$18,761$819.56$4.4KSCHD
6$15,423$419.10$21,381$968.84$6.0KSCHD
7$16,631$467.42$24,409$1,147.26$7.8KSCHD
8$17,951$521.82$27,918$1,360.94$10.0KSCHD
9$19,396$583.12$31,993$1,617.39$12.6KSCHD
10$20,979$652.30$36,734$1,925.82$15.8KSCHD

MCD vs SCHD: Complete Analysis 2026

MCDConsumer Discretionary

McDonald's is a Dividend Aristocrat with 48+ consecutive years of increases. As the world's most visited fast food brand with 40,000+ locations, its franchise model generates high-margin royalties. MCD's real estate holdings (owning land under many franchised locations) create an additional asset floor supporting long-term value.

Full MCD Calculator →

SCHDETF

SCHD tracks the Dow Jones U.S. Dividend 100 Index, focusing on quality companies with consistent dividend histories. With $60B+ AUM, it's the most popular dividend ETF in the US — combining income with quality. Only companies with 10+ consecutive years of dividends qualify. The ETF rebalances annually and has delivered market-beating total returns since inception in 2011.

Full SCHD Calculator →

Frequently Asked Questions

Is MCD or SCHD better for dividend income in 2026?
MCD currently offers a 2.27% yield (6.68/share/year) while SCHD offers 3.77% (1.05/share/year). SCHD provides higher current income. However, SCHD has grown its dividend faster (13.05% 5Y CAGR), which may lead to better long-term income through compounding.
How much would $10,000 in MCD vs SCHD earn per year?
With $10,000 invested today: MCD pays approximately $227/year. SCHD pays approximately $377/year. With DRIP reinvestment over 10 years, these grow to $652/year (MCD) and $1,926/year (SCHD).
Does MCD or SCHD pay monthly dividends?
MCD pays quarterly dividends. SCHD pays quarterly dividends. Neither pay monthly — both use a quarterly schedule, which is preferred by investors who need regular cash flow.
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⚠️ Educational purposes only. Not financial advice. All projections use historical data; actual results will vary.