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MCHIF vs BTI: Dividend Comparison 2026

MCHIF yields 3.59% · BTI yields 5.38%● Live data

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After 10 years · $10,000 invested · DRIP enabled
🏆 MCHIF wins by $217.7K in total portfolio value· pulled ahead in Year 2
10 years
MCHIF
MCHIF
● Live price
3.59%
Share price
$7.31
Annual div
$0.26
5Y div CAGR
47.9%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$255.4K
Annual income
$121,982.00
Full MCHIF calculator →
BTI
BTI
● Live price
5.38%
Share price
$58.47
Annual div
$3.15
5Y div CAGR
11.3%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$37.7K
Annual income
$2,786.64
Full BTI calculator →

Portfolio growth — MCHIF vs BTI

📍 MCHIF pulled ahead of the other in Year 2

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCHIFBTI
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MCHIF + BTI cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MCHIF pays
BTI pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCHIF
Annual income on $10K today (after 15% tax)
$305.21/yr
After 10yr DRIP, annual income (after tax)
$103,684.70/yr
BTI
Annual income on $10K today (after 15% tax)
$457.40/yr
After 10yr DRIP, annual income (after tax)
$2,368.64/yr
At 15% tax rate, MCHIF beats the other by $101,316.06/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCHIF + BTI for your $10,000?

MCHIF: 50%BTI: 50%
100% BTI50/50100% MCHIF
Portfolio after 10yr
$146.6K
Annual income
$62,384.32/yr
Blended yield
42.56%
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Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

MCHIF
No analyst data
Altman Z
5.0
Piotroski
6/9
BTI
Analyst Ratings
12
Buy
4
Hold
2
Sell
Consensus: Buy
Price Target
$40.00
-31.6% upside vs current
Range: $40.00 — $40.00
Altman Z
2.1
Piotroski
7/9
Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCHIF buys
0
BTI buys
0
No recent congressional trades found for MCHIF or BTI in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCHIFBTI
Forward yield3.59%5.38%
Annual dividend / share$0.26$3.15
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR47.9%11.3%
Portfolio after 10y$255.4K$37.7K
Annual income after 10y$121,982.00$2,786.64
Total dividends collected$220.2K$14.3K
Payment frequencyquarterlyquarterly
SectorStockConsumer Staples

Year-by-year: MCHIF vs BTI ($10,000, DRIP)

YearMCHIF PortfolioMCHIF Income/yrBTI PortfolioBTI Income/yrGap
1$11,231$531.06$11,299$598.92$68.00BTI
2← crossover$12,842$824.43$12,794$703.91+$48.00MCHIF
3$15,044$1,302.98$14,518$829.07+$526.00MCHIF
4$18,206$2,109.85$16,513$978.64+$1.7KMCHIF
5$23,010$3,529.47$18,827$1,157.84+$4.2KMCHIF
6$30,787$6,165.85$21,518$1,373.12+$9.3KMCHIF
7$44,345$11,403.03$24,657$1,632.46+$19.7KMCHIF
8$70,152$22,703.00$28,329$1,945.74+$41.8KMCHIF
9$124,707$49,643.64$32,637$2,325.33+$92.1KMCHIF
10$255,418$121,982.00$37,708$2,786.64+$217.7KMCHIF

MCHIF vs BTI: Complete Analysis 2026

MCHIFStock

Maruichi Steel Tube Ltd. produces and sells steel tubes and steel sheet coatings in Japan, North America, and Asia. It offers water pipes, OCTGs, and electrical conduits for use in plant construction projects and power generation plants; mechanical tubes; lamp posts, road signs, traffic lights, security barriers, and other fabricated products. The company also offers welded steel tubes for machine structure, construction and piping, hot dip galvanized steel sheet, BA precision small tubes, pre-painted steel sheet, etc.; and structural steel tubes for various fields, such as architecture, civil engineering, and machinery. Maruichi Steel Tube Ltd. was incorporated in 1947 and is headquartered in Osaka, Japan.

Full MCHIF Calculator →

BTIConsumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.