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MCIIX vs VYM: Dividend Comparison 2026

MCIIX yields 15.21% · VYM yields 2.37%● Live data

vsPost on X →
After 10 years · $10,000 invested · DRIP enabled
🏆 MCIIX wins by $26.4K in total portfolio value
10 years
MCIIX
MCIIX
● Live price
15.21%
Share price
$13.15
Annual div
$2.00
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$54.2K
Annual income
$3,888.53
Full MCIIX calculator →
VYM
Vanguard High Dividend Yield ETF
● Live price
2.37%
Share price
$148.10
Annual div
$3.51
5Y div CAGR
0%
Payout ratio
50%
After 10 yrs · $10,000 · DRIP
Portfolio value
$27.8K
Annual income
$272.94
Full VYM calculator →

Portfolio growth — MCIIX vs VYM

📍 MCIIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis PeriodMCIIXVYM
2008–2009
GFC
— No data— No data
2020 Q1–Q2
COVID
— No data— No data
2022 Q4
Rate Hike
— No data— No data
Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.
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Dividend Calendar Overlap

Combined, MCIIX + VYM cover 0 of 12 monthsgood coverage

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
MCIIX pays
VYM pays
Both pay
Neither
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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCIIX
Annual income on $10K today (after 15% tax)
$1,292.78/yr
After 10yr DRIP, annual income (after tax)
$3,305.25/yr
VYM
Annual income on $10K today (after 15% tax)
$201.60/yr
After 10yr DRIP, annual income (after tax)
$232.00/yr
At 15% tax rate, MCIIX beats the other by $3,073.25/year in after-tax income after 10 years on $10,000
⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCIIX + VYM for your $10,000?

MCIIX: 50%VYM: 50%
100% VYM50/50100% MCIIX
Portfolio after 10yr
$41.0K
Annual income
$2,080.73/yr
Blended yield
5.08%
🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCIIX buys
0
VYM buys
0
No recent congressional trades found for MCIIX or VYM in the last 90 days.
STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →
MetricMCIIXVYM
Forward yield15.21%2.37%
Annual dividend / share$2.00$3.51
Payout ratio50%50%
1-year div growth0%0%
5-year div CAGR0%0%
Portfolio after 10y$54.2K$27.8K
Annual income after 10y$3,888.53$272.94
Total dividends collected$26.4K$2.6K
Payment frequencyquarterlyquarterly
SectorStockETF

Year-by-year: MCIIX vs VYM ($10,000, DRIP)

YearMCIIX PortfolioMCIIX Income/yrVYM PortfolioVYM Income/yrGap
1← crossover$12,221$1,520.91$11,147$237.17+$1.1KMCIIX
2$14,813$1,737.10$12,404$242.33+$2.4KMCIIX
3$17,818$1,967.86$13,780$247.16+$4.0KMCIIX
4$21,278$2,212.17$15,285$251.67+$6.0KMCIIX
5$25,236$2,468.85$16,932$255.88+$8.3KMCIIX
6$29,739$2,736.57$18,733$259.81+$11.0KMCIIX
7$34,835$3,013.90$20,701$263.46+$14.1KMCIIX
8$40,573$3,299.37$22,852$266.86+$17.7KMCIIX
9$47,004$3,591.42$25,201$270.01+$21.8KMCIIX
10$54,183$3,888.53$27,768$272.94+$26.4KMCIIX

MCIIX vs VYM: Complete Analysis 2026

MCIIXStock

The fund invests at least 80% of its assets in corporate debt securities, including convertible debt securities. Although the fund will invest primarily in U.S. dollar denominated securities with a minimum rating in the lowest investment grade category at the time of purchase, it may invest up to 20% of its assets in debt securities that are below investment grade, also known as high yield securities or "junk bonds," and non-U.S. dollar denominated foreign debt securities.

Full MCIIX Calculator →

VYMETF

Seeks to track the performance of the FTSE High Dividend Yield Index, which measures the investment return of common stocks of companies characterized by high dividend yields. Provides a convenient way to track the performance of stocks that are forecasted to have above-average dividend yields. Follows a passively managed, full-replication approach.

Full VYM Calculator →
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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.