Is MCIIX or HDV a better dividend investment in 2026?

MCIIX currently yields 15.21% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: MCIIX offers higher current income.

What is the dividend yield difference between MCIIX and HDV?

MCIIX has a forward dividend yield of 15.21% ($2.00/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 12.29 percentage points.

Home › Compare › MCIIX vs HDV

MCIIX vs HDV: Dividend Comparison 2026

MCIIX yields 15.21% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MCIIX wins by $29.9K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MCIIX

● Live price

15.21%

Share price

$13.15

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$54.2K

Annual income

$3,888.53

Full MCIIX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.72

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$351.71

Full HDV calculator →

Portfolio growth — MCIIX vs HDV

📍 MCIIX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MCIIX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MCIIX + HDV cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

—

May

—

Jun

—

Jul

—

Aug

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Sep

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Oct

—

Nov

—

Dec

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MCIIX pays

HDV pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCIIX

Annual income on $10K today (after 15% tax)

$1,292.78/yr

After 10yr DRIP, annual income (after tax)

$3,305.25/yr

HDV

Annual income on $10K today (after 15% tax)

$247.92/yr

After 10yr DRIP, annual income (after tax)

$298.95/yr

At 15% tax rate, MCIIX beats the other by $3,006.30/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MCIIX + HDV for your $10,000?

MCIIX: 50%HDV: 50%

100% HDV50/50100% MCIIX

Portfolio after 10yr

$39.2K

Annual income

$2,120.12/yr

Blended yield

5.40%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCIIX buys

HDV buys

No recent congressional trades found for MCIIX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMCIIXHDV

Forward yield	15.21% ✓	2.92%
Annual dividend / share	$2.00	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$54.2K ✓	$24.3K
Annual income after 10y	$3,888.53 ✓	$351.71
Total dividends collected	$26.4K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MCIIX vs HDV ($10,000, DRIP)

Year	MCIIX Portfolio	MCIIX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$12,221	$1,520.91	$11,002	$291.67	+$1.2K → MCIIX
2	$14,813	$1,737.10	$12,082	$299.61	+$2.7K → MCIIX
3	$17,818	$1,967.86	$13,247	$307.23	+$4.6K → MCIIX
4	$21,278	$2,212.17	$14,503	$314.52	+$6.8K → MCIIX
5	$25,236	$2,468.85	$15,854	$321.50	+$9.4K → MCIIX
6	$29,739	$2,736.57	$17,308	$328.15	+$12.4K → MCIIX
7	$34,835	$3,013.90	$18,871	$334.49	+$16.0K → MCIIX
8	$40,573	$3,299.37	$20,551	$340.53	+$20.0K → MCIIX
9	$47,004	$3,591.42	$22,357	$346.27	+$24.6K → MCIIX
10	$54,183	$3,888.53	$24,296	$351.71	+$29.9K → MCIIX

MCIIX vs HDV: Complete Analysis 2026

MCIIX — Stock

The fund invests at least 80% of its assets in corporate debt securities, including convertible debt securities. Although the fund will invest primarily in U.S. dollar denominated securities with a minimum rating in the lowest investment grade category at the time of purchase, it may invest up to 20% of its assets in debt securities that are below investment grade, also known as high yield securities or "junk bonds," and non-U.S. dollar denominated foreign debt securities.

Full MCIIX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.