Is MCIYX or HDV a better dividend investment in 2026?

MCIYX currently yields 15.19% with a 5% 5-year dividend growth rate. HDV yields 2.92% with 4.8% growth. The better choice depends on your goal: MCIYX offers higher current income.

What is the dividend yield difference between MCIYX and HDV?

MCIYX has a forward dividend yield of 15.19% ($2.00/share annually). HDV yields 2.92% ($3.96/share annually). The yield gap is 12.27 percentage points.

Home › Compare › MCIYX vs HDV

MCIYX vs HDV: Dividend Comparison 2026

MCIYX yields 15.19% · HDV yields 2.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MCIYX wins by $29.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MCIYX

● Live price

15.19%

Share price

$13.17

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$54.1K

Annual income

$3,877.38

Full MCIYX calculator →

HDV

iShares Core High Dividend ETF

● Live price

2.92%

Share price

$135.39

Annual div

$3.96

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$24.3K

Annual income

$352.73

Full HDV calculator →

Portfolio growth — MCIYX vs HDV

📍 MCIYX pulled ahead of the other in Year 1

Annual dividend income

🛡️

Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MCIYX	HDV
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

📅

Dividend Calendar Overlap

Combined, MCIYX + HDV cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MCIYX pays

HDV pays

Both pay

Neither

💰

Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCIYX

Annual income on $10K today (after 15% tax)

$1,290.81/yr

After 10yr DRIP, annual income (after tax)

$3,295.77/yr

HDV

Annual income on $10K today (after 15% tax)

$248.52/yr

After 10yr DRIP, annual income (after tax)

$299.82/yr

At 15% tax rate, MCIYX beats the other by $2,995.95/year in after-tax income after 10 years on $10,000

⚖️

Lazy Portfolio Split Optimizer

What's the optimal mix of MCIYX + HDV for your $10,000?

MCIYX: 50%HDV: 50%

100% HDV50/50100% MCIYX

Portfolio after 10yr

$39.2K

Annual income

$2,115.05/yr

Blended yield

5.39%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCIYX buys

HDV buys

No recent congressional trades found for MCIYX or HDV in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMCIYXHDV

Forward yield	15.19% ✓	2.92%
Annual dividend / share	$2.00	$3.96 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$54.1K ✓	$24.3K
Annual income after 10y	$3,877.38 ✓	$352.73
Total dividends collected	$26.4K ✓	$3.2K
Payment frequency	quarterly	quarterly
Sector	Stock	ETF

Year-by-year: MCIYX vs HDV ($10,000, DRIP)

Year	MCIYX Portfolio	MCIYX Income/yr	HDV Portfolio	HDV Income/yr	Gap
1← crossover	$12,219	$1,518.60	$11,002	$292.38	+$1.2K → MCIYX
2	$14,808	$1,734.13	$12,084	$300.36	+$2.7K → MCIYX
3	$17,809	$1,964.15	$13,250	$308.02	+$4.6K → MCIYX
4	$21,263	$2,207.63	$14,506	$315.35	+$6.8K → MCIYX
5	$25,215	$2,463.39	$15,858	$322.35	+$9.4K → MCIYX
6	$29,710	$2,730.11	$17,313	$329.04	+$12.4K → MCIYX
7	$34,796	$3,006.38	$18,878	$335.42	+$15.9K → MCIYX
8	$40,522	$3,290.69	$20,560	$341.49	+$20.0K → MCIYX
9	$46,941	$3,581.54	$22,367	$347.25	+$24.6K → MCIYX
10	$54,104	$3,877.38	$24,307	$352.73	+$29.8K → MCIYX

MCIYX vs HDV: Complete Analysis 2026

MCIYX — Stock

The investment seeks to maximize total return consistent with current income. The fund invests at least 80% of its assets in corporate debt securities, including convertible debt securities. Although the fund will invest primarily in U.S. dollar denominated securities with a minimum rating in the lowest investment grade category at the time of purchase, it may invest up to 20% of its assets in debt securities that are below investment grade, also known as high yield securities or "junk bonds," and non-U.S. dollar denominated foreign debt securities.

Full MCIYX Calculator →

HDV — ETF

The iShares Core High Dividend ETF seeks to track the investment results of an index composed of relatively high dividend paying U.S. equities.

Full HDV Calculator →

📬

Get this MCIYX vs HDV comparison by email

Save your analysis + weekly dividend insights. Free forever.

More comparisons

MCIYX vs SCHD MCIYX vs JEPI MCIYX vs O MCIYX vs KO MCIYX vs MAIN MCIYX vs VYM MCIYX vs DVY MCIYX vs SPHD

⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.