Is MCRAB or BTI a better dividend investment in 2026?

MCRAB currently yields 0.95% with a 5% 5-year dividend growth rate. BTI yields 5.38% with 5% growth. The better choice depends on your goal: BTI offers higher current income.

What is the dividend yield difference between MCRAB and BTI?

MCRAB has a forward dividend yield of 0.95% ($0.42/share annually). BTI yields 5.38% ($3.15/share annually). The yield gap is 4.43 percentage points.

Home › Compare › MCRAB vs BTI

MCRAB vs BTI: Dividend Comparison 2026

MCRAB yields 0.95% · BTI yields 5.38%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MCRAB wins by $3.88M in total portfolio value· pulled ahead in Year 5

INVESTMENT

TIME HORIZON10 years

MCRAB

● Live price

0.95%

Share price

$44.00

Annual div

$0.42

5Y div CAGR

100%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$3.92M

Annual income

$3,260,381.36

Full MCRAB calculator →

BTI

● Live price

5.38%

Share price

$58.47

Annual div

$3.15

5Y div CAGR

11.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$37.7K

Annual income

$2,786.64

Full BTI calculator →

Portfolio growth — MCRAB vs BTI

📍 MCRAB pulled ahead of the other in Year 5

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MCRAB	BTI
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MCRAB + BTI cover 0 of 12 months — good coverage

Jan

—

Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MCRAB pays

BTI pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCRAB

Annual income on $10K today (after 15% tax)

$81.14/yr

After 10yr DRIP, annual income (after tax)

$2,771,324.16/yr

BTI

Annual income on $10K today (after 15% tax)

$457.40/yr

After 10yr DRIP, annual income (after tax)

$2,368.64/yr

At 15% tax rate, MCRAB beats the other by $2,768,955.51/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MCRAB + BTI for your $10,000?

MCRAB: 50%BTI: 50%

100% BTI50/50100% MCRAB

Portfolio after 10yr

$1.98M

Annual income

$1,631,584.00/yr

Blended yield

82.52%

📊

Analyst Conviction Gap

Where Wall Street is most bullish on BTI right now

MCRAB

No analyst data

Altman Z

11.7

Piotroski

7/9

BTI

Analyst Ratings

Buy

Hold

Sell

Consensus: Buy

Price Target

$40.00

-31.6% upside vs current

Range: $40.00 — $40.00

Altman Z

2.1

Piotroski

7/9

Analyst ratings via FMP. Altman Z-Score: >3.0 safe, 1.81–3.0 grey zone, <1.81 distress. Piotroski: 7–9 strong, 0–3 weak.

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCRAB buys

BTI buys

No recent congressional trades found for MCRAB or BTI in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMCRABBTI

Forward yield	0.95%	5.38% ✓
Annual dividend / share	$0.42	$3.15 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	100% ✓	11.3%
Portfolio after 10y	$3.92M	$37.7K ✓
Annual income after 10y	$3,260,381.36 ✓	$2,786.64
Total dividends collected	$3.84M	$14.3K ✓
Payment frequency	quarterly	quarterly
Sector	Stock	Consumer Staples

Year-by-year: MCRAB vs BTI ($10,000, DRIP)

Year	MCRAB Portfolio	MCRAB Income/yr	BTI Portfolio	BTI Income/yr	Gap
1	$10,891	$190.91	$11,299	$598.92	$408.00 → BTI
2	$12,042	$388.63	$12,794	$703.91	$752.00 → BTI
3	$13,688	$803.18	$14,518	$829.07	$830.00 → BTI
4	$16,353	$1,706.50	$16,513	$978.64	$160.00 → BTI
5← crossover	$21,308	$3,810.66	$18,827	$1,157.84	+$2.5K → MCRAB
6	$32,081	$9,281.13	$21,518	$1,373.12	+$10.6K → MCRAB
7	$60,445	$26,118.49	$24,657	$1,632.46	+$35.8K → MCRAB
8	$156,659	$91,983.41	$28,329	$1,945.74	+$128.3K → MCRAB
9	$613,233	$445,607.87	$32,637	$2,325.33	+$580.6K → MCRAB
10	$3,916,541	$3,260,381.36	$37,708	$2,786.64	+$3.88M → MCRAB

MCRAB vs BTI: Complete Analysis 2026

MCRAB — Stock

McRae Industries, Inc. manufactures and sells military combat boots for the United States Army. The company also imports and sells western and work boots. It offers its products for men, women, and children under the Dan Post, Laredo Western Boots, Dingo, McRae Industrial, and McRae Footwear brand names. McRae Industries, Inc. was founded in 1959 and is headquartered in Mount Gilead, North Carolina.

Full MCRAB Calculator →

BTI — Consumer Staples

British American Tobacco p.l.c. provides tobacco and nicotine products to consumers in the Americas, Europe, the Asia-Pacific, the Middle East, Africa, and the United States. It offers vapour, heated, and modern oral nicotine products; combustible cigarettes; and traditional oral products, such as snus and moist snuff. The company provides its products under the Vuse, glo, Velo, Grizzly, Kodiak, Dunhill, Kent, Lucky Strike, Pall Mall, Rothmans, Newport, Natural American Spirit, and Camel brands. The company distributes its products to retail outlets. British American Tobacco p.l.c. was founded in 1902 and is based in London, the United Kingdom.

Full BTI Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.