Is MCRDX or QYLD a better dividend investment in 2026?

MCRDX currently yields 29.59% with a 5% 5-year dividend growth rate. QYLD yields 11.92% with -2.1% growth. The better choice depends on your goal: MCRDX offers higher current income.

What is the dividend yield difference between MCRDX and QYLD?

MCRDX has a forward dividend yield of 29.59% ($2.00/share annually). QYLD yields 11.92% ($2.04/share annually). The yield gap is 17.67 percentage points.

Home › Compare › MCRDX vs QYLD

MCRDX vs QYLD: Dividend Comparison 2026

MCRDX yields 29.59% · QYLD yields 11.92%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MCRDX wins by $103.8K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MCRDX

● Live price

29.59%

Share price

$6.76

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$129.2K

Annual income

$16,895.86

Full MCRDX calculator →

QYLD

Global X Nasdaq 100 Covered Call ETF

● Live price

11.92%

Share price

$17.15

Annual div

$2.04

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.4K

Annual income

$5,659.31

Full QYLD calculator →

Portfolio growth — MCRDX vs QYLD

📍 MCRDX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MCRDX	QYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MCRDX + QYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

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Apr

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May

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Jun

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Jul

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Aug

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Sep

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Oct

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Nov

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Dec

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MCRDX pays

QYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCRDX

Annual income on $10K today (after 15% tax)

$2,514.79/yr

After 10yr DRIP, annual income (after tax)

$14,361.48/yr

QYLD

Annual income on $10K today (after 15% tax)

$1,013.51/yr

After 10yr DRIP, annual income (after tax)

$4,810.41/yr

At 15% tax rate, MCRDX beats the other by $9,551.07/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MCRDX + QYLD for your $10,000?

MCRDX: 50%QYLD: 50%

100% QYLD50/50100% MCRDX

Portfolio after 10yr

$77.3K

Annual income

$11,277.59/yr

Blended yield

14.59%

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Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCRDX buys

QYLD buys

Politician	Chamber	Ticker	Type	Amount	Date
Tim Moore	🏢 House	$QYLD	▼ Sell	$15,001 - $50,000	2025-05-02
Tim Moore	🏢 House	$QYLD	▲ Buy	$15,001 - $50,000	2025-04-07
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2022-11-14
Dwight Evans	🏢 House	$QYLD	▼ Sell	$1,001 - $15,000	2020-10-29

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMCRDXQYLD

Forward yield	29.59% ✓	11.92%
Annual dividend / share	$2.00	$2.04 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$129.2K ✓	$25.4K
Annual income after 10y	$16,895.86 ✓	$5,659.31
Total dividends collected	$87.7K ✓	$27.1K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MCRDX vs QYLD ($10,000, DRIP)

Year	MCRDX Portfolio	MCRDX Income/yr	QYLD Portfolio	QYLD Income/yr	Gap
1← crossover	$13,659	$2,958.58	$10,352	$1,192.36	+$3.3K → MCRDX
2	$18,391	$3,776.64	$10,830	$1,347.57	+$7.6K → MCRDX
3	$24,431	$4,752.57	$11,460	$1,539.07	+$13.0K → MCRDX
4	$32,042	$5,900.36	$12,275	$1,777.84	+$19.8K → MCRDX
5	$41,517	$7,232.12	$13,323	$2,078.95	+$28.2K → MCRDX
6	$53,181	$8,757.68	$14,667	$2,463.34	+$38.5K → MCRDX
7	$67,388	$10,484.19	$16,396	$2,960.57	+$51.0K → MCRDX
8	$84,521	$12,415.86	$18,631	$3,612.97	+$65.9K → MCRDX
9	$104,991	$14,553.77	$21,548	$4,482.15	+$83.4K → MCRDX
10	$129,236	$16,895.86	$25,398	$5,659.31	+$103.8K → MCRDX

MCRDX vs QYLD: Complete Analysis 2026

MCRDX — Stock

The investment seeks total return over the long term. Under normal market conditions, the fund seeks to achieve its investment objective by investing at least 80% of its net assets, which include borrowings for investment purposes, in debt and debt-related instruments issued by companies as well as governments, quasi-governmental entities, and supra-national institutions in Asia. The fund is non-diversified.

Full MCRDX Calculator →

QYLD — ETF

The Global X Nasdaq 100 Covered Call ETF (QYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe Nasdaq-100 BuyWrite V2 Index.

Full QYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.