Is MCRDX or XYLD a better dividend investment in 2026?

MCRDX currently yields 29.59% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: MCRDX offers higher current income.

What is the dividend yield difference between MCRDX and XYLD?

MCRDX has a forward dividend yield of 29.59% ($2.00/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 18.61 percentage points.

Home › Compare › MCRDX vs XYLD

MCRDX vs XYLD: Dividend Comparison 2026

MCRDX yields 29.59% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MCRDX wins by $104.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MCRDX

● Live price

29.59%

Share price

$6.76

Annual div

$2.00

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$129.2K

Annual income

$16,895.86

Full MCRDX calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MCRDX vs XYLD

📍 MCRDX pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MCRDX	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MCRDX + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

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Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MCRDX pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MCRDX

Annual income on $10K today (after 15% tax)

$2,514.79/yr

After 10yr DRIP, annual income (after tax)

$14,361.48/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, MCRDX beats the other by $11,625.31/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MCRDX + XYLD for your $10,000?

MCRDX: 50%XYLD: 50%

100% XYLD50/50100% MCRDX

Portfolio after 10yr

$77.3K

Annual income

$10,057.44/yr

Blended yield

13.02%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MCRDX buys

XYLD buys

No recent congressional trades found for MCRDX or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMCRDXXYLD

Forward yield	29.59% ✓	10.98%
Annual dividend / share	$2.00	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	0%	0%
Portfolio after 10y	$129.2K ✓	$25.3K
Annual income after 10y	$16,895.86 ✓	$3,219.02
Total dividends collected	$87.7K ✓	$19.6K
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MCRDX vs XYLD ($10,000, DRIP)

Year	MCRDX Portfolio	MCRDX Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$13,659	$2,958.58	$10,818	$1,098.39	+$2.8K → MCRDX
2	$18,391	$3,776.64	$11,738	$1,222.51	+$6.7K → MCRDX
3	$24,431	$4,752.57	$12,774	$1,364.64	+$11.7K → MCRDX
4	$32,042	$5,900.36	$13,944	$1,527.86	+$18.1K → MCRDX
5	$41,517	$7,232.12	$15,270	$1,715.87	+$26.2K → MCRDX
6	$53,181	$8,757.68	$16,775	$1,933.09	+$36.4K → MCRDX
7	$67,388	$10,484.19	$18,490	$2,184.87	+$48.9K → MCRDX
8	$84,521	$12,415.86	$20,450	$2,477.63	+$64.1K → MCRDX
9	$104,991	$14,553.77	$22,697	$2,819.19	+$82.3K → MCRDX
10	$129,236	$16,895.86	$25,280	$3,219.02	+$104.0K → MCRDX

MCRDX vs XYLD: Complete Analysis 2026

MCRDX — Stock

The investment seeks total return over the long term. Under normal market conditions, the fund seeks to achieve its investment objective by investing at least 80% of its net assets, which include borrowings for investment purposes, in debt and debt-related instruments issued by companies as well as governments, quasi-governmental entities, and supra-national institutions in Asia. The fund is non-diversified.

Full MCRDX Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.