Is MDBPF or XYLD a better dividend investment in 2026?

MDBPF currently yields 4.55% with a 5% 5-year dividend growth rate. XYLD yields 10.98% with 0.5% growth. The better choice depends on your goal: XYLD offers higher current income.

What is the dividend yield difference between MDBPF and XYLD?

MDBPF has a forward dividend yield of 4.55% ($0.13/share annually). XYLD yields 10.98% ($4.30/share annually). The yield gap is 6.43 percentage points.

Home › Compare › MDBPF vs XYLD

MDBPF vs XYLD: Dividend Comparison 2026

MDBPF yields 4.55% · XYLD yields 10.98%● Live data

vsPost on X →

After 10 years · $10,000 invested · DRIP enabled

🏆 MDBPF wins by $8.0K in total portfolio value

INVESTMENT

TIME HORIZON10 years

MDBPF

● Live price

4.55%

Share price

$2.78

Annual div

$0.13

5Y div CAGR

10.3%

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$33.3K

Annual income

$1,929.78

Full MDBPF calculator →

XYLD

Global X S&P 500 Covered Call ETF

● Live price

10.98%

Share price

$39.13

Annual div

$4.30

5Y div CAGR

Payout ratio

50%

After 10 yrs · $10,000 · DRIP

Portfolio value

$25.3K

Annual income

$3,219.02

Full XYLD calculator →

Portfolio growth — MDBPF vs XYLD

📍 MDBPF pulled ahead of the other in Year 1

Annual dividend income

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Recession Test — Did They Cut Dividends?

How each stock treated shareholders during the 3 biggest crises of the last 20 years

Crisis Period	MDBPF	XYLD
2008–2009 GFC	— No data	— No data
2020 Q1–Q2 COVID	— No data	— No data
2022 Q4 Rate Hike	— No data	— No data

Based on dividend payment history. "Increased" = dividend grew during crisis. "Maintained" = held within 3%. "Cut" = reduced by more than 3%.

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Dividend Calendar Overlap

Combined, MDBPF + XYLD cover 0 of 12 months — good coverage

Jan

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Feb

—

Mar

—

Apr

—

May

—

Jun

—

Jul

—

Aug

—

Sep

—

Oct

—

Nov

—

Dec

—

MDBPF pays

XYLD pays

Both pay

Neither

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Tax Bracket Optimizer

Which stock is actually better after tax? Adjust your rate to find out.

MDBPF

Annual income on $10K today (after 15% tax)

$386.41/yr

After 10yr DRIP, annual income (after tax)

$1,640.31/yr

XYLD

Annual income on $10K today (after 15% tax)

$933.63/yr

After 10yr DRIP, annual income (after tax)

$2,736.17/yr

At 15% tax rate, XYLD beats the other by $1,095.85/year in after-tax income after 10 years on $10,000

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Lazy Portfolio Split Optimizer

What's the optimal mix of MDBPF + XYLD for your $10,000?

MDBPF: 50%XYLD: 50%

100% XYLD50/50100% MDBPF

Portfolio after 10yr

$29.3K

Annual income

$2,574.40/yr

Blended yield

8.80%

🏛️

Copy Congress — What Are Politicians Buying?

Senate & House STOCK Act disclosures (last 90 days)

MDBPF buys

XYLD buys

No recent congressional trades found for MDBPF or XYLD in the last 90 days.

STOCK Act mandates disclosure within 45 days of transaction. Data via FMP.Full tracker →

MetricMDBPFXYLD

Forward yield	4.55%	10.98% ✓
Annual dividend / share	$0.13	$4.30 ✓
Payout ratio	50%	50%
1-year div growth	0%	0%
5-year div CAGR	10.3% ✓	0%
Portfolio after 10y	$33.3K ✓	$25.3K
Annual income after 10y	$1,929.78	$3,219.02 ✓
Total dividends collected	$10.7K	$19.6K ✓
Payment frequency	quarterly	monthly
Sector	Stock	ETF

Year-by-year: MDBPF vs XYLD ($10,000, DRIP)

Year	MDBPF Portfolio	MDBPF Income/yr	XYLD Portfolio	XYLD Income/yr	Gap
1← crossover	$11,201	$501.43	$10,818	$1,098.39	+$383.00 → MDBPF
2	$12,565	$578.99	$11,738	$1,222.51	+$827.00 → MDBPF
3	$14,114	$669.48	$12,774	$1,364.64	+$1.3K → MDBPF
4	$15,877	$775.21	$13,944	$1,527.86	+$1.9K → MDBPF
5	$17,887	$898.95	$15,270	$1,715.87	+$2.6K → MDBPF
6	$20,183	$1,044.01	$16,775	$1,933.09	+$3.4K → MDBPF
7	$22,810	$1,214.36	$18,490	$2,184.87	+$4.3K → MDBPF
8	$25,822	$1,414.76	$20,450	$2,477.63	+$5.4K → MDBPF
9	$29,280	$1,650.93	$22,697	$2,819.19	+$6.6K → MDBPF
10	$33,260	$1,929.78	$25,280	$3,219.02	+$8.0K → MDBPF

MDBPF vs XYLD: Complete Analysis 2026

MDBPF — Stock

Medibank Private Limited provides private health insurance and health services in Australia. The company operates in two segments, Health Insurance and Medibank Health. The Health Insurance segment provides private health insurance products, including hospital cover that offers members with health cover for hospital treatments; and ancillary cover, which provides members with health cover for healthcare services, such as dental, optical, and physiotherapy. This segment also offers health insurance products to overseas visitors and overseas students. The Medibank Health segment provides health management and in-home care services, as well as a range of telehealth services to government and corporate customers; and distributes travel, life, and pet insurance products. The company underwrites its health insurance products under the Medibank and ahm brands Medibank Private Limited was founded in 1976 and is based in Docklands, Australia.

Full MDBPF Calculator →

XYLD — ETF

The Global X S&P 500 Covered Call ETF (XYLD) seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Cboe S&P 500 BuyWrite Index.

Full XYLD Calculator →

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⚠️ Educational purposes only. Not financial advice. Congressional trades sourced from SEC STOCK Act filings via FMP. Past performance does not guarantee future results.